Vienna Insurance Group AG · VIE:VIG
Vienna Insurance — Q3 2014 Earnings Presentation
12 slides from Vienna Insurance's earnings presentation, Nov 18, 2014
Slide 1: What unites us? The passion to be number 1
WHAT UNITES US? THE PASSION TO BE NUMBER 1
Slide 2: Group results 1.-3. quarter 2014
Group results Vienna Insurance Group 1.-3. quarter 2014 Vienna, 18th November 2014
Slide 3: Highlights 1.-3. quarter 2014
Vienna Insurance Group Highlights 1.-3. quarter 2014 Profit before taxes at EUR 431mn (+36.4%) • Net profit after minorities at EUR 328mn (+50.7%) Profit before taxes • Earnings per share EUR 3.26 (+65.5%) Premium stable at around EUR 7.0bn Premium volume • Adjusted for exchange rate effects 1.7% Co
Slide 4: Premiums by lines of business
Premiums Gross written premiums by lines of business, IFRS, in EUR mn 1-9 2013 1-9 2014 Growth in premiums influenced by currency exchange effects -0.2% Adjusted for exchange rates -1.5% 7,050 7,039 +1.7% Adjusted for +1.7% exchange rates 3,617 3,564 Premium growth +0.8% 3,129 3,184 excluding specia
Slide 5: Premiums by regions
Premiums Gross written premiums by regions, IFRS, in EUR mn 1-9 2013 1-9 2014 Premium stable at around EUR 7.0bn Adjusted for “Remaining markets” again with pleasant growth special effects in Italy +2.6% -0.2% Adjusted for -0.2% 7,050 7,039 exchange rates Excluding Adjusted for +3.8% special effects
Slide 6: Combined Ratio
Combined Ratio net, in % Combined Ratio reduced by 3.5pp to very good 97.2%… 100.6 97.2 …despite the ongoing conservative reserving policy in Italy 1-9 2013 1-9 2014 Rounding differences 6
Slide 7: Profit before taxes by lines of business
Profit before taxes By lines of business, IFRS, in EUR mn 1-9 2013 1-9 2014 Strong increase in profit before taxes … +36.4% …despite 431 the interest expense for the subordinated bond issued in >100% -35.3% the autumn of 2013 that was 316 booked for the first time 229 239 Impairment 155 +90,2% H
Slide 8: Profit before taxes by regions
Profit before taxes By regions, IFRS, in EUR mn 1-9 2013 1-9 2014 Highly profitable CEE markets (+9.5%) +36.4% Share CEE Adjusted for 57% exchange rates 431 Adjusted for -5.9% exchange rates 316 10.6% +6.4% -11.9% 151 145 128 +0.6% +0.3% +0.5% 137 43 43 49 49 37 37 3 -36 Austria Czech Republic Slova
Slide 9: Strong result increase in the first three quarters of 2014
Strong result increase in the first three quarters of 2014 1-9 2013 1-9 2014 In EUR mn 36.4% 65.5% 431 50.7% 3.26 316 328 1.97 218 Profit before Net profit after Earnings per taxes minorities share in EUR Rounding differences 9
Slide 10: Best recruiter: VIG received silver seal of quality
Best recruiter: VIG received silver seal of quality VIG has improved by 190 places Outstanding recruiting 2013 2014 Bronze lable Silver lable Place 264 Place 74 in the overall ranking in the overall ranking 10
Slide 11: Austrian Annual Report Award
VIG Annual report 2013 Austrian Annual Report Award – VIG awarded several times „Trend“ annually awards the best annual reports from Austrian companies 3rd Place in the 1st Place in the “Economic „Sustainability“ Informativeness” category category 5th Place in the 4th Place overall rating for „Stock
Slide 12: The leading insurance specialist in Austria and CEE
THE LEADING WIENERGE Kooper ginsrran = KHAKAU = wwmaniadlle §—gaserzee INSURANCE Leloviaseneliens KOMUNALNA SPECIALIST @lonay uN Lye = moss ® WINNERS Tiewa INSURANCE GROUP BUUsTRAD ‘WENA WSURANCE GROUP ie SURANCE GROUP IN AUSTRIA rostovia oak ‘S-VERSICHERUNG Eoovensuer sromiretnt ronitep' © WINNER g
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