Yes Bank Limited · NSE:YESBANK
Yes Bank — Shareholder Meeting (August 2007)
18 slides from Yes Bank's shareholder meeting presentation, Aug 29, 2007
Slide 1: Presentation on YES BANK Third Annual General Meeting
Presentation on YES BANK Third Annual General Meeting August 29, 2007
Slide 2: Important Notice
Important Notice No representation or warranty, express or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such information or opinions contained herein. The information contained in this presentation is only current as of its date.
Slide 3: Contents
Contents 9 Executive Summary 9 Milestones: 2006-2007 9 Board of Directors 9 Human Capital 9 Business & Market Segmentation 9 Knowledge Banking 9 Retail Banking & Wealth Management 9 Technology 9 Financial Performance 9 Shareholding 9 Rewards & Recognition 3
Slide 4: Executive Summary
Executive Summary The only ‘Greenfield’ private sector bank to be set up in the last decade Owner - Managers Professional mgmt. team with the highest ownership levels among all banks Knowledge Banking – key differentiator for Corporate & Business Banking Integrated product offering with ‘One-Bank’ c
Slide 5: Milestones: 2006-2007
Milestones: 2006-2007 Ranked # 3 in the Ranked # 2 among Businessworld Completed Equity Raised INR 1.98 Foreign Currency New Private Sector survey of India’s transaction of INR billion of Upper Loan agreement Banks in the Listed Banks. # 1 on 120 crore with Tier II Capital to with Wachovia Financial
Slide 6: Distinguished Board
Distinguished Board Name Designation Occupation Mr. Ashok Kapur Chairman (Non Executive) Promoter Mr. Hans ten Cate Director Chairman – Managing Board, Rabobank International Mr. Rana Kapoor Managing Director & CEO Promoter Mr. H. Srikrishnan Executive Director Whole-time Director Former Vice Chairm
Slide 7: Human Capital – execution focussed
Human Capital – execution focussed Name Designation Previous assignment Rana Kapoor Managing Director & CEO Managing Partner / CEO & Managing Director - Rabo India H. Srikrishnan Executive Director Country Head – Transaction Banking & Operations - HDFC Bank Ajay Mahajan Group President – Financial M
Slide 8: Business & Market segmentation
Business & Market segmentation Corporate & Institutional Banking Business Banking • Large Corporates with more than INR 5 • Small & Emerging corporates with less Customers bn turnover & MNCs than INR 7.5 bn turnover • Government companies & PSUs • ELC (INR 1.0 bn to INR 7.5 bn) • SME (INR 0.05 bn to
Slide 9: Knowledge Banking – creating mind-space
Knowledge Banking – creating mind-space Knowledge Initiatives Knowledge Reports First Indian Bank to become a signatory with UNEP FI, a unique global partnership between the UNEP and the private financial sector, to launch their India initiative First Private Sector Bank to be appointed as an ad
Slide 10: Knowledge Banking – enabling cross-sell
Knowledge Banking – enabling cross-sell ‘One Bank’ approach and superior product structuring / delivery has ensured cross sell of products Asset Portfolio (Mar 07) Knowledge Clients Credit Financial Transaction Advisory Sectors segment products Markets Banking Services Focus sectors identified on th
Slide 11: Retail Banking & Wealth Management
Retail Banking & Wealth Management Focus on Liabilities & Distribution Target Client Base Customer Acquisition Strategy Initial focus is on ‘Affluent’ segment (income b/w Develop ‘YES’ as a service mark INR 2.5 mn and INR 5.0 mn) Offer Choice & Convenience Subsequent focus will be on ‘Mass A
Slide 12: Retail Banking & Wealth Management – Key Value Driver
Retail Banking & Wealth Management – Key Value Driver BRANCH LOCATIONS Three liability mobilization channels including Feet on as on June 30, 2007 Street, Branch Sales team and Dedicated RMs Launched first of its kind 7:11 banking service in Andheri Branch, Mumbai. Technology – an enabler to a
Slide 13: Unique Technology Proposition
Unique Technology Proposition New Entrant Advantage No Legacy Systems Latest technology Customer Focus Outsourcing Approach High Degree of Automation Strategic tie up with Wipro Straight through processing IT infrastructure and network (STP) enabling improved management outsourced proces
Slide 14: Strong Financial Performance
Strong Financial Performance Performance highlights Revenue and profit highlights Net Profit after Tax of INR 944 mn in FY07 compared to a Net Profit of INR 553 mn in FY06 (growth of 71%) Rs. million FY07 FY06 Growth % RoA of 1.24% (normalised RoA 1.31%) and RoE of 13.9% (14.5% on weighted avera
Slide 15: Strong Financial Performance
Strong Financial Performance Growth in Advances and Deposits Performance highlights 100000 Business Banking advances constitute approximately 80000 35% of the Bank’s total advances (other than priority 60000 sector) as at March 07 Rs mn 40000 Proportion of low cost CASA at 5.8% of total deposits
Slide 16: Shareholding
Shareholding FII Investors Fidelity amongst large shareholders since the IPO Indian Promoters Other 13% 36% Placed 3.57% to Swiss Re in Dec 2006 Employees 2% through a preferential placement Khazanah Nasional, the investment arm of Malaysian Govt. hold 4.99% FII 25% Other key investors inclu
Slide 17: Rewards & Recognition
Rewards & Recognition YES BANK received some significant recognition during the Financial Year 2006-2007: 9 Ranked Second among New Private Sector Banks and No.# 1 on the key parameter of Growth, among 64 Private, Public and Foreign Banks in India, in the Financial Express survey of India’s Best Ban
Slide 18: Thank You
YES / BANK Thank You 18