Freddie Mac · OTC:FMCC
Freddie Mac — Q3 2026 Earnings Presentation
9 slides from Freddie Mac's earnings presentation, Oct 29, 2026
Slide 1: Third Quarter 2026 Earnings Presentation
Third Quarter 2026 Earnings Presentation October 29, 2026
Slide 2: 3Q 2026 Key Highlights
3Q 2026 Key Highlights Financial Performance Net Revenues Net Income Net Worth $6.8B $3.2B $81B Up 19% from $5.7B in 3Q25 Up 17% from $2.8B in 3Q25 Up from $70B as of 4Q25 Mission Performance 3Q26 $114B Liquidity provided to the mortgage market 420K Households helped to buy, refinance, or rent a hom
Slide 3: 3Q 2026 Financial Summary
3Q 2026 Financial Summary Key Metrics $ Millions 3Q26 2Q26 Var ($) Var (%) 3Q25 Var ($) Var (%) $5.9B Net revenues $6,810 $5,991 $819 14 % $5,739 $1,071 19 % ($5.5B in 3Q25) Net Interest Income (Provision) benefit for (800) 880 (1,680) NM (175) (625) (357) credit losses 0.67% (0.64% in 3Q25) Non-int
Slide 4: Single-Family Highlights
Single-Family Highlights New Business Activity (UPB in $B) $ Millions 3Q26 2Q26 Var ($) Var (%) 3Q25 Var ($) Var (%) 54 54 54 54 53 Net revenues $5,831 $5,100 $731 14 % $4,904 $927 19 % (Provision) benefit for $118 $110 (685) 846 (1,531) NM (118) (567) (481) $99 $103 $98 credit losses $41 $36 $18 $4
Slide 5: Credit Characteristics of Single-Family New Business Activity
Credit Characteristics of Single-Family New Business Activity Weighted Average Original LTV Ratio 77% 76% 75% 76% 77% 3Q25 4Q25 1Q26 2Q26 3Q26 Weighted Average Original Credit Score Weighted Average Original DTI Ratio 756 758 758 761 759 38% 37% 37% 37% 38% 3Q25 4Q25 1Q26 2Q26 3Q26 3Q25 4Q25 1Q26 2Q
Slide 6: Multifamily Highlights
Multifamily Highlights New Business Activity (UPB in $B) $ Millions 3Q26 2Q26 Var ($) Var (%) 3Q25 Var ($) Var (%) Net revenues $979 $891 $88 10 % $835 $144 17 % $29 (Provision) benefit for (115) 34 (149) NM (57) (58) (102) $25 credit losses $18 Non-interest expense (217) (227) 10 4 (248) 31 13 $16
Slide 7: Net Worth and Regulatory Capital
Net Worth and Regulatory Capital Growth in Net Worth ($B) Progress Towards Regulatory Capital $117 Requirements ($B) $114 $107 $162 $96 $90 $122 $45 $32 $60 $117B $50 $90B Total CET1 Total CET1 Capital $81 Capital Requirement $57 $70 $40 Requirement $4 $60 $48 $37 ($41) December 31, December 31, Dec
Slide 8: Forward-Looking Statements and Additional Information
Forward-Looking Statements and Additional Information Forward-looking statements This presentation contains forward-looking statements using terms such as will, expect, forecast, and others that do not refer solely to past periods. These may include statements pertaining to our conservatorship, our
Slide 9: Freddie Mac
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