Fonix Plc · LSE:FNX
Fonix — H1 FY2026 Earnings Presentation
24 slides from Fonix's earnings presentation, March 2026
Slide 1: Investor Briefing: Interim Results Presentation
Investor Briefing Interim Results Presentation 6-months ended 31 December 2025
Slide 2: The Business
The Business Rob Weisz Chief Executive Officer Fo nix In ve stor Briefing March 2026 2
Slide 3: Executive Summary
Executive Summary Portugal live and scaling. Trading in line with expectations Pilot launch in a third overseas for the year. European market post-period end. Gross profits from key segments Increased interim dividend in of payments & messaging have line with progressive dividend continued to see so
Slide 4: What we do and how
What we do and how Clients / Users Consumer services Consumer experience Marketing Messaging Payment Payments connections connections Integrations Voting Campaign Manager Text the studio Features Notifications Marketing Interactive campaigns campaigns Donations Winner Donation Competitions & gift ai
Slide 5: Operational & Financial Update
Operational & Financial Update Michael Foulkes Chief Financial & Operating Officer Fo nix In ve stor Briefing March 2026 5
Slide 6: Operational Highlights
Operational Highlights Key achievements for the 6 months ended 31 December 2025: Product innovation +5 MNO & PSP connections* International investment 100% Platform uptime Expanded team 99% Income of a repeating nature *MNO = Mobile Ne two rk Operator (in cludes Go ogle RBM) | PSP = Payment Service
Slide 7: The Product & Technology
The Product & Technology A market leading payments and messaging platform built by industry experts PayFlex expansion Commercially centric development focused on features that drive growth for clients Robust, secure & reliable CompsPortal New RichMessaging with 100% uptime throughout year live Produ
Slide 8: Key Performance Indicators
Key Performance Indicators Financial and operating key performance indicators for the 6 months ended 31 December 2025: TPV1 Gross Profit £160m + 6.7% YOY £10.5m + 7.1% YOY Adjusted EBITDA 2 Adjusted PBT3 £8.3m + 6.4% YOY £8.0m + 2.6% YOY 1 TPV means the To tal Paymen t Valu e and r epre sen ts th e
Slide 9: Trading Growth YOY
Trading Growth YOY Financial performance Gross profit and adjusted EBITDA growth in line (July 2017 to Dec 2025) with expectations. Fonix is well positioned for a strong second half, supported by high levels of recurring revenue and continued momentum across its existing customer base. Growth is exp
Slide 10: Segmental Analysis
Segmental Analysis H1 FY26 H1 FY25 Change Share of Gross profit continues to be the business’ most important financial Revenue £m £m YoY H1 FY26 indicator as this represents the company’s share of revenue for Mobile payments 27.5 26.0 6% 65% processing mobile payments and SMS messages. Mobile messag
Slide 11: Financial Performance
Financial Performance H1 FY26 H1 FY25 Change Gross profit grew 7.1% year-on-year, driven primarily by the launch of services in Portugal, strong growth from existing Financial Performance £m £m YoY media customers in the UK and Ireland, and the continued expansion of enterprise messaging services in
Slide 12: Cashflow
Cashflow Underlying cash shows the business’ true Underlying Underlying Actual cash Actual Cash cash cash available cash flow and excludes cash held on behalf of customers. Closing underlying cash H1 FY26 H1 FY25 H1 FY26 H1 FY25 decreased to £9.2m (H1 FY25: £11.0m), primarily Actual & underlying cas
Slide 13: Strategy Update
Strategy Update Rob Weisz Chief Executive Officer Fo nix In ve stor Briefing March 2026 13
Slide 14: Where we're heading
Where we’re heading Our Clients New Products New Mobile Network Operators (MNOs) New International PayFlex CompsPortal RichMessaging Territories (RCS) Fo nix In ve stor Briefing March 2026 14
Slide 15: International Strategy
International Strategy Ireland 3rd European market Other markets (Live since 2022) (Pilot phase) (Exploratory) Fonix launched in Ireland in 2022 Limited pilot underway with a Actively assessing additional and continues to achieve strong national broadcaster group European opportunities to growth YoY
Slide 16: Product Strategy
Product Strategy Driving revenue growth through innovation Optimised payments with PayFlex • Providing consumers greater choice while driving higher-value payments and improved conversion through in-message online payments. Live with three major customers across the UK and Ireland. Unlocking more pl
Slide 17: Outlook
Outlook Rob Weisz Chief Executive Officer Fo nix In ve stor Briefing March 2026 17
Slide 18: Executive Summary
Executive Summary Trading Strong H1 performance with momentum continuing into H2 Growth Expansion across core markets supported by product innovation Investment Targeted investment in product capability and European market expansion International Portugal gaining traction alongside pilots & entry in
Slide 19: Thank you for your time
Thank you for your time 19
Slide 20: Appendix
Appendix 20
Slide 21: Disciplined Sector Focus
Disciplined Sector Focus Media Charity Digital Services Payments & interactivity Mobile donation Gaming, publishers, for TV & radio technology entertainment, ticketing & enterprise • £145m+ UK TV engagement • £15.4bn donated in the UK (1) • £15bn+ UK gaming market (3) market (2) • £35m+ donated via
Slide 22: The Team
The Team Board Ed Spurrier Carmel Warren Will Neale Chair Non-executive Director Non-executive Director Rob Weisz Michael Foulkes Senior CEO CFO & COO Leadership Francesca Gangemi Marcus Kern Louisa Harris Steve George Clare Charles Anthony Baladi Director of Technology Head of Tech Operations & Cli
Slide 23: Balance Sheet
Balance Sheet H1 FY26 H1 FY25 Change Balance sheet £'000 £'000 YoY Intangible asset 2,210 1,795 23% Right of use asset 105 226 -54% Tangible assets 30 33 -9% Trade and other receivables 52,856 48,215 10% Cash and cash equivalent (actual cash) 27,065 25,034 8% Total assets 82,266 75,303 9% Current li
Slide 24: The Market
The Market App Stores & Global Players High Value Brand Opportunities Content Market Low Value Ring Tones Wallpapers Diets Funny Videos Emerging Markets Fo nix In ve stor Briefing March 2026 24