Gulf Bank K.S.C. · KSE:GBK

Gulf Bank K.S.C — Gulf Bank — Shareholder Meeting (2017)

10 slides from Gulf Bank K.S.C's shareholder meeting presentation, 2017

  1. Slide 1: Gulf Bank 57th Annual General Assembly 2017

    ‫اﻟﺳﺎﺑﻊ واﻟﺧﻣﺳﯾن‬ ‫‪2017‬‬ ‫‪1 Page : 1‬‬ ‫‪Gulf Bank‬‬

  2. Slide 2: Key Financial Highlights - 2017

    ‫‪Key Financial Highlights - 2017‬‬ ‫أﺑرز اﻟﻣؤﺷرات اﻟﻣﺎﻟﯾﺔ ‪2017 -‬‬ ‫‪1.‬‬ ‫‪Fourth year of double-digit net profit growth‬‬ ‫ﻧﻣو ﻣﻧﺗظم ﻟﺻﺎﻓﻲ اﻟرﺑﺢ ﻟﻠﺳﻧﺔ اﻟراﺑﻌﺔ ﻋﻠﻰ اﻟﺗواﻟﻲ‬ ‫‪.1‬‬ ‫‪2.‬‬ ‫‪Cash dividend more than doubled over last‬‬ ‫ارﺗﻔﺎع ﺗوزﯾﻌﺎت اﻷرﺑﺎح اﻟﻧﻘدﯾﺔ ﺑﺄﻛﺛر ﻣن اﻟﺿﻌف ﺧﻼل‬ ‫‪.2‬‬ ‫‪two

  3. Slide 3: Fourth year of double-digit net profit growth

    ‫‪1‬‬ ‫‪1. Fourth year of double-digit net profit growth‬‬ ‫‪1‬‬ ‫‪ .1‬ﻧﻣو ﻣﻧﺗظم ﻟﺻﺎﻓﻲ اﻟرﺑﺢ ﻟﻠﺳﻧﺔ اﻟراﺑﻌﺔ ﻋﻠﻰ اﻟﺗواﻟﻲ‬ ‫ﺻﺎﻓﻲ اﻟرﺑﺢ ‪Net Profit‬‬ ‫‪60‬‬ ‫‪50‬‬ ‫‪48‬‬ ‫ﻣﻠﯾون دﯾﻧﺎر ﻛوﯾﺗﻲ‬ ‫‪43‬‬ ‫‪40‬‬ ‫‪39‬‬ ‫‪36‬‬ ‫‪+12%‬‬ ‫‪32‬‬ ‫‪+10%‬‬ ‫‪30‬‬ ‫‪+10%‬‬ ‫‪KD Million‬‬ ‫‪20‬‬ ‫‪+10%‬‬ ‫‪10‬‬ ‫‪-‬‬

  4. Slide 4: Cash dividend more than doubled over last two years

    ‫‪2. Cash dividend more than doubled‬‬ ‫‪ .2‬ارﺗﻔﺎع ﺗوزﯾﻌﺎت اﻷرﺑﺎح اﻟﻧﻘدﯾﺔ ﺑﺄﻛﺛر ﻣن اﻟﺿﻌف ﺧﻼل‬ ‫‪over last two years‬‬ ‫اﻟﺳﻧﺗﯾن اﻟﻣﺎﺿﯾﺗﯾن‬ ‫‪20‬‬ ‫اﻟﺗوزﯾﻌﺎت اﻟﻧﻘدﯾﺔ ‪DPS‬‬ ‫رﺑﺣﯾﺔ اﻟﺳﮭم ‪EPS‬‬ ‫‪18‬‬ ‫‪17‬‬ ‫‪16‬‬ ‫‪15‬‬ ‫‪14‬‬ ‫‪13‬‬ ‫‪12‬‬ ‫‪+12%‬‬ ‫‪12‬‬ ‫‪11‬‬ ‫ﻓﻠس ‪Fils‬‬ ‫‪+10%‬‬ ‫‪10‬‬ ‫‪+11%‬

  5. Slide 5: Loans reached an all-time high of KD 4 billion

    ‫‪3. Loans reached an all-time high of KD 4 billion‬‬ ‫‪ .3‬ارﺗﻔﺎع ﺣﺟم اﻟﻘروض‪ ،‬ﺣﯾث ﺑﻠﻐت ‪ 4‬ﻣﻠﯾﺎر دﯾﻧﺎرﻛوﯾﺗﻲ‬ ‫ﻟﻠﻣرة اﻷوﻟﻰ‬ ‫إﺟﻣﺎﻟﻲ اﻟﻘروض ‪Gross Customer Loans‬‬ ‫ﻗروض ﺷﺧﺻﯾﺔ ‪Consumer‬‬ ‫ﻗروض ﺗﺟﺎرﯾﺔ ‪Corporate‬‬ ‫‪4,500‬‬ ‫‪4,060‬‬ ‫ﻣﻠﯾون دﯾﻧﺎر ﻛوﯾﺗﻲ ‪KD Million‬‬ ‫‪3,822‬‬ ‫‪3,926‬‬ ‫‪4,000‬‬ ‫‪

  6. Slide 6: Strong Capital Adequacy Ratio of 17.8%

    ‫‪4. Strong Capital Adequacy Ratio of 17.8%‬‬ ‫‪ .4‬ﻣﺗﺎﻧﺔ ﻣﻌدل ﻛﻔﺎﯾﺔ رأس اﻟﻣﺎل ﺑﻧﺳﺑﺔ ‪%17.8‬‬ ‫ﻣﻌدل ﻛﻔﺎﯾﺔ رأس اﻟﻣﺎل ‪Capital Adequacy Ratio‬‬ ‫‪20.0%‬‬ ‫‪18.5%‬‬ ‫‪17.8%‬‬ ‫‪18.0%‬‬ ‫‪16.0%‬‬ ‫‪15.4%‬‬ ‫‪15.6%‬‬ ‫‪14%‬‬ ‫‪14.0%‬‬ ‫‪12.0%‬‬ ‫‪10.0%‬‬ ‫‪8.0%‬‬ ‫‪6.0%‬‬ ‫‪4.0%‬‬ ‫‪2.0%‬‬ ‫‪0.0%‬‬ ‫‪201

  7. Slide 7: NPL ratio fell to 1.7%, lowest in 10 years

    ‫‪5. Non-Performing loan (NPL) ratio fell‬‬ ‫‪ .5‬إﻧﺧﻔﺎض ﻧﺳﺑﺔ اﻟﻘروض ﻏﯾر اﻟﻣﻧﺗظﻣﺔ إﻟﻰ ‪،%1.7‬‬ ‫‪to 1.7%, lowest in 10 years‬‬ ‫ادﻧﻰ ﻣﺳﺗوى ﻣﻧذ ‪ 10‬ﺳﻧوات‬ ‫‪1400‬‬ ‫‪35.0%‬‬ ‫اﻟﻘروض ﻏﯾر اﻟﻣﻧﺗظﻣﺔ ‪NPL‬‬ ‫ﻣﻌدل اﻟﻘروض ﻏﯾر اﻟﻣﻧﺗظﻣﺔ ‪NPL Ratio‬‬ ‫‪1200‬‬ ‫‪30.3%‬‬ ‫‪30.0%‬‬ ‫ﻣﻠﯾون دﯾﻧﺎر ﻛوﯾﺗﻲ ‪KD Million

  8. Slide 8: A ratings from all three major credit rating agencies

    6. “A” ratings from all three major credit rating ‫“ ﻣن ﻗﺑل أﻛﺑر ﺛﻼث ﺷرﻛﺎت ﻋﺎﻟﻣﯾﺔ‬A” ‫ ﺗﺻﻧﯾف اﻟﺑﻧك ﻓﻲ اﻟﻣرﺗﺑﺔ‬.6 agencies, plus “positive” outlook by S&P Ratings ‫ ﻣﻊ رﻓﻊ اﻟﻧظرة اﻟﻣﺳﺗﻘﺑﻠﯾﺔ إﻟﻰ ”إﯾﺟﺎﺑﯾﺔ“ ﻣن ﻗﺑل‬،‫ﻟﻠﺗﺻﻧﯾف اﻹﺋﺗﻣﺎﻧﻲ‬ ‫ﺳﺗﺎﻧدارد آﻧد ﺑورز‬ 2013 2014 2015 2016 2017 Moody’s Long Term Baa2 Ba

  9. Slide 9: Gulf Bank 57th Annual General Assembly 2017

    ‫اﻟﺳﺎﺑﻊ واﻟﺧﻣﺳﯾن‬ ‫‪2017‬‬ ‫‪9 Page : 9‬‬ ‫‪Gulf Bank‬‬

  10. Slide 10: Names of Nominees approved by CBK

    ‫‪Names of Nominees approved by CBK‬‬ ‫أﺳﻣﺎء اﻟﻣرﺷﺣﯾن اﻟﻣﻌﺗﻣدﯾن ﻣن ﻗﺑل ﺑﻧك اﻟﻛوﯾت اﻟﻣرﻛزي‬ ‫‪‬‬ ‫‪Mr. Omar Kutayba Alghanim‬‬ ‫‪ ‬اﻟﺳﯾد‪ /‬ﻋﻣر ﻗﺗﯾﺑـﺔ ﯾوﺳـف أﺣﻣـد اﻟﻐﺎﻧـم‬ ‫‪‬‬ ‫‪Mr. Bader Nasser Al-Kharafi‬‬ ‫‪ ‬اﻟﺳﯾد‪ /‬ﺑـدر ﻧﺎﺻـر ﻣﺣﻣــد اﻟﺧراﻓــﻲ‬ ‫‪‬‬ ‫‪Mr. Ali Morad Behbehani‬‬ ‫‪ ‬اﻟﺳﯾد‪

Gulf Bank — Shareholder Meeting (2017) on 6ix