Augmont Enterprises Limited · NSE:AUGMONT
Augmont Enterprises — H1 FY27 Earnings Presentation
32 slides from Augmont Enterprises's earnings presentation, Nov 4, 2026
Slide 1: Cover letter to BSE and NSE
Date: 04th November 2026 To, BSE Limited, National Stock Exchange of India Limited, 20th Floor, P.J. Towers, Dalal Street, Exchange Plaza, C-1, Block G, Bandra Kurla Complex, Mumbai – 400001, Maharashtra, India Bandra (E), Mumbai – 400 051, Maharashtra, India BSE Scrip Code: 544888 NSE Scrip Symbol:
Slide 2: Investor Presentation | Q2 & H1 FY27
INVESTOR PRESENTATION | Q2 & H1 FY27 November 2026
Slide 3: Disclaimer
Disclaimer This presentation has been prepared by Augmont Enterprises Limited (the “Company”) solely for general information purposes and does not constitute an offer, invitation, solicitation or recommendation to purchase, subscribe to or sell any securities of the Company, nor should it be relied
Slide 4: Company Overview
Company Overview 3
Slide 5: Augmont At A Glance
Augmont At A Glance An integrated precious- A technology-led platform spanning the full gold and silver value chain metals ecosystem From procurement and refining to bullion Headquartered in Mumbai and incorporated in 2012, Augmont Enterprises Limited operates trading, digital gold and jewellery ent
Slide 6: Augmont's Evolution Into An Integrated Platform
Augmont’s Evolution Into An Integrated Platform 2012 2013 2016 2020 2021 2023 2025 2026 SPOT Trading Platform Digital Gold Refinery Gold For All Platform India's Top 150 Sell Old Gold LGD Platform Trading License For seamless, real- Augmont Started operations Dedicated to Unlisted Companies Exchange
Slide 7: Expanding Operating Footprint
Expanding Operating Footprint Scale-up across the network during Q2 FY27 June’26 Sept’26 Gold For All Stores 118 122 Fintech Partners 231 245 Retail Coin Distribution Centres 731 751 Retail Touchpoints 5,517 5,558 Registered Members on SPOT 5,271 5,309 Registered Consumers (million) 50.6 52.3 Gold F
Slide 8: Gold in Motion: One Integrated, Continuous Value Cycle
Gold in Motion: One Integrated, Source & Refine Continuous Value Cycle Imported and recycled gold is tested and refined to high-purity standards, creating trusted metal for formal markets. Create & Distribute Refined gold is converted into bars, coins and jewellery, serving both enterprise and consu
Slide 9: Gold Through Life: Aspiration, Security And Legacy
Gold Through Life: Aspiration, Security And Legacy Birth and Beginnings Gold marks new beginnings through customary gifting and small investments, creating an early foundation of value for the future Milestones & Aspirations Across education, festivals, weddings, home ownership and enterprise, gold
Slide 10: Two Platforms: One Integrated Ecosystem
Two Platforms: One Integrated Ecosystem SPOT platform Gold For All platform Enterprise and International Consumer Shared Engine Behind Both Platforms Jewellers, Bullion Dealers, Manufacturers, Fund Houses Individual Savers And Families, Through The Fintech And Overseas Buyers Partners And Retail Tou
Slide 11: Bridging Physical Bullion with Financial Markets
Bridging Physical Bullion with Financial Markets Augmont serves ETF fund houses as an Authorised Participant or a Market Maker across Gold and Silver ETFs. Primary Market Secondary Market Two roles Augmont plays for ETF Augmont as Authorised Participant Augmont as Market Maker fund houses Seller Aut
Slide 12: Consumer Ecosystem Across Savings, Jewellery and Credit
Consumer Ecosystem Across Savings, Jewellery and Credit Digital Gold & Silver EMI Jewellery Gold & Silver Coins/Bars Gold Loan Buy, store and sell 24K Gold and Silver Flexible way to Hallmarked, certified purity Gold & End-to-end advanced loan online with fractional ownership purchase gold and silve
Slide 13: Gold Recycling Strengthens Domestic Sourcing
Gold Recycling Strengthens Domestic Sourcing Scrap share of total procurement Why Scrap ~24.5% Matters ~8x increase in scrap's share of ~3% In line with India’s objective of reducing dependence on gold procurement, Q2 FY27 vs Q2 FY26 Q2 FY26 Q2 FY27 imports, scrap sourcing has been stepped up. OUR S
Slide 14: Technology Is Augmont's Engine
Technology Is Augmont’s Engine: It Prices, Protects, Distributes And Scales Price Protect Distribute Scale • In-house engine blends AI, • Rolling margins and credit- • Partner APIs for buy, sell, SIP • Built for growth in users and global market data and risk management and redemption volumes domest
Slide 15: Built to Win: Augmont's Competitive Edge
Built to Win: Augmont’s Competitive Edge Technology & Pricing Licenses & Accreditations Network & Trust Capital A proprietary platform built over IGDS, AEO T-2, NABL, BIS, RJC 5,309 SPOT members, 20 delivery Bank debt cannot fund gold 14 years, with a pricing engine and three-star export house, cent
Slide 16: New Growth Avenues
New Growth Avenues 15
Slide 17: Electronic Gold Receipts (EGR)
Electronic Gold Receipts (EGR): Formalising and Financialising Physical Gold EGR ECOSYSTEM FLOW Physical Gold Gold Deposit Vault Verification EGR Creation Held in Demat Buy EGR Augmont enters into an agreement with NSE for EGR EGR H O L D ER A C T I O NS Trade Pledge Redeem Lend via SLB 16
Slide 18: Gold ETF, Digital Gold and EGR: Product Comparison
Gold ETF, Digital Gold and EGR: Product Comparison Gold ETF Digital gold EGR Exchange-traded fund units are backed Physical gold purchased online and Electronic gold receipts are backed by by physical gold delivered to a vault which is monitored by physical gold and traded on exchange an independent
Slide 19: Scaling The Diamond Marketplace
Scaling The Diamond Marketplace Augmont’s diamond platform offers lab-grown and natural diamonds across India and selected global markets, including the UAE and USA 900,000 stones listed from growers and dealers 8,036+ Carats sold 250 Dealers 18
Slide 20: India Gold Market: Rising Value and Investment Demand
India Gold Market: Rising Value and Investment Demand India gold demand (tonnes) Gold – Demand & Supply Indicators Q2 2025 Q2 2026 131.4 t 797 774 761 803 711 650–750 127.4 98.1 Gold demand, Apr–Jun 2026 88.8 75.1 446 46.1 50.3 23.1 19.2 2.8 4.2 2020 2021 2022 2023 2024 2025 2026E Jewellery Bars and
Slide 21: Gold Rivals Equities In Size
Gold Rivals Equities In Size The opportunity Augmont was built Augmont is its No. 1 platform to address INDIAN EQUITIES INDIAN GOLD Gold is nearly as big as India's equity market, yet largely unorganised. US$5.1 trn US$3.4 trn Augmont is leading in formalizing Listed market capitalisation Household
Slide 22: Board of Directors
Board of Directors Mahendra Kumar N. Bafna Ketan B. Kothari Sachin G. Kothari Amitkumar A. Solanki Whole-Time Director Whole-Time Director Non-Executive Director Non-Executive Director 30+ years in gold & silver bullion 23+ years in the industry; Masters 15+ years in gold industry; CA, MBA, 18+ year
Slide 23: Leadership Team
Leadership Team Vivek Kothari Spardha S. Sharma Tejas Langalia Head of SPOT / Dealing Chief Financial Officer Chief Technical Officer Leads the trading desk: price Associate member, 22+ years in IT; built tech discovery, hedging and treasury ICAI since 2018 enabled ecosystem Bishon B. Singh Sunny D.
Slide 24: Recognition Across Trading, Refining and Digital Platforms
Recognition Across Trading, Refining and Digital Platforms Platform and innovation 2025, 2026 2025 2023–2026 2023 India's No. 1 Gold Platform India's No. 1 Silver Platform Best OTT Platform Thinnest Gold Coin record Refining and dealership 2025, 2026 2021, 2025 2022, 2024 2024 Best Bullion Dealer –
Slide 25: Financial Highlights
Financial Highlights 24
Slide 26: Management Commentary
Management Commentary Ketan Kothari | Whole-Time Director Q2 FY27 was a strong quarter for Augmont, with record profitability and meaningful margin expansion despite lower revenues. The performance reflects an improving business mix and our continued focus on quality of earnings and sustainable prof
Slide 27: Financial Highlights: Q2 and H1 FY27
Financial Highlights: Q2 and H1 FY27 ₹ crore ₹ 15,836 ₹ 181 1.14% ₹ 120 Revenue EBITDA EBITDA Margin PAT -27% YoY +16% YoY +42 bps YoY +7% YoY Q2 FY27 Enterprise Revenue ₹ 13,852 ₹ 1,984 Consumer Revenue -32% YoY +47% YoY H1 FY27 ₹ 34,781 ₹ 265 0.76% ₹ 181.0 Revenue EBITDA EBITDA Margin PAT -4% YoY
Slide 28: Enterprise Performance
Enterprise Performance Augmont SPOT is India’s largest nationwide bullion trading platform, empowering seamless gold and silver bullion procurement at the click of a button since 2012. Gold · Enterprise Silver · Enterprise Revenue (₹ Cr) Volume (MT) Realisation (₹/g) Revenue (₹ Cr) Volume (MT) Reali
Slide 29: Consolidated Income Statement
Consolidated Income Statement ₹ crore Particulars Q2FY27 Q1FY27 Q2FY26 H1FY27 H1FY26 Revenue from operations 15,836 18,946 21,692 34,781 36,244 Other income 16 31 62 48 64 Total income 15,852 18,977 21,754 34,829 36,308 Cost of materials consumed 4,719 7,166 6,173 11,885 10,358 Purchases of stock-in
Slide 30: Consolidated Balance Sheet
Consolidated Balance Sheet ₹ crore Assets Mar-26 Sep-26 Equity and Liabilities Mar-26 Sep-26 Non-current assets Equity (i) Property, plant and equipment 24 25 (i) Equity share capital 42 46 (ii) Right to Use Asset 5 7 (ii) Instruments entirely equity in nature 0 0 (iii) Other Intangible Assets 1 0 (
Slide 31: Capital Efficiency
Capital Efficiency ₹ crore Consolidated FY24 FY25 FY26 H1 FY27 Revenue from operations 34,921 66,231 94,186 34,781 EBITDA# 131 325 482 265 PAT 76 227 348 181 Total equity 187 415 933 1,728 Return on equity 49.9% 74.2% 51.0% 27.1%* Return on capital employed 49.3% 70.1% 40.3% 24.6%* Debt to equity 0.
Slide 32: Thank You
Thank You For investor queries please contact: EY INVESTOR RELATIONS AUGMONT ENTERPRISES LIMITED Runjhun Jain: [email protected] | +91 98207 20993 Email: [email protected] Sneha Salian: [email protected] |+91 98194 30437 Jay Kotecha: [email protected] |+91 81084 27848 31