Aegon Ltd. · EURONEXT:AGN
Aegon — Investor Presentation (June 2023)
23 slides from Aegon's investor presentation, June 2023
Slide 1: An introduction to Aegon
An introduction to Aegon June 2023 1 Helping people live their best lives
Slide 2: Content
Content 3 About Aegon 16 An integrated, diversified, 21 International Key facts and figures international financial services group 5 Our purpose & vision 18 North America 23 Asset Management Helping people live their best lives 8 Sharing value with our 19 The Netherlands 23 Aegon’s Management stakeh
Slide 3: About Aegon
About Aegon What we do Operating result (Full year 2022) Offering investment, protection, and retirement solutions for approximately 29.5 million customers, always with a clear purpose of Helping people live their best lives 9% 8% History Our roots date back almost 180 years to the first half of the
Slide 4: Customers at the heart of everything we do
Customers at the heart of everything we do For 180 years <1900 1983: Joining forces >1983 Current era Aegon’s roots date Merger of Dutch International Delivering on our ambitious purpose of back to the first half insurers Ago and expansion Helping people live their best lives. of the 19th century. E
Slide 5: Trends and developments influencing our business and stakeholders
• Demographics and longevity Trends and developments • Fractures in social networks and inter-generational wealth gaps influencing our • Technological innovation and the competitive landscape business and stakeholders • Sustainability-related developments 5
Slide 6: Our purpose and vision
Our purpose and vision Purpose Our vision Helping people live To be a leader in their best lives investment, protection, and retirement solutions 6
Slide 7: Aegon's business model
Aegon’s business model Solutions development and pricing Development of our financial solutions begins with our customers. We assess their needs and develop products and services to suit. We then estimate and price the risk involved for us as a provider. Distribution Our products and services are th
Slide 8: Sharing value with our stakeholders
Sharing value with our stakeholders • At Aegon our focus is on creating long-term value for a broad range of stakeholders. As underpinned by our purpose, strategy, and sustainability approach, we see our business as inherently beneficial to society and people’s lives. • Our stakeholders are: - Custo
Slide 9: Value created in 2022
Value created in 2022 Claims, benefits, and Dividend and interest Responsible investment Total employee retirement plan withdrawals payments to investors solutions cost EUR EUR EUR EUR 60 630 120 2.1 in billions in millions in billions in billions Support for local Business Residential mortgages com
Slide 10: Sharing value with our customers
Sharing value with our customers Aegon seeks to support its customers with a broad mix of investment, Serving individual, group and corporate clients globally protection, and retirement solutions, in addition to smooth and efficient (Total number of customers by location, in millions, end-2022) cust
Slide 11: Sharing value with our employees
Sharing value with our employees Employees are a key part of our success as a company. We seek to maintain Employee engagement (Outcome of Global Employee Survey; in %) high levels of employee engagement and wellbeing, and we foster a supportive and inclusive and diverse work environment. Employee e
Slide 12: Sharing value with our partners and suppliers
Sharing value with our partners and suppliers Aegon’s global supply chain is made up of distributors, joint venture partners, • Building a responsible and transparent reinsurers, sourcing partners, and suppliers of goods and services. We employ supply chain is central to our sustainability responsib
Slide 13: Sharing value with our investors
Sharing value with our investors Aegon seeks to provide a consistent and attractive return on investment to its global investors, who include both shareholders and bondholders. Our approach includes paying regular dividends and conducting other forms of appropriate capital distributions to our equit
Slide 14: Sharing value with wider society
Sharing value with wider society Aegon’s products and services enable individuals to take control of their finances and save for their own retirement, reducing their reliance on public pension systems and increasing financial stability in wider society. At the same time, we aim to have a positive im
Slide 15: Taking our responsibility as investor and asset manager
Taking our responsibility as investor and asset manager At Aegon, we recognize our responsibility to ensure our investments do not negatively Engagement activity affect society or the planet. We apply this ethos to our own general account (By theme, in 2022) investments and use our influence to enco
Slide 16: An integrated, diversified, international financial services group
An integrated, diversified, international financial services group 16
Slide 17: Focusing on three core markets, three growth markets, one global asset manager
Focusing on three core markets, three growth markets, one global asset manager US • Large, established investment, protection, and retirement markets Core • Benefiting from structural tailwinds NL1) markets towards defined contribution pensions • Aegon has leading positions UK Global asset managemen
Slide 18: North America at a glance
North America at a glance What we do Operating result Providing a broad range of life insurance and investment (Full year 2022) products, individual and group pension plans, as well as asset management services Our brand Mainly operating under the Transamerica brand, with a history dating back to th
Slide 19: The Netherlands at a glance
The Netherlands1) at a glance What we do In the Netherlands, Aegon is one of the best-known names in Operating result (Full year 2022) the Dutch financial sector, and a leading provider of life insurance, long-term savings, and pension and annuity solutions. Our operations in the Netherlands also in
Slide 20: Aegon UK at a glance
Aegon UK at a glance What we do Operating result In the United Kingdom, Aegon provides solutions for (Full year 2022) retirement, workplace savings, investing, and protection. Aegon UK holds leading positions in the retirement and savings markets in both the workplace and retail segments. Locations
Slide 21: Aegon International at a glance
Aegon International at a glance What we do Operating result (Full year 2022) Aegon International’s main business lines are life insurance, savings, pensions, asset management, general insurance and accident & health. 27 Geographical footprint Aegon International consists of Aegon’s growth markets Br
Slide 22: Aegon Asset Management at a glance
Aegon Asset Management at a glance What we do Operating result Aegon Asset Management is an active global investment (Full year 2022) business that manages and advises on assets for a global client base. Geographical footprint Aegon Asset Management has offices in the United States, the Netherlands,
Slide 23: Aegon's Management Board
Aegon’s Management Board Lard Matt Duncan Astrid Friese Rider Russell Jäkel CEO CFO Chief Chief Risk Transformation Officer Officer Will Allegra Mike Marco Fuller van Hövell-Patrizi Holliday-Williams Keim President & CEO CEO CEO CEO Aegon the Aegon UK International Transamerica Netherlands Bas Onno