IDBI Bank Limited · NSE:IDBI
IDBI Bank — Q3 FY2009-10 Earnings Presentation
13 slides from IDBI Bank's earnings presentation, Jan 15, 2010
Slide 1: Financial Year 2009-10 Q3 results
òãðÄðóÚð ãðæðá (2009-10) ¨îó ÃðóçðÜó òÃðÙððèó ¨÷î ÇðøÜðÐð ¨îðÚðá òÐðæÑððÇÐð ÑðÜ ÑßçÃðôòÃð 15 ¸ðÐðãðÜó 2010 15-¸ðÐðãðÜó-10 1
Slide 2: Highlights
òãðäð÷æðÃðð¦ü ¨îðÜð÷×ððÜ 2.54 âðð®ð ¨îÜð÷Àÿ ÝÑðÚð÷ ÃðôâðÐðÑðëð 2.03 âðð®ð ¨îÜð÷Àÿ ÝÑðÚð÷ ¸ðÙððÜðòäðÚððü 1,42,798 ¨îÜð÷Àÿ ÝÑðÚð÷ ; ãðöòÊ 77% ÃðôâðÐð Ñðëð ¨îðçðð ¨ôîâð ¸ðÙððÜðòäðÚðð÷ü ¨îð 13.11% ¡ò±ßÙð 1,11,262 ¨îÜð÷Àÿ ÝÑðÚð÷ ; ãðöòÊ 21% ÑßòÃð ¨îÙðáµððÜó ¨îðÜð÷×ððÜ 20.52 ¨îÜð÷Àÿ ÝÑðÚð÷ ÑßòÃð ¨îÙðáµððÜ
Slide 3: Highlights
òãðäð÷æðÃðð¦ü òÐðãðâð ×Úðð¸ð ¡ðÚð – òãðÄðóÚð ãðæðá 10 ¨îó ÃðóçðÜó òÃðÙððèó Ùð÷ü 719 ¨îÜð÷Àÿ ÝÑðÚð÷ (òãðÄðóÚð ãðæðá 09 ¨îó ÃðóçðÜó òÃðÙððèó Ùð÷ü 503 ¨îÜð÷Àÿ ÝÑðÚð÷) òÐðãðâð ×Úðð¸ð ¡ðÚð – òãðÄðóÚð ãðæðá 10 ¨îó ÃðóçðÜó òÃðÙððèó Ùð÷ü 43% ¨îó ãðöòÊ âððØðÑßÇÃðð äðôâ¨î ¡ðÏððòÜÃð ¡ðÚð – òãðÄðóÚð ãðæðá 10 ¨î
Slide 4: Highlights
òãðäð÷æðÃðð¦ü ÃðôâðÐð Ñðëð Ùð÷ü 40% ¨îó ãðöòÊ. ¨ôîâð ¨îðÜð÷×ððÜ [¸ðÙðð + ¡ò±ßÙð] 47% ×ðÁÿ¨îÜ 2,54,060 ¨îÜð÷Àÿ ÝÑðÚð÷ . çðó¡ðܦ¡ðÜ –11. 54% (òÑð¶âð÷ ãðæðá 09 Ùð÷ü –11.78%) ¡ÐÚð - ò¾ÚðÜ I : 6.60% <> ò¾ÚðÜ II: 4.94% äðð®ðð¦ü ×ðÁÿ ¨îÜ 702 ¦¾ó¦Ùð ×ðÁÿ ¨îÜ 1165 15-¸ðÐðãðÜó-10 4
Slide 5: Profit and loss account
âððØð ¡ðøÜ èðòÐð ®ððÃðð (¨îÜð÷Àÿ Ý. ) çðÙððÑÃð òÃðÙððèó çðÙððÑÃð 9 Ùððè çðÙððÑÃð ãðæðá ×Úðð÷Ü÷ òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 òÇçðü×ðÜ09 òÇçðü×ðÜ 08 Ùððµðá 09 ×Úðð¸ð ¡ðÚð 4008 3234 11191 8247 11545 ×Úðð¸ð ãÚðÚð 3289 2731 9684 7525 10306 òÐðãðâð ×Úðð¸ð ¡ðÚð 719 503 1507 722 1239 ¡ÐÚð ¡ðÚð 426 280 1744 1040
Slide 6: Break-up of other income
¡ÐÚð ¡ðÚð ¨÷î ×Úðð÷Ü÷ (¨îÜð÷Àÿ Ý) çðÙððÑÃð òÃðÙððèó çðÙððÑÃð Ðððø Ùððè çðÙððÑÃð ãðæðá ×Úðð÷Ü÷ òÇçðü×ðÜ 09òÇçðü×ðÜ 08 òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 Ùððµðá 09 ¨îÙðóäðÐð , ¦©çðµð÷ü¸ð ¦ãðü ×ßð÷¨îÜ÷¸ð 298 202 858 455 725 òÐðãð÷äð ¨îó ò×ðªîó ÑðÜ âððØð 48 22 681 283 410 òÐðãð÷äð ¨÷î ÑðôÐðÙðõáâÚðÐð ÑðÜ âððØð/(èðò
Slide 7: Break-up of operating expenses
ÑðòܵððâðÐð ãÚðÚð ¨÷î ×Úðð÷Ü÷ (¨îÜð÷Àÿ Ý.) çðÙððÑÃð òÃðÙððèó çðÙððÑÃð Ðððø Ùððè çðÙððÑÃð ãðæðá ×Úðð÷Ü÷ òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 Ùððµðá 09 ç¾ðÒî âðð±ðÃð 197 159 488 360 583 ò¨îÜðÚðð ¨îÜ ¡ð÷øÜ ò×ð¸ðâðó 45 35 116 84 114 ÙðôÍÂð ¡ðøÜ âð÷®ðÐð çððÙð±ßó 8 7 21 18 26 òãðìððÑðÐð ¡ðøÜ Ñß
Slide 8: Key profitability indicators
ÑßÙðô®ð âððØðÑßÇÃðð çðõµð¨îðü¨î çðÙððÑÃð òÃðÙððèó çðÙððÑÃð Ðððø Ùððè çðÙððÑÃð ãðæðá ×Úðð÷Ü÷ òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 Ùððµðá 09 òÐðãðâð ×Úðð¸ð Ùððò¸ðáÐð(%) 1.59% 1.33% 1.17% 0.95% 0.99% ¡ðòçÃðÚðð÷ü ÑðÜ ÑßòÃðâððØð (%) 0.57% 0.67% 0.51% 0.54% 0.62% ýò©ãð¾ó ÑðÜ ÑßòÃðâððØð (%) 14.3
Slide 9: Key operating indicators
ÑßÙðô®ð ÑðòܵððâðÐð çðõµð¨îðü¨î çðÙððÑÃð òÃðÙððèó çðÙððÑÃð Ðððø Ùððè çðÙððÑÃð ãðæðá ×Úðð÷Ü÷ òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 òÇçðü×ðÜ 09 òÇçðü×ðÜ 08 Ùððµðá 09 ¨ôîâð ¡ðÚð Ùð÷ü ±ðøÜ-×Úðð¸ð ¡ðÚð 9.60% 11.07% 13.48% 9.88% 11.34 ¨îðÚðá ¨ôîäðâðÃðð [âðð±ðÃð - òÐðãðâð ¡ðÚð]¡ÐðôÑððÃð 44.05% 50.05% 37.47% 49.27% 49.26
Slide 10: Balance sheet
ÃðôâðÐð Ñðëð (¨îÜð÷Àÿ Ý.) ÚðÆðð 31 òÇçðü×ðÜ 09 31 òÇçðü×ðÜ 08 Ç÷Ú ðÃðð¦ü Ñðõü¸ðó 725 725 òܺðãðá ¡ðøÜ ¡òÏðäð÷æð 9379 8607 [òÐðãðâð Ñðõü¸ðó] 8127 7312 ¸ðÙððÜðòäðÚððü 142798 80803 £ÏððÜ 43396 50253 ¡ÐÚð Ç÷Ú ðÃðð¦ü ¡ðøÜ ÑßðãðÏððÐð 7013 5235 ¨ôîâð 203311 145623 ¡ðòçÃðÚððü òܺðãðá ×ðøÈ¨î ¨÷î Ñððçð Ðð¨îÇó
Slide 11: Balance sheet ratios and capital adequacy
ÃðôâðÐð Ñðëð ¡ÐðôÑððÃð - Ç÷ÚðÃðð¦ü 31 òÇçðü×ðÜ 09 31 òÇçðü×ðÜ 08 ¨ôîâð ¨îðÜð÷×ððÜ [¸ðÙðð + ¡ò±ßÙð] (¨îÜð÷À ÿ ÝÑðÚð÷) 254060 172995 òÐðãðâð ¡ò±ßÙðð÷ü ¨îó ÃðôâðÐðð Ùð÷ü òÐðãðâð ¦ÐðÑðó¦ 1.40% 1.04% ¨ôîâð ¸ðÙðð ÜðòäðÚðð÷ü Ùð÷ü ×ðµðÃð ×ðøÈ¨î ¸ðÙðð 5.44% 6.04% ¨ôîâð ¸ðÙðð ÜðòäðÚðð÷ü Ùð÷ü µððâðõ ®ððÃðð ¸ðÙ
Slide 12: NPA position as of December 2009
¦ÐðÑðó¦ 31 òÇçðü×ðÜ 2009 ¨îó òçÆðòÃð (¨îÜð÷Àÿ Ý.) çð¨îâð ¡ò±ßÙð 112026 ¡ðòçÃð ±ðôÂðãðÄðð çð¨îâð ¦ÐðÑðó¦ 2317 çð¨îâð ¡ò±ßÙðð÷ü ¨÷î % ¨÷î ÞÑð Ùð÷ü çð¨îâð ¦ÐðÑðó¦ 2.07 ¨ôîâð ÏððòÜÃð ÑßðãðÏððÐð 764 òÐðãðâð ¡ò±ßÙð 111262 òÐðãðâð ¦ÐðÑðó¦ 1554 òÐðãðâð ¡ò±ßÙðð÷ü ¨÷î % ¨÷î ÞÑð Ùð÷ü òÐðãðâð ¦ÐðÑðó¦ 1.40 Ñßðãð
Slide 13: Thank you
ÏðÐÚðãððÇ 13