Danske Bank A/S · OMXCOP:DANSKE
Danske Bank A/S — Investor Day (November 2012)
20 slides from Danske Bank A/S's investor day presentation, Nov 8, 2012
Slide 1: New Standards
Danske Bank Capital Markets Day New Standards Eivind Kolding, CEO & Chairman of the Executive Board 8 November 2012
Slide 2: Agenda
Agenda New Standards Eivind Kolding The Personal Banking strategy Tonny Thierry Andersen The Business Banking strategy Lars Stensgaard Mørch The Corporates & Institutions strategy Thomas F. Borgen Q&A Session on Business Unit strategies Break The road to profitability Henrik Ramlau-Hansen Q&A Sessio
Slide 3: We are operating in a New Normal
We are operating in a New Normal
Slide 4: New Normal: Lack of trust
New Normal Lack of trust 4
Slide 5: New Normal: Regulation
New Normal Regulation 5
Slide 6: New Normal: Customer behaviour
New Normal Customer behaviour 6
Slide 7: New Normal: Economic uncertainty
New Normal Economic uncertainty 7
Slide 8: New Normal: Tougher competition
New Normal Tougher competition 8
Slide 9: Nevertheless, we still play a crucial role in society
Nevertheless, we still play a crucial role in society Deposits Lending Advisory Pension & Transactions Risk Investments services life insurance management 9
Slide 10: Where do we want to be in 2015?
Where do we want to be in 2015? 10
Slide 11: Recognised as the most trusted financial partner
“To be trusted is a greater compliment than being loved” George McDonald New vision for 2015 Recognised as the most trusted financial partner 11
Slide 12: The most trusted financial partner
The most trusted financial partner Customer satisfaction 2015 Financial results 2015 We want to be in the top two in We want to be in the top three of customer satisfaction in our our Nordic peer group as prioritised customer segments measured by return on equity (ROE) 12
Slide 13: Setting new standards in financial services
Our new mission Setting new standards in financial services Customer Advisory Openness & Digitalisation focus services responsibility 13
Slide 14: We are a universal bank in our Nordic home market
We are a universal bank in our Nordic home market Strategic Business Units Danica Danske Capital Nordania Divestment Non-core Ireland 14
Slide 15: CEO priorities
CEO priorities 2013 - 15 15
Slide 16: Execution of New Standards
Execution of New Standards Personal Business C&I Banking Banking strategy strategy strategy 16
Slide 17: Think Execution, Think Simple, Think Lean
Think Execution Simple, of newThink standards Lean Number of 20% Personal 50% Business customer reduction in Banking reduction Banking in C&I strategy meetings processing strategy frontstrategy office per adviser time admin tasks up 20% 17
Slide 18: Financial targets
Financial targets Q3 2012 Ambitions ROE 3.8% Above 12% in 2015 S&P/Moody’s/Fitch Improve ratings at least one notch Ratings A-/Baa1/A Core tier 1 12.7% Minimum 13% by the end of 2013 Total capital 19.4% Minimum 17% by the end of 2013 Liquidity Meet EU 2015 LCR requirement by the end of 2012 Nominal
Slide 19: Slide 19
Slide 20: Disclaimer
Disclaimer Important Notice • This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to buy or acquire securities of Danske Bank A/S in any jurisdiction, including the United States, or an inducement to enter in