LHV Group AS · OMXTSE:LHV1T
LHV Group AS — Q4 2020 Earnings Presentation
16 slides from LHV Group AS's earnings presentation, Feb 9, 2021
Slide 1: LHV Group Q4 2020 results
LHV Group Q4 2020 results 9 February 2021
Slide 2: Busy quarter, the effects of the crisis were modest
Busy quarter, the effects of the crisis were modest For customers Pension funds • • • • • Records in business volumes Other • • • • • • • • • 2
Slide 3: Quarter with strong results and growth
Quarter with strong results and growth • • • • • • 3
Slide 4: Net profit ahead of financial plan by +7.2 EURm
Net profit ahead of financial plan by +7.2 EURm • • • • • 4
Slide 5: Deposits volume above 4 EURb and loans volume above 2 EURb
Deposits volume above 4 EURb and loans volume above 2 EURb Deposits • • • Loans (net) • 5
Slide 6: Record levels in business volumes, net profit and efficiency indicators
Record levels in business volumes, net profit and efficiency indicators • • • 6
Slide 7: Net profit ahead of financial plan by +2.2 EURm
Net profit ahead of financial plan by +2.2 EURm • • • • 7
Slide 8: 2020 best performing pension funds managed by LHV
2020 best performing pension funds managed by LHV Assets under management and customers • • Pillar II comparable pension funds NAV Passive fonds and pension fund • change (YTD) Roheline NAV change YTD • 8
Slide 9: Q4 Net profit 7.1 EURm, client base keeps growing
Q4 Net profit 7.1 EURm, client base keeps growing • • • • 9
Slide 10: Net profit, number of customers and volume of funds ahead of the financial plan
Net profit, number of customers and volume of funds ahead of the financial plan • • • • 10
Slide 11: 39.8 EURm Growth in business volumes
12 months 39.8 EURm 20.5% Growth in business 56,800 volumes 11
Slide 12: Annexes
Annexes
Slide 13: Strong liquidity and capitalization
Strong liquidity and capitalization LCR Loan-deposit ratio • • T1 capital adequacy Total capital adequacy • 13
Slide 14: The debt ratio remains low
The debt ratio remains low Corporate loans by ratings Corporate loans overdue porfolio • • LHV Finance loans overdue porfolio Retail banking loans overdue portfolio • 14
Slide 15: Stock information
Stock information LHV stock price and turnover • • • Dynamics of LHV stock price and comparison indexes • • 15
Slide 16: Madis Toomsalu [email protected] Meelis Paakspuu
Madis Toomsalu [email protected] Meelis Paakspuu [email protected] AS LHV GROUP TARTU MNT 2, TALLINN 6 802 670 [email protected] LHV.EE