Tokio Marine Insights:
Group CEO Small Meeting
September 5, 2025
Introduction
Career:
Apr. 1994 Joined Tokio Marine Fire Insurance
~Jun. 2002 Reinsurance Dept./
Property & Casualty Underwriting Dept.
Jul. 2002 MBA Program at Stanford Univ. Jul. 2004 Aerospace Dept. (Sales and U/W) Apr. 2014 Expat at Tokio Millenium Re. (NY)
Apr. 2019 General Manager, Corporate Planning Dept.
Tokio Marine & Nichido Fire Insurance Apr. 2021 General Manager, Corporate Planning Dept.
Tokio Marine Holdings Apr. 2023 Managing Executive Officer
(North / Latin America representative) Jun. 2025 President & Group CEO
Policy:"Where there is a will, there is a way."
"The salt of the earth, the light of the world."
Masahiro "Masa" Koike
Where We Stand NowWhat we've done
Tokio Marine Phase 1 (~ until the year 2000):
As a leading company, driving the Japanese non-life insurance industry
Tokio Marine Phase 2 (from the year 2000~):
Proactive business expansion overseas
Our strength
Robust business model with top-tier organic growth capabilities in each country/region
Global Risk Diversification
Globally Integrated Group Management
4
What We Do (Tokio Marine Phase 3)Group Strategy Evolution
Global Risk Diversification
Pursue a business portfolio characterized by low volatility and capable of achieving sustainable profit growth
Globally Integrated Group Management
Promote the recruitment of global talent in management and further advance integrated group management that leverages diversity
Business Strategy Evolution
Solution Business
Achieving early establishment of business in Japan while exploring potential for expansion overseas
Transforming the revenue structure by developing the solutions business into one of the key profit drivers, thereby reducing capital requirement across the entire group
International Insurance Business
Expanding business in regions with growth potential, particularly in North America
Promoting geographical risk diversification
Pursuing M&A activities to accelerate these initiatives
Japan Insurance Business
Eliminate the conventional industry practices and further focus on delivering the "true value of insurance"
Strengthening competitive advantages, including underwriting expertise
What I Value
Continue delivering value to all stakeholders through "Sustainability the Tokio Marine way"
Helping customers and society solve challenges and contributing to greater sustainability gives our Group the ability to keep growing sustainably as well
The source of everything are each employee,
who resonates with the purpose, embodying 'Integrity,' 'Ownership,' and 'Accountability'