First Western Financial, Inc. · NASDAQ:MYFW

First Western Financial — Investor Presentation (November 2026)

56 slides from First Western Financial's investor presentation, Nov 3, 2026

  1. Slide 1: Investor Presentation November 2026

    INVESTOR PRESENTATION November 2026

  2. Slide 2: Safe Harbor

    Safe Harbor 2 This presentation contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements reflect the current views of First Western Financial

  3. Slide 3: A Unique Financial Institution in Attractive Markets

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  4. Slide 4: Investment Highlights

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  5. Slide 5: Strong Operational and Financial Momentum

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  6. Slide 6: Franchise Overview

    Franchise Overview W FiIRSTWestern

  7. Slide 7: Great Markets, Scarce Investment Opportunity

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  8. Slide 8: Success in Expansion and Acquisition Growth

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  9. Slide 9: Revenue Growth Strategies

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  10. Slide 10: Increasing Deposit Market Share

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  11. Slide 11: Unique Business Model

    Unique Business Model 11 W FiIRSTWestern

  12. Slide 12: Unique Market Position

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  13. Slide 13: Cross-Selling a Diverse Set of Products and Services

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  14. Slide 14: Long Track Record of Superior Credit Quality

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  15. Slide 15: Strong Client Relationships Result in Sticky Deposit Base

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  16. Slide 16: Consistent Success in Adding New Deposit Relationships

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  17. Slide 17: Transformation Underway

    Transformation Underway 17 W FiIRSTWestern

  18. Slide 18: Improving Trends in Key Financial Metrics

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  19. Slide 19: Loan Repricing Drives Continued NIM Expansion

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  20. Slide 20: Wealth Management Transformation Underway

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  21. Slide 21: Wealth Management: 2026

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  22. Slide 22: Market Disruption Opportunities to Add New Clients and Bankers

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  23. Slide 23: A Unique, Integrated Tech Toolbox

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  24. Slide 24: Customized Tech Platform Supports Efficiency and Growth

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  25. Slide 25: Near Term Outlook

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  26. Slide 26: Long-Term Goals to Drive Shareholder Value

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  27. Slide 27: Driving Profitable Growth

    Driving Profitable Growth 27

  28. Slide 28: Strong Execution on Revenue Growth Strategies

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  29. Slide 29: Recent Financial Trends

    Recent Financial Trends 29 W FiIRSTWestern

  30. Slide 30: Overview of 3Q26

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  31. Slide 31: Net Income Available to Common Shareholders and Earnings per Share

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  32. Slide 32: Loan Portfolio

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  33. Slide 33: Commercial Real Estate Portfolio

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  34. Slide 34: Total Deposits

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  35. Slide 35: Trust and Investment Management

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  36. Slide 36: Gross Revenue

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  37. Slide 37: Net Interest Income and Net Interest Margin

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  38. Slide 38: Non-Interest Income

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  39. Slide 39: Non-Interest Expense and Efficiency Ratio

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  40. Slide 40: Asset Quality

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  41. Slide 41: Capital and Liquidity Overview

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  42. Slide 42: Creating Additional Shareholder Value

    Creating Additional Shareholder Value 42

  43. Slide 43: Drivers of Long-Term Improved Financial Performance

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  44. Slide 44: MYFW: Our Five Core Strengths

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  45. Slide 45: Integrated Team Approach in Boutique Offices

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  46. Slide 46: Organizational Structure Built for Scale

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  47. Slide 47: Appendix

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  48. Slide 48: Organizational Overview

    Organizational Overview 48 W FiIRSTWestern

  49. Slide 49: Management Team

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  50. Slide 50: Board of Directors

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  51. Slide 51: Non-GAAP Reconciliations

    Non-GAAP Reconciliations 51

  52. Slide 52: Non-GAAP Reconciliation: Consolidated Gross Revenue

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  53. Slide 53: Non-GAAP Reconciliation: Consolidated Efficiency Ratio

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  54. Slide 54: Non-GAAP Reconciliation: Tangible Common Book Value Per Share

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  55. Slide 55: Non-GAAP Reconciliation: Tangible Common Book Value Per Share

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  56. Slide 56: Non-GAAP Reconciliation: Pre-Tax, Pre-Provision Net Income

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