This report presents NEO Finance, AB 2026 H1 unaudited financial statements.
"The first half of 2026 showed that our diversified business model is resilient, but our clear priority now is to accelerate revenue growth across all business lines. Operational efficiency and cost discipline have strengthened our foundation - now we are focused on translating that foundation into significantly stronger, sustainable sales growth in consumer lending, payments and SME financing during the second half of the year," says Evaldas Remeikis, Head of Administration, NEO Finance.
Key financial highlights for H1 2026 are presented below:
| Indicators | 2026 H1 | 2025 H1 | Change % |
| Revenue, EUR | 4 466 172 | 3 967 354 | 13% |
| Income from P2P lending, EUR | 2 290 518 | 2 019 348 | 13% |
| Income from e-money issuance and management, EUR | 1 685 504 | 1 447 724 | 16% |
| Income from investment activity, EUR | 490 150 | 500 282 | (2%) |
| Cost of sales, EUR | (1 833 077) | (1 640 296) | 12% |
| Gross profit, EUR | 2 633 095 | 2 327 058 | 13% |
| General and administrative costs, EUR | (1 553 734) | (1 474 821) | 5% |
| EBITDA, EUR | 1 385 299 | 1 115 959 | 24% |
| Pre-tax profit (loss), EUR | 1 079 361 | 852 237 | 27% |
Detailed financial information is provided in the appendix.
Head of Administration
Evaldas Remeikis
Email:[email protected]
The full interim report of NEO Finance, AB (legal entity code: 303225546; registered address: Ukmergės g. 126, Vilnius, Lithuania) for the H1 of 2026, with confirmation by the responsible persons, are available for review in the attached document.