Barclays Plc · LSE:BARC

Barclays — Q3 2019 Earnings Presentation

63 slides from Barclays's earnings presentation, Oct 25, 2019

  1. Slide 1: Barclays PLC Equity Investor Presentation

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays PLC Equity Investor Presentation Q3 2019 Results Announcement 25 October 2019

  2. Slide 2: Strategy, Targets and Guidance

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Strategy, Targets and Guidance

  3. Slide 3: Focused on profitability and returning capital to shareholders

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Focused on profitability and returning capital to shareholders Q319 highlights Group targets CET1 ratio CET1 ratio2

  4. Slide 4: 2019 cost guidance remains unchanged

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT 2019 cost guidance remains unchanged Cost control remains on track as we continue to prioritise cost efficiency mea

  5. Slide 5: Focus on ESG

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Focus on ESG Growing momentum on key Environmental, Social and Governance factors across the firm Progress on key E

  6. Slide 6: Group

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Group

  7. Slide 7: Q319 Group highlights

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Group highlights Resilient performance delivering a 10.2% RoTE, excluding L&C Returns1 Attributable profit of

  8. Slide 8: Q319 Group highlights

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Group highlights Generated attributable profit of £1.2bn and 9% positive cost: income jaws • Income increased

  9. Slide 9: Q319 Group

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Group Three months ended (£m) Sep-19 Sep-18 % change Excluding L&C – three months ended (£m) Sep-19 Sep-18 % c

  10. Slide 10: Q319 YTD Group highlights

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 YTD Group highlights Group RoTE of 9.7% with 2% positive cost: income jaws • All businesses generated RoTEs in

  11. Slide 11: Q319 YTD Group

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 YTD Group Nine months ended (£m) Sep-19 Sep-18 % change Excluding L&C – nine months ended (£m) Sep-19 Sep-18 %

  12. Slide 12: Divisions

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Legal entity structure of the Group since April 2018 Barclays PLC Barclays International Barclays UK and Head Offic

  13. Slide 13: Barclays UK

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays UK

  14. Slide 14: Q319 Barclays UK

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays UK RoTE of 21.2% with 1% positive cost: income jaws and an improved risk profile in UK cards • Strong

  15. Slide 15: Q319 Barclays UK

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays UK Three months ended (£m) Sep-19 Sep-18 % change Excluding L&C – three months ended (£m) Sep-19 Sep-

  16. Slide 16: Q319 YTD Barclays UK

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 YTD Barclays UK Nine months ended (£m) Sep-19 Sep-18 % change Excluding L&C – nine months ended (£m) Sep-19 Se

  17. Slide 17: Think digital, think Barclays UK

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Think digital, think Barclays UK Building meaningful relationships with our 24 million customers Changing the shape

  18. Slide 18: Barclays International

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays International

  19. Slide 19: Q319 Barclays International

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays International Diversified business delivered a third consecutive quarter of double digit returns • Ac

  20. Slide 20: Q319 Barclays International

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays International Three months ended (£m) Sep-19 Sep-18 % change Excluding L&C – three months ended (£m)

  21. Slide 21: Q319 YTD Barclays International

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 YTD Barclays International Nine months ended (£m) Sep-19 Sep-18 % change Excluding L&C – nine months ended (£m

  22. Slide 22: Corporate & Investment Bank

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Corporate & Investment Bank

  23. Slide 23: Q319 Barclays International: Corporate & Investment Bank

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays International: Corporate & Investment Bank Robust performance with RoTE of 9.2% and significantly pos

  24. Slide 24: Barclays International: Q319 and Q319 YTD Corporate & Investment Bank

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays International: Q319 and Q319 YTD Corporate & Investment Bank CIB business performance CIB business perform

  25. Slide 25: Barclays International: Improving share in the CIB

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays International: Improving share in the CIB Gaining share in Markets and Banking Markets1 Banking fees2  20

  26. Slide 26: Consumer, Cards & Payments

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Consumer, Cards & Payments

  27. Slide 27: Q319 Barclays International: Consumer, Cards & Payments

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Q319 Barclays International: Consumer, Cards & Payments RoTE of 14.0% with steady growth in US Cards and investment

  28. Slide 28: Barclays International: Q319 and Q319 YTD Consumer, Cards & Payments

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays International: Q319 and Q319 YTD Consumer, Cards & Payments CC&P business performance CC&P business perfor

  29. Slide 29: Barclays International: Consumer, Cards & Payments opportunities

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Barclays International: Consumer, Cards & Payments opportunities Portfolio of leading franchises with high returns

  30. Slide 30: Head Office

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Head Office

  31. Slide 31: Head Office

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Head Office Q318 Q219 Q319 • Q319 negative income included: – c.£30m residual negative income impact from legacy ca

  32. Slide 32: Head Office – Q319 and Q319 YTD

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Head Office – Q319 and Q319 YTD Three months ended (£m) Sep-19 Sep-18 Nine months ended (£m) Sep-19 Sep-18 Income (

  33. Slide 33: TNAV, Capital and Leverage

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT TNAV, Capital and Leverage

  34. Slide 34: TNAV progression

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT TNAV progression TNAV broadly stable with accretion of 8p more than offset by 9p of L&C TNAV

  35. Slide 35: CET1 ratio progression

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT CET1 ratio progression 13.4% with strong capital generation from profits CET1 ratio1 CET1 •

  36. Slide 36: Q319 CET1 ratio benefited from removal of operational risk RWA floor

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT Q319 CET1 ratio of 13.4% benefited from the removal of the operational risk RWA floor by c.6

  37. Slide 37: Strong Group CET1 and leverage ratios

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT Strong Group CET1 and leverage ratios Fully loaded and transitional CET1 ratio Fully loaded

  38. Slide 38: Prudently managing the Group’s capital position

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT Prudently managing the Group’s capital position Group’s CET1 managed to remain above the reg

  39. Slide 39: Managing evolving future Group minimum leverage requirements

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT Managing evolving future Group minimum leverage requirements Minimum leverage requirements a

  40. Slide 40: Transition to 2022 capital structure well established

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT Transition to 2022 capital structure well established Expect to maintain prudent headroom ab

  41. Slide 41: ADI position supports strong distribution capacity

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. TNAV,CAPITAL CAPITAL && FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LEVERAGE LIQUIDITY & BREXIT ADI position supports strong distribution capacity Distribution capacity as at 31 December 2

  42. Slide 42: Diversification, asset quality and Brexit

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Diversification, asset quality and Brexit

  43. Slide 43: Diversified and prudently positioned

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Diversified and prudently positioned Well prepared for Brexit and macroeconomic uncertainties Diversified income mi

  44. Slide 44: Prudently managing credit risk in both the UK and US

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Prudently managing credit risk in both the UK and US Conservatively positioned in the face of Brexit and the consum

  45. Slide 45: Preparation for continuity of business in the event of Brexit

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Preparation for continuity of business in the event of Brexit Plans have been implemented to support activity with

  46. Slide 46: Funding and Liquidity

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Funding and Liquidity

  47. Slide 47: High quality funding position, liquidity pool and LDR

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT High quality funding position, liquidity pool and LDR Well prepared for Brexit and macroeconomic uncertai

  48. Slide 48: Successfully transitioning to a HoldCo funding model

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Successfully transitioning to a HoldCo funding model Completed c.£8bn of expected MREL issuance in 2019 H

  49. Slide 49: Continued progress in HoldCo issuance

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Continued progress in HoldCo issuance HoldCo issuance by year1 (£bn) 2019 YTD HoldCo issuance by currency

  50. Slide 50: Balanced HoldCo funding profile by debt class and tenor

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Balanced HoldCo funding profile by debt class and tenor Barclays PLC AT1 Tier 2 Senior 20% By 15% product

  51. Slide 51: Managing the call and maturity profiles of BPLC and BBPLC capital instruments

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Managing the call and maturity profiles of BPLC and BBPLC capital instruments BPLC capital call and matur

  52. Slide 52: High quality liquidity position

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT High quality liquidity position Conservatively positioned liquidity pool, LDR and lower reliance on short

  53. Slide 53: Illustrative UK approach to resolution

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Illustrative UK approach to resolution1 OpCo waterfall Intercompany investments HoldCo waterfall • Total

  54. Slide 54: Diversified funding sources across all legal entities

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Diversified funding sources across all legal entities1 Majority of funding within legal entities through

  55. Slide 55: Deposit and wholesale funding sources of Barclays Bank UK PLC and Barclays Bank PLC

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Deposit and wholesale funding sources of Barclays Bank UK PLC and Barclays Bank PLC Barclays PLC Barclays

  56. Slide 56: Wholesale funding composition as at 30 June 2019

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Wholesale funding composition as at 30 June 20191 <1 1-3 3-6 6-12 Total 1-2 2-3 3-4 4-5 As at 30 June 201

  57. Slide 57: Ratings remain a key priority

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Ratings remain a key priority Focus on strategy execution and achieving performance targets to improve ra

  58. Slide 58: Barclays rating composition for senior debt

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Barclays rating composition for senior debt Standard & Poor’s Fitch Moody’s BPLC BBPLC BBUKPLC BPLC BBPLC

  59. Slide 59: Barclays rating composition for subordinated debt

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY LIQUIDITY & BREXIT Barclays rating composition for subordinated debt Standard & Poor’s Fitch Moody’s Baseline Stand-alone St

  60. Slide 60: Appendix

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Appendix

  61. Slide 61: Other items of interest – Q319 YTD and Q319 vs. prior year

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Other items of interest – Q319 YTD and Q319 vs. prior year Material items – nine months ended (£m) Q319 YTD Q318 YT

  62. Slide 62: Abbreviations

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Abbreviations ABS Asset-backed Securities FICC Fixed Income, Currencies and Commodities RCI Reserve Capital Instrum

  63. Slide 63: Disclaimer

    STRATEGY, DIVERSIFICATION, BARCLAYS BARCLAYS HEAD TNAV. CAPITAL & FUNDING & TARGETS GROUP CIB CC&P ASSET QUALITY APPENDIX & GUIDANCE UK INTERNATIONAL OFFICE LEVERAGE LIQUIDITY & BREXIT Disclaimer Important Notice The terms Barclays or Barclays Group refer to Barclays PLC together with its subsidiari

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