Ovb Holding Ag · XETR:O4B
Ovb — FY2015 Earnings Presentation
20 slides from Ovb's earnings presentation, Mar 17, 2016
Slide 1: OVB Holding AG – Annual financial statements as at 31 December 2015
OVB Holding AG Annual financial statements as at 31 December 2015 Annual kick-off discussion with the press/analyst conference ■ more than 45 years’ experience ■ represented in 14 European countries ■ 3.24 million clients ■ more than 5,000 financial advisors ■ more than 100 product partners Frankfur
Slide 2: Agenda
Agenda 1 2015 financial year – an overview 2 Development of our value drivers: clients and financial advisors 3 Total sales commission/regional diversification/product mix 4 Financial information in detail 5 General conditions and outlook for 2016 Annex OVB Allfinanz – simply better! Annual financia
Slide 3: 2015 financial year – an overview
2015 financial year – an overview OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 3
Slide 4: 2015 financial year – an overview
2015 financial year – an overview 2014 2015 Total sales commission €214.0 million €224.7 million EBIT €12.3 million €14.0 million Consolidated net income €8.7 million €9.4 million Earnings per share €0.61 €0.66 OVB is growing despite increasingly challenging conditions Further dividend increase
Slide 5: Development of our value drivers: clients and financial advisors
Development of our value drivers: clients and financial advisors OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 5
Slide 6: Development of clients and financial advisors
Development of clients and financial advisors Clients Financial advisors + 0.6% - 2.1% 3.22 million 3.24 million 5,173 5,062 2014 2015 2014 2015 ■ Southern and Western Europe: considerable increase ■ Southern and Western Europe: significant rise (+ 6.5% year on year) (totalling + 10.1% year on year)
Slide 7: Total sales commission/regional diversification/product mix
Total sales commission/regional diversification/product mix OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 7
Slide 8: Total sales commission by segment (in € million, rounded)
Total sales commission by segment (in € million, rounded) Group* Central and Eastern Europe Germany* Southern and Western Europe + 5.0% + 0.8% 224.7 214.0 + 3.3% + 17.8% 107.4 108.2 62.8 64.9 43.8 51.6 2014 2015 2014 2015 2014 2015 2014 2015 * Includes: share of sales commission from secondary contr
Slide 9: Regional diversification and product mix
Regional diversification and product mix Total sales commission in 2015 (2014) by Composition of new business in 2015 (2014) region State-subsidised provision products 10.0% (9.2%) Health insurance Real property Southern and Western Europe 2.0% (1.9%) 0.2% (0.4%) 23.0% (20.5%) Germany Building socie
Slide 10: Financial information in detail
Financial information in detail OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 10
Slide 11: Significant increase in EBIT based on rise in sales
Significant increase in EBIT based on rise in sales EBIT (in € million) ■ Group EBIT grows by 14.5%, higher than the sales upturn 14.0 12.3 ■ EBIT in the Germany segment stable 6.5 year on year – despite investments in 6.5 sales support and consulting technology 9.4 10.2 ■ Decline in EBIT in the Cen
Slide 12: Selected items of the consolidated income statement
Selected items of the consolidated income statement (in € million, rounded) 2015 2014 Change Total sales commission* 224.7 214.0 + 5.0% Sales increase by 5% Brokerage expenses** - 154.4 - 145.1 + 6.4% Gross profit 70.3 68.9 + 2.0% Increased gross profit Other operating income 9.4 7.5 + 24.7% I
Slide 13: General conditions and outlook for 2016
General conditions and outlook for 2016 OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 13
Slide 14: Outlook for 2016
Outlook for 2016 Central and Eastern Europe Sales decrease significantly while operating income declines sharply Germany Moderate decrease in sales and slight decline in operating income Southern and Western Europe Sales rise considerably while operating income grows substantially Group Owing to cha
Slide 15: Disclaimer
Disclaimer The information in this document in some cases includes forward-looking statements that are based on assumptions and expectations and are subject to unforeseeable risks. If the assumptions regarding the further internal and external growth of the company prove to be inaccurate or if other
Slide 16: Annex
Annex OVB Allfinanz – simply better! Annual financial statements 2015 – 17 March 2016 16
Slide 17: Extensive experience – the OVB management team
Extensive experience – the OVB management team Mario Freis, CEO Oskar Heitz, CFO Thomas Hücker, COO Group development and controlling, sales, Group accounting, risk management, Business process management, Group IT, training, product management, marketing, compliance, controlling, investor relations
Slide 18: Shareholder structure/OVB share profile
Shareholder structure/OVB share profile Current shareholder structure Share data (December 2015) Stock market segment Regulated market/Prime Standard Free Deutscher Ring ISIN DE0006286560 IDUNA float 3.00% Krankenversicherungsv Vereinigte erein a.G. Lebensversicherung aG 3.74% Stock market code O4B
Slide 19: Financial calendar 2016
Financial calendar 2016 2016 financial year March 2016 17 March 2016 Frankfurt/Main Publication of the 2015 annual financial statements, annual report, analyst conference May 2016 11 May 2016 Cologne Results for the first quarter of 2016 and conference call June 2016 3 June 2016 Cologne Annual Gener
Slide 20: Contact
Contact OVB Holding AG Heumarkt 1 50667 Cologne Germany www.ovb.eu Jürgen Kotulla Brigitte Bonifer General Manager/authorised signatory Director/authorised signatory Marketing/Communication Investor Relations Tel.: +49 221 - 2015 - 233 Tel.: +49 221 - 2015 - 288 Fax: +49 221 - 2015 - 224 Fax: +49 22