Heartland Financial USA — Merger or Acquisition (May 2024)

6 slides from Heartland Financial USA's merger presentation, May 2, 2024

Slide 1: An introduction to Mariner Kemper
An introduction to Mariner Kemper Chairman and Chief Executive Officer ‘UMB Financial Corporation
Slide 2: We strive for our associates to be part of something more
‘© We strive for our associates to Be part of something more. ‘© Growth-minded company ~ constantly evoiving and creating opportunities. © We encourage and celebrate associates having muttiple careers with UMB, ‘© Our 111-year history isthe foundation for our future
Slide 3: We use a lot
WE USE A LOT
Slide 4: Phrases we use a lot: HTLF and UMB have many things in common
phrases we use a lot htlf and umb have many things in common.
Slide 5: We are excited about our next chapter together
WE ARE EXCITED ABOUT OUR NEXT CHAPTER TOGETHER. Opportunities for expansion and growth Complementary and expanded footprint Corresponding and additive businesses
Slide 6: Cautionary Note Regarding Forward Looking Statements
Cautionary Note Regarding Forward Looking Statements This communication contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule