Nutun Limited · JSE:NTU
Nutun — Transaction Capital — HY2020 Earnings Presentation
5 slides from Nutun's earnings presentation, March 2020
Slide 1: Defensively positioned in a challenging consumer credit environment
ENVIRONMENT & MARKET CONTEXT | SOUTH AFRICA 28 DEFENSIVELY POSITIONED IN A CHALLENGING CONSUMER CREDIT ENVIRONMENT MACRO- & SOCIO-ECONOMIC ENVIRONMENT IN SA PLACING PRESSURE ON CONSUMERS OVER THE MEDIUM-TERM HIGHLY RELEVANT BUSINESS MODEL IN A POST COVID-19 ENVIRONMENT Transaction Capital’s consumer
Slide 2: Australian consumer credit environment
ENVIRONMENT & MARKET CONTEXT | AUSTRALIA 29 AUSTRALIAN CONSUMER CREDIT ENVIRONMENT AUSTRALIAN CONSUMER EMPLOYED BUT HIGHLY LEVERAGED AUSTRALIAN DEBT COLLECTION ENVIRONMENT • 5.2% unemployment (Mar 2020), ▲unemployment • Aus bush fires placing strain on an already indebted consumer Consumers: Market
Slide 3: TCRS market positioning: diversified business model
TCRS MARKET POSITIONING | DIVERSIFIED BUSINESS MODEL 27 BY BUSINESS ACTIVITY, REVENUE MODEL, GEOGRAPHY, SECTOR, CLIENT & MANDATE BUSINESS ACTIVITIES COLLECTION SERVICES DIVERSIFICATION ~3% ~2% Contingency & FFS Selected Australia international NPL Portfolios as principal 26% markets2 Australia >1% ~
Slide 4: TCRS strategic growth initiatives to create value
TCRS STRATEGIC GROWTH INITIATIVES TO CREATE VALUE 30 GROWTH OPPORTUNITIES IN AN UNDERDEVELOPED & GROWING SA MARKET TOP BUYERS OF TOP BUYERS OF CONSUMER DEBT IN EUROPE TOP BUYERS OF CONSUMER DEBT IN USA1 Buyer $million CONSUMER DEBT IN AUS Buyer $million • Intrum ~$1 133m Buyer $million • Encore Capi
Slide 5: TCRS market positioning: competitive advantages
TCRS MARKET POSITIONING 63 COMPETITIVE ADVANTAGES TCRS’s PROPRIETARY DATA • Database of SA’s distressed consumers • Continuously enriched (with collection & ContactAbility results) REPUTATION OF PERFORMANCE ANALYTICS • Only local listed industry participant • Predictive & layered voice analytics to