FG — IPO Roadshow (May 2025)
30 slides from FG's IPO roadshow presentation, May 8, 2025
Slide 1: FG Holdings Limited Investor Presentation May 2025
FG Holdings Limited (Reserved Nasdaq Symbol: FGO) Investor Presentation May 2025
Slide 2: Disclaimer and Forward-Looking Statement
Disclaimer and Forward - Looking Statement This presentation pertains to the proposed public offering of Class A Ordinary Shares ["Ordinary Shares") of FG HOLDINGS LIMITED (the "Company"), a holding company registered and incorporated in the British Virgin Islands with no material operations of its
Slide 3: Free Writing Prospectus Statement
Free Writing Prospectus Statement This free writing prospectus relates to the proposed initial public offering of the ordinary shares(the "Ordinary Shares") with no par value, of FG Holdings Limited (the "Company"), which are being registered on the Registration Statement and should be read together
Slide 4: Offering Summary
Offering Summary FG Holdings Limited Issuer Nasdaq Capital Market/FGO Proposed Listing/Reserved Stock Symbol 30,000,000 ordinary shares (including 26,000,000 Class A Ordinary Shares and 4,000,000 Class B Ordinary Shares) Ordinary Shares Outstanding Before the Offering 2,000,000 Class A Ordinary Shar
Slide 5: Agenda
Agenda 5 Company Overview 1 Industry Overview 2 Investment Highlights 3 Growth Strategies 4 Financial Highlights 5 Management Team 6
Slide 6: Company Overview
FundersSo ‘SURF THE GLOBAL FUNDS COMPANY OVERVIEW
Slide 7: Company at a Glance
Company at a Glance Private Credit Mortgage Loan Brokerage Services Bank Mortgage Loan Brokerage Services Consultancy Services Assist customers on their financial restructuring Enhance customer’s cash management system explore potential/alternative financing options Provide borrowers with mortgage a
Slide 8: Corporate Structure
Corporate Structure 100% 100% 100% FG Holdings Limited (“FGHL”) BVI Richest View (HK) Limited (“Richest View”) Hong Kong Fundergo Limited (“Fundergo”) Hong Kong Fundermall Limited (“Fundermall”) Hong Kong
Slide 9: Solid Foundation
Solid Foundation 9 Possess a secure and user - friendly bilingual online mortgage brokerage platform Free property valuation and fast execution enabled by automated assessment simulation From our inception to Dec 31, 2024, we had facilitated over HK$7,831 million in loans to 589 borrowers Loans faci
Slide 10: Online Platform – Fundergo & iMort
Online Platform – Fundergo & iMort 10 Online mortgage application 1 Sign offer letter & loan drawdown Select offer and arrange meeting with lender 2 3 x Flexible loan size and loan - to - value ratio x Lower interest rate and fee - free to borrowers x Instant choice of tailor - made offers to borrow
Slide 11: Industry Overview
FundersSo ‘SURF THE GLOBAL FUNDS INDUSTRY OVERVIEW
Slide 12: Mortgage Lending Industry in Hong Kong
Mortgage Lending Industry in Hong Kong Real estate is an important driver for the mortgage lending business Hong Kong’s real estate industry is a significant contributor to the city’s economy – in 2024, there were 67,979 sale and purchase agreements for all building units with a total consideration
Slide 13: Mortgage Lending Industry in Hong Kong (cont'd)
Mortgage Lending Industry in Hong Kong (cont’d) Mortgage loan – A preferred lending product One of the most favorite lending products to investors and banks as they are secured by fixed assets During 2Q2024, total property lending granted by authorized institutions was HK$3.4 trillion, accounting fo
Slide 14: Mortgage Lending Industry in Hong Kong (cont'd)
Mortgage Lending Industry in Hong Kong (cont’d) 14 Solid market demand for mortgage loan Mainly driven by property transactions and refinancing of existing properties to release liquidity from the asset Mortgage rates, which are mostly floating rate depending on the inter - bank interest rate has in
Slide 15: Investment Highlights
FundersSo ‘SURF THE GLOBAL FUNDS INVESTMENT HIGHLIGHTS
Slide 16: Award-winning Online Mortgage Brokerage Platform
A ward - winning Online Mortgage Brokerage Platform 1 16 Leverage our award - winning platform and the financial expertise of the management team and experienced staff user - friendly way Provide customers online property valuation, instant risk and credit assessment, and accurate , connecting borro
Slide 17: Extensive Database of Banks & Private Credit Lenders
Extensive Database of Banks & Private Credit Lenders 2 17 20 Banks 100 Private credit lenders Strong Database Master Corporation Agreements 17 Private credit lenders Appointment as Third Party Agent 50 HK licensed money lenders 59% FY2022/23 67% FY2023/24 Percentage of revenue under private credit m
Slide 18: Efficient and Customized Services
Efficient and Customized Services 3 18 Matching lenders and borrowers , Choose from eligible options I am a lender…… x No upfront fees x Choice of terms x Lower interest cost x Quick solution x Reliable I am a borrower …… x Lower marketing cost x Right client x Direct x Better market info x Better c
Slide 19: Management team
Mr. Kevin Wai Kei NG Co - founder, Director & CEO Strategic planning, finance and overall management 19 Mr. Wai Kan LEUNG Co - founder, Director & COO Strategic planning, lenders networking and compliance Mr. Jimmy Chun Ming HO CFO Strategic planning and finance Over 16 years of team management, bus
Slide 20: Growth Strategies
FundersSo ‘SURF THE GLOBAL FUNDS GROWTH STRATEGIES
Slide 21: Growth Strategies
21 Invest in Information Technology & Optimize Online Platform Strengthen Market Position & Extend Geographical Reach Growth Strategies Expand & Diversify Operations & Product Offerings and Services Acquire Companies & Set Up Joint Ventures Target companies within the value chain of the financial se
Slide 22: Financial Highlights
FundersSo ‘SURF THE GLOBAL FUNDS FINANCIAL HIGHLIGHTS
Slide 23: Strong Recurring Revenue & Sustained Net Income
Strong Recurring Revenue & Sustained Net Income 6.91 6.27 1.66 1.32 0 1 2 3 4 5 6 7 8 December 2023 December 2024 Revenue & Net Income (HK$ million) (For the 6 months ended) Revenue Net Income 23 Revenue by Business Segment (For the 6 months ended) 2.4% 1.4% 96.2% December 2024 Private credit mortga
Slide 24: Strong Recurring Revenue & Sustained Net Income
Strong Recurring Revenue & Sustained Net Income 15.18 18.44 6.03 7.04 0 5 10 15 20 FY2022/23 FY2023/24 Revenue & Net Income (HK$ million) Revenue Net Income 24 23.2% 76.8% FY2022/23 Private credit mortgage loan brokerage services Consultancy services Revenue by Business Segment 9.9% 5.4% 84.7% FY202
Slide 25: Healthy Financial Position
Healthy Financial Position 25 0.18 5.00 5.26 15.85 20.04 20.09 0 5 10 15 20 25 30 June 2023 June 2024 December 2024 Total Assets (HK$ million) As at Non-Current Assets Current Assets 25.04 25.35 16.03 7.08 9.37 10.37 0 2 4 6 8 10 12 June 2023 June 2024 December 2024 Net Current Assets (HK$ million)
Slide 26: Management Team
FundersSo ‘SURF THE GLOBAL FUNDS MANAGEMENT TEAM
Slide 27: Management Team
Management Team Mr. Kevin Wai Kei NG Co - founder, Director & CEO Strategic planning, finance and overall management 27 Mr. Wai Kan LEUNG Co - founder, Director & COO Strategic planning, lenders networking and compliance Mr. Jimmy Chun Ming HO CFO Strategic planning and finance Over 16 years of team
Slide 28: Independent Director Nominees
Independent Director Nominees (Appointments to be effective upon the effectiveness of the registration statement) Mr. Patrick Kwok Fai LAU Independent Director 28 Mr. John Cheung - wah LAM Independent Director Has over 20 years of experience in account, auditing, financial advisory and corporate gov
Slide 29: Contact
CONTACT Issuer : FG Holdings Limited Unit 1002, 10/F., Tai Sang Bank Building, 130 – 132 Des Voeux Road Central, Central, Hong Kong [email protected] (852) 2398 9100 Co - Underwriter : Revere Securities LLC 560 Lexington Avenue, 16 th Floor, New York, NY 10022 [email protected] (212) 688
Slide 30: Thank You
Thank You FunderSo SURF THE GLOBAL Ft