Wirecard Ag · HAM:WDI

Wirecard — Investor Day (September 2014)

38 slides from Wirecard's investor day presentation, Sep 29, 2014

  1. Slide 1: Wirecard AG Analyst Day 2014

    Wirecard AG Analyst Day 2014 Munich, 29th September 2014 © 2014 Wirecard AG 1

  2. Slide 2: Wirecard in Asia Pacific – Introduction

    Wirecard in Asia Pacific Introduction Monica Pranata / Fook Sun Ng / Susanto Chandra © 2014 Wirecard AG 2

  3. Slide 3: Wirecard's Presence in Asia Pacific

    Wirecard in Asia Pacific Wirecard‘s Presence in Asia Pacific Singapore (Head Office Asia Pacific) WD Asia Pte Ltd Systems@Work Trans Infotech PaymentLink Indonesia PT Prima Vista Solusi PT Aprisma Indonesia Vietnam Trans Infotech Vietnam Malaysia WD Malaysia Systems@Work Korvac Malaysia Myanmar WD M

  4. Slide 4: Portfolio Overview

    Wirecard in Asia Pacific Portfolio Overview PAYMENT SERVICE MERCHANT SERVICES ACQUIRING AND PAYMENT TECHNOLOGY & PROVIDER PROVIDER ISSUING PROCESSOR OUTSOURCING SERVICE PROVIDER Multi-channel payment ISO/MSP agreements with State-of-the-art acquiring & Multi-channel white label processing platform l

  5. Slide 5: Key Markets & Innovative Market Solution Highlights: Singapore (1/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Singapore (1/2) CONNECTED & PRO BUSINESS HUB STRONG ECONOMIC PAYMENT COSMOPOLITAN ENVIRONMENT PERFORMANCE INNOVATIONS ENVIRONMENT 5.5 million population, 1.25 No. 1 country “Ease of Doing No. 1 city with the best ~ 4m debit

  6. Slide 6: Key Markets & Innovative Market Solution Highlights: Singapore (2/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Singapore (2/2) Singapore Toll Collection MasterCard Moneysend Self Service Payment Kiosk Contactless Card & Loyalty programs Multi-lane Retail Topup stored value card with NFC phone © 2014 Wirecard AG 6

  7. Slide 7: Key Markets & Innovative Market Solution Highlights: Indonesia (1/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Indonesia (1/2) ARCHIPELAGO POPULATION INTERNET USERS 18,307 islands 250,585,668 people 95M internet users Mobile subscribers ~ 285 million Emerging country, growing middle-class work-force Credit card issued ~ 14.5 million

  8. Slide 8: Key Markets & Innovative Market Solution Highlights: Indonesia (2/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Indonesia (2/2) Network Controller, Encryption & Key Biometric Management Microbanking Solution Mini ATM & Bill Payment on POS Cash Management & Internet Banking Mobile Banking © 2014 Wirecard AG 8

  9. Slide 9: Key Markets & Innovative Market Solution Highlights: Vietnam (1/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Vietnam (1/2) POPULATION MOBILE PHONE & 3G SUBSCRIBERS INTERNET PENETRATION SMARTPHONE SUBSCRIBERS $ 24 million 40 million (2014) 89.7 million (2013) Mobile Phone: 121.1 million (25.4% growth) - 40% of online population age

  10. Slide 10: Key Markets & Innovative Market Solution Highlights: Vietnam (2/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Vietnam (2/2) Mpos Solution Mobile Banking Contactless Card & Loyalty programs Bill Payment © 2014 Wirecard AG 10

  11. Slide 11: Key Markets & Innovative Market Solution Highlights: Malaysia (1/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Malaysia (1/2) CARD PENETRATION TOTAL ASSETS OF DOMESTIC SMARTPHONE USERS & FOREIGN BANKS $ >10 million 4.9 cards per individual (Country ~ $615 billion (3G subscription) with highest card penetration) Population ~ 29 Milli

  12. Slide 12: Key Markets & Innovative Market Solution Highlights: Malaysia (2/2)

    Wirecard in Asia Pacific Key Markets & Innovative Market Solution Highlights Malaysia (2/2) Topup Services Cash acceptance in topup and payments UnionPay Acquiring Terminal Management Services © 2014 Wirecard AG 12

  13. Slide 13: The future of mPayment

    Wirecard AG The future of mPayment Christian von Hammel-Bonten © 2014 Wirecard AG 13

  14. Slide 14: The mobile is converging the channels

    The future of mPayment The mobile is converging the channels © 2014 Wirecard AG 14

  15. Slide 15: Paying with the mobile will become the standard

    PAYING WITH THE MOBILE WILL BECOME THE STANDARD © 2014 Wirecard AG 15

  16. Slide 16: With NFC as the industry standard for mobile payment at the POS

    WITH NFC AS THE INDUSTRY STANDARD FOR MOBILE PAYMENT AT THE POS. POS. © 2014 Wirecard AG 16

  17. Slide 17: Mobile payment value before, during, and after payment

    Mobile payment solutions enable merchants to generate significant value throughout the purchase journey: before, during, and after payment © 2014 Wirecard AG

  18. Slide 18: Value Added Services are key to drive adoption and usage

    The future of retail is bright Value Added Services are key to drive adoption and usage: Loyalty and Coupouning Online Payment Interfaces + Virtual cards for secure e-commerce shopping Request money from friends and relatives Person-to-Person transfers and more to come … Seamless mobile customer exp

  19. Slide 19: Mobile Payment Solution: Behind the Scenes

    The future of mPayment Mobile Payment Solution: Behind the Scenes Mobile Network Operator Mobile Cardholder Service Payment Application Mobile Issuing Sign-Up Processing Host Over-the- Consumer air-Server Accounts & Cards Platform Wallet Service Provider MNO-TSM* Trusted Service Manager** Couponing

  20. Slide 20: Use cases, use cases, use cases…

    What will drive usage? Use cases, use cases, use cases…. © 2014 Wirecard AG

  21. Slide 21: Transport for London and Vodafone SmartPass

    Transport for London and Vodafone SmartPass* SmartPass* * fully enabled by Wirecard technology and issuing services © 2014 Wirecard AG

  22. Slide 22: Payment is at your fingertips

    The future of mPayment “PAYMENT IS AT YOUR FINGERTIPS” m-commerce POS APIs NFC APIs APIs e-commerce In-app © 2014 Wirecard AG

  23. Slide 23: Internet technologies will increasingly determine payment functionalities

    Internet technologies will increasingly determine payment functionalities in specific sales channels in the future. Wirecard is driving this trend. – Dr. Markus Braun, CEO, Wirecard AG

  24. Slide 24: The Future of Retail

    Wirecard AG The Future of Retail Jörn Leogrande © 2014 Wirecard AG 24

  25. Slide 25: The status quo

    The status quo New technologies are changing the ways of Point of Sale-business: mPOS Tokenization Bluetooth Low Energy Big Data © 2014 Wirecard AG 25

  26. Slide 26: 1. mPOS

    1. mPOS ‒ July 17th 2012 – Workshop Deutsche Telekom A new level for worldwide merchants © 2014 Wirecard AG 26

  27. Slide 27: Customer case study: Bijlipay

    Wirecard Card Reader Solution customer case study: bijlipay © 2014 Wirecard AG 27

  28. Slide 28: 2. Tokenization – Pay-by-App by Wirecard

    2. Tokenization‒ July 17 2012 – Workshop Deutsche Telekom th Pay-by-App by Wirecard © 2014 Wirecard AG 28

  29. Slide 29: Pay-by-App identification and tokens

    Pay-by-App Merchant and customer are identified via different technologies (Server, WIFI, QR, BLE). Payment is been proceeded by tokens of credit card data or bank account details. © 2014 Wirecard AG 29

  30. Slide 30: Pay-by-App Concept

    Pay-by-App Concept To pay by smartphone, customers simply have to download the app to their phone free of charge, register and provide details of their preferred credit card. The payment page securely logs the credit card data and stores it in a PCI- compliant way with tokenization services. This gu

  31. Slide 31: 3. Bluetooth Low Energy: A new contactless standard

    3. Bluetooth Low Energy th ‒ July 17 2012 – Workshop Deutsche Telekom A new contactless standard © 2014 Wirecard AG 31

  32. Slide 32: BLE Beacon

    BLE Beacon Range: Beacon - small, inexpensive device 30m transmitting Bluetooth signal (up to 30m) Smartphone with dedicated app can seamlessly connect with beacon when within range One beacon works approximately 2 years on one battery. Beacons can be also connected to power outlets or even build in

  33. Slide 33: BLEpay app

    BLEpay app App shows nearby stores on “radar” screen Customer needs to check-in in store to enable payment Proximity notification when user approaches a store Push notification requesting payment authorization Auto check-in option for returning customers © 2014 Wirecard AG 33

  34. Slide 34: 4. Big data: The Future of Retail

    4. Big data th ‒ July 17 2012 – Workshop Deutsche Telekom The Future of Retail © 2014 Wirecard AG 34

  35. Slide 35: POS goes eCommerce

    POS goes eCommerce © 2014 Wirecard AG 35

  36. Slide 36: ePOS Platform

    Wirecard ePOS Platform • Central platform & data warehouse • POS connector for item-level shopping information • Beacon platform • Couponing & Loyalty • Payment integration © 2014 Wirecard AG 36

  37. Slide 37: Disclaimer

    Disclaimer This presentation contains explicit and implicit forward-looking statements concerning Wirecard AG, its affiliated companies and their business. These statements are subject to various known and unknown risks, uncertainties and other factors due to which the actual events, financial condi

  38. Slide 38: Contact Wirecard AG

    Contact Wirecard AG Einsteinring 35 85609 Aschheim / Munich Germany Investor Relations Iris Stöckl [email protected] T: + 49 (0) 89 4424 1424

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