CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME | ||
FOR THE PERIOD ENDED 30 SEPTEMBER, 2026 | ||
SEPTEMBER 2026 |
SEPTEMBER 2025 | |
Current Period |
Prior Period | |
N'000'000 |
N'000'000 | |
Gross Earnings |
2,865,288 |
3,371,829 |
Interest Income |
2,617,139 |
2,740,946 |
Interest Expense |
(688,727) |
(814,227) |
Net Interest Income |
1,928,412 |
1,926,719 |
Investment and Other Operating Income |
134,199 |
534,782 |
Operating Expenses |
(903,044) |
(762,565) |
Loan Loss Expenses |
(230,770) |
(781,524) |
Profit Before Tax |
928,797 |
917,412 |
Taxation |
(252,971) |
(153,208) |
Profit After Tax |
675,826 |
764,204 |
Other Comprehensive Income |
(167,543) |
110,827 |
Total Comprehensive Income |
508,283 |
875,031 |
Profit After Tax Attr. To Noncontrolling Int |
1686 |
347 |
Profit After Tax Owners of the Company |
674,140 |
763,857 |
Total Comp. Inc.Attr. to Non-Controlling Interest |
1337 |
347 |
Attributable to Owners of the Company |
506,946 |
874,684 |
Basic Earnings per Share (kobo) |
1641 |
1860 |
Fully Diluted Earnings per Share (Kobo) |
1641 |
1860 |
STATEMENT OF FINANCIAL POSITION AS AT 30 SEPTEMBER 2026 | ||
SEPTEMBER 2026 |
DECEMBER 2025 | |
Current Period |
Prior Period | |
Assets |
N'000'000 |
N'000'000 |
Cash and Balances with Central Banks |
7,658,966 |
6,925,426 |
Treasury Bills |
3,277,318 |
4,662,814 |
Assets pledged as collateral |
94,189 |
115,525 |
Due from Other banks |
4,576,511 |
2,721,675 |
Derivative Assets |
5,135 |
8,146 |
Loans and Advances |
11,636,702 |
10,448,952 |
Investment Securities |
5,391,086 |
5,409,945 |
Deferred Tax Assets |
10,742 |
32,296 |
Other Assets |
1,132,266 |
572,712 |
Current tax receivable |
10,629 |
3,721 |
Property and Equipment |
522,919 |
478,018 |
Intangible Assets |
70,858 |
78,821 |
34,387,321 |
31,458,051 | |
Liabilities | ||
Customers' Deposits |
27,114,756 |
24,329,961 |
Derivative Liabilites |
189,092 |
196,072 |
Current Income Tax Payable |
96,008 |
95,198 |
Deferred Income Tax Liabilities |
14,821 |
7,492 |
Other Liabilities |
1,670,535 |
1,150,591 |
On-lending Facilities |
90,506 |
103,369 |
Borrowings |
138,475 |
651,162 |
Debt Securities issued |
- |
- |
29,314,193 |
26,533,845 | |
Net Assets |
5,073,128 |
4,924,206 |
Non Controlling Interest |
5,131 |
3,794 |
Attributable to Owners of the Company |
5,067,997 |
4,920,412 |