Mystate Limited · ASX:MYS
Mystate — ASX SMIDcaps Conference 2026
9 slides from Mystate's conference presentation, Mar 25, 2026
Slide 1: MyState Limited ASX SMIDcaps conference
For personal use only MyState Limited ASX SMIDcaps conference 25 March 2026 1
Slide 2: MyState is a diversified financial services group
MyState is a diversified financial services group • MyState Limited (MYS) is a diversified financial services group Banking • In February 2025, MYS completed a transformational merger with Auswide Bank Lending |Deposits |Transactions For personal use only • MYS is an ASX 300 company Banking Lending
Slide 3: 1H26 summary
1H26 summary Underlying NPAT Underlying earnings per share Interim dividend $28.2m 16.6 cps 12.0 cps For personal use only +18.4% on pp +11.1 % on pp +1.0 cps on Final Statutory NPAT $27.3m Total capital Loan book Customer deposits 16.9% $13.2b $10.2b - 65 bps on pp +1.1% on pp +0.5% on pp +65 Net P
Slide 4: Key 1H26 highlights
Key 1H26 highlights ● Underlying NPAT up 18.4% to $28.2m and Statutory NPAT up 39% to $27.3m on pp* For personal use only ● Home loan book growth accelerated in Q2; equipment finance portfolio up 64% over the half; wealth contribution higher ● Operating costs well managed; Group cost to income ratio
Slide 5: Integration progress
Integration progress 98 out of 215 integration program initiatives have been completed For personal use only Key integration initiatives Update • Aligning our cultures and operating model • Significant progress • Single banking licence • Complete • Retail bank branding • Adopt MyState as the future
Slide 6: Looking ahead
Looking ahead Continuing to drive value through disciplined execution Business priorities Integration priorities For personal use only • Profitably grow the home loan book • Single loan origination system • Grow customer deposits directly and via • Single core banking system partnerships • Single re
Slide 7: MyState's investment case
MyState’s investment case For personal use only Well capitalised providing Projected double digit EPS capacity for growth growth based on full merger run rate synergies 1 Consistent track record of profitability. Current Proven Board and dividend yield of 5.5% 2, management teams fully franked 1. Th
Slide 8: Disclaimer
Disclaimer Summary information Past performance not indicative of future performance The material in this Presentation is general background information about MyState Limited Past performance information, including past share price information, should not be relied upon (ABN 26 133 623 962) and its
Slide 9: For personal use only
MyStateBankW | AP erm | GD>SELECO = TPT Wealth PART OF THE MYSTATE LIMITED GROUP