U Consumer Finance S.a.e · EGX:VALU
U Consumer Finance S.a.e — Investor Presentation (June 2025)
24 slides from U Consumer Finance S.a.e's investor presentation, June 2025
Slide 1: Investor Presentation June 2025
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Investor Presentation June 2025
Slide 2: I. Introduction
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet I. Introduction
Slide 3: Valu: Key Highlights
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Valu: Key Highlights #1 #1 c. 25% Leading BNPL Provider in Egy
Slide 4: Valu: Wide Range of Services
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Valu: Wide Range of Services Investments Lending Business Paym
Slide 5: II. Key Investment Highlights
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet II. Key Investment Highlights
Slide 6: Key Investment Highlights
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Key Investment Highlights I A Market Poised for Growth: Unlock
Slide 7: A Market Poised for Growth: Unlocking the Untapped
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet A Market Poised for Growth: Unlocking the Untapped, Leveraging
Slide 8: A Market Poised for Growth: Unlocking the Untapped
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet A Market Poised for Growth: Unlocking the Untapped, Leveraging
Slide 9: Transaction Volume Leadership: Driving High Spend in Egypt
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Transaction Volume Leadership: Driving High Spend in Egypt, Fu
Slide 10: Unmatched Growth in Card Rollout
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Unmatched Growth in Card Rollout: Setting the Pace for Digital
Slide 11: Well Recognized Fintech Brand: Valu Defines Payments & BNPL
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Well Recognized Fintech Brand: ‘Valu’ Defines Payments & BNPL
Slide 12: Healthy Risk Profile: Scaling with Stability
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Healthy Risk Profile: Scaling with Stability Amid Surging Grow
Slide 13: AI-Powered Risk Management: In-House Machine Learning at Work
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet AI-Powered Risk Management: In- House Machine Learning at Work
Slide 14: Robust Financial Performance: Strong Growth, Resilient Profitability
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Robust Financial Performance: Strong Growth, Resilient Profita
Slide 15: Robust Financial Performance: Strong Growth, Resilient Profitability
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Robust Financial Performance: Strong Growth, Resilient Profita
Slide 16: Robust Financial Performance: Strong Growth, Resilient Profitability
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Robust Financial Performance: Strong Growth, Resilient Profita
Slide 17: Diversified Funding Strength: Trusted by Banks & NBFIs
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Diversified Funding Strength: Trusted by Banks & NBFIs Total S
Slide 18: Accelerated Growth: Scaling New Heights with Market Leadership
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Accelerated Growth: Scaling New Heights with Market Leadership
Slide 19: A Proven Leadership Team: Driving Innovation & Execution
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet A Proven Leadership Team: Driving Innovation & Execution Walid
Slide 20: III. Appendix
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet III. Appendix
Slide 21: Income Statement
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Income Statement EGP mn 2022 2023 2024 Q1 2024 Q1 2025 Operati
Slide 22: Balance Sheet
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Balance Sheet EGP mn 2022 2023 2024 Q1 2024 Q1 2025 Cash 428 4
Slide 23: Disclaimer
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Disclaimer
Slide 24: Disclaimer
Valu is listed on the EGX on a preliminary basis. The draft trading disclosure report has been submitted to the Financial Regulatory Authority (the “FRA”), and the FRA has not issued its approval in respect of the publication thereof yet Disclaimer This document is not a prospectus and not an offer
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