HSBC Holdings PLC · LSE:HSBA
HSBC — HSBC UK — Barclays UK Banks Virtual Tour 2021
11 slides from HSBC's conference presentation, Mar 15, 2021
Slide 1: Barclays UK Banks Virtual Tour 2021
HSBC UK Barclays UK Banks Virtual Tour 2021
Slide 2: Well positioned to help support the UK's economic & societal recovery from Covid-19
HSBC UK Well positioned to help support the UK’s economic & societal recovery from Covid-19 1 We have strongly supported our customers, colleagues, and our community throughout the Covid-19 crisis Delivered a robust financial performance in 2020, remaining profitable and maintaining balance sheet st
Slide 3: Supporting our customers, colleagues, and community throughout Covid-19
HSBC UK Supporting our customers, colleagues, and community throughout Covid-19 Commercial (CMB) CMB UK – Government-backed lending schemes1 Approved £14.1bn in Covid-19 related lending, including £6.9bn £11.2bn through government-backed lending schemes¹ Approved Approved over 9k capital repayme
Slide 4: Robust performance in 2020 despite unprecedented disruption
HSBC UK Robust performance in 2020 despite unprecedented disruption £m FY20 FY19 Δ Net interest income 4,567 4,878 (6)% Non interest income 1,480 1,735 (15)% Revenue 6,047 6,613 (9)% Delivered profits (adjusted PBT of £334m) in a ECL (2,115) (613) >(100)% challenging environment Costs (3,598) (3,7
Slide 5: Our portfolios have remained resilient offering a strong platform for growth
HSBC UK Our portfolios have remained resilient offering a strong platform for growth 1 Credit quality (% gross carrying amount) 2 Retail1 – delinquency trends (%) Mortgages (90+ days) 1% 1% 3% 2% 14% Credit cards (90-179 days) 14% Credit Impaired 0.88 12% 9% Credit quality remains strong, 1 Sub-St
Slide 6: Our strategy is focused on growth
HSBC UK Our strategy is focused on growth Our purpose Opening up a world of opportunity Our values We value difference We succeed together We take responsibility We get it done Our ambition To be the preferred international financial partner for our clients Our strategy Focus on our strength
Slide 7: Mortgages – Controlled growth through intermediary expansion
HSBC UK Mortgages – Controlled growth through intermediary expansion Retail residential mortgage balances, £bn Focus on delivering sustainable growth which supports pricing and returns, and remains in line with risk appetite +17% 110.7 94.7 101.5 Significant growth potential given historically und
Slide 8: Commercial – Growing sustainably with a focus on international clients
HSBC UK Commercial – Growing sustainably with a focus on international clients Share of total HSBC UK adjusted PBT Balance sheet growth, £bn CMB Customer lending Significant operational strength displayed to Other FY19 FY20 Government deliver Covid-19 support to customers backed lending2 +6% CMB
Slide 9: Innovation – Scaling Kinetic and transforming first direct
HSBC UK Innovation – Scaling Kinetic and transforming first direct Kinetic, mobile-first, cloud-first business banking HSBC Kinetic, the new UK mobile banking service built on Established brand with strong platform for growth: the cloud, designed for small businesses ~1.5m customers Simple,
Slide 10: Sustainability – Key to our growth story
HSBC UK Sustainability – Key to our growth story HSBC Group ambitions Actions Become a net zero bank Align the financed emissions of our Work towards our Renewable Electricity commitment to source 100% of our portfolio of customers to achieve net zero electricity from renewables through power pu
Slide 11: Disclaimer
HSBC UK Disclaimer Important notice The information, statements and opinions set out in this presentation and accompanying discussion (“this Presentation”) are for informational and reference purposes only and do not constitute a public offer for the purposes of any applicable law or an offer to sel