Danske Bank A/S · OMXCOP:DANSKE
Danske Bank A/S — Merger or Acquisition (November 2006)
11 slides from Danske Bank A/S's merger presentation, Nov 9, 2006
Slide 1: Danske Bank acquires Sampo Bank
Danske Bank acquires Sampo Bank Primary markets and economies November 9, 2006
Slide 2: Disclaimer
Disclaimer This presentation is not for release, publication or distribution in Australia, Canada, the Hong Kong Special Administrative Region of the People's Republic of China, Japan, South Africa or the United States. These materials are not an offer for sale of securities in the United States. Se
Slide 3: The Finnish economy: on a stable path
The Finnish economy: on a stable path Economic growth The Finnish economy is on a path of continued Private consumption Inflation GDP growth (%) growth (%) growth and stability 4 3.6 4 % GDP growth of approx. 3% expected over 3.4 3 3.0 the next few years after 2.1% in 2005 2.8 2.3 2.7 2.1 2.2 2.
Slide 4: Finnish banking: market overview
Finnish banking : market overview Lending margins Deposit margins The Finnish banking sector is more % % profitable and cost effective than the 2 2 overall EU sector, due to the rapid adoption of new technology, expansion of banking markets and the rationalisation of the banking sector after the c
Slide 5: The Finnish banking market
The Finnish banking market - Good lending growth Banks in Finland (end 2005) # Highlights 2005 Commercial banks 12 Stable economic development supported profitability Co-operative banks (OP Group) 238 Local co-operatives 42 Corporate loans up by 7.5% Savings banks 40 Branch offices of foreign cr
Slide 6: The Finnish banking market
The Finnish banking market - Overview of the Banks active on the Finnish banking market Banking groups operating in Finland on 31 December 2005 Retail mortgage market share, 2005 Balance sheet (m) Employees Branches Domestic banks 270,361 28,976 1,567 Other 9% Aktia 5% Nordea Bank Finland (1) 123,7
Slide 7: The Finnish banking market: total retail lending
The Finnish banking market - Total retail lending Total retail lending 2001-2006 Mortgage loans bn % Consumer credits 75 Other loans 15 Total lending growth 37.5 10 0 5 Source: Bank of Finland 7
Slide 8: The Finnish banking market: total lending by sector
The Finnish banking market - Total lending by sector Total lending by sector Households 2001-2006 Non-financial corporations bn General government 122 Financial & insurance (excl. MFIs) 61 0 Source: Bank of Finland 8
Slide 9: The Finnish banking market: annual growth rates
The Finnish banking market - Annual growth rates Lending, annual growth rates 2001-2006 % 15 Households Non-financial corporations 5 -5 Source: Bank of Finland 9
Slide 10: The Baltic economy & banking market overview
The Baltic economy & banking market overview GDP growth % Inflation The Baltic countries have strong economic 8 % growth over the last few years, which is 12 expected to slow in the near future, but will 6 still be at comparatively high levels 4 Lending levels, both retail and corporate, 6 haven
Slide 11: For further information:
For further information: - www.danskebank.com/ir 11