Edelweiss Financial Services Limited · NSE:EDELWEISS

Edelweiss Financial Services — Investor Presentation (February 2026)

13 slides from Edelweiss Financial Services's investor presentation, Feb 10, 2026

  1. Slide 1: Cover letter to BSE and NSE: Understanding the P&L of the Company

    EW/Sec/2025-26/436 February 10, 2026 BSE Limited National Stock Exchange of India Limited P J Towers, Exchange Plaza, Dalal Street, Bandra Kurla Complex, Fort, Bandra (E), Mumbai – 400 001 Mumbai – 400 051 Scrip Code: 532922 Symbol: EDELWEISS Dear Sir/Madam, Sub: Presentation titled "Understanding t

  2. Slide 2: Understanding EFSL's P&L, US $ version

    Edelweiss Financial Services Limited Understanding EFSL’s P&L US $ version

  3. Slide 3: Consolidated EFSL has two distinct parts

    Consolidated EFSL has two distinct parts … 1 Operating Business Entities (Underlying Businesses) • Seven independent and distinct operating businesses with  Dedicated management teams  Independent boards  Standalone P&L and Balance Sheets 2 Holding Company Entities (Corporate) • Focuses on suppor

  4. Slide 4: Consol PAT can be seen as the sum of both parts

    … And thus, Consol PAT can be seen as the sum of both parts Consol PAT 1 PAT of Underlying Businesses (Operating Business Entities) 2 Corporate PAT (Holding Company Entities) 3

  5. Slide 5: Underlying Businesses

    Underlying Businesses 4

  6. Slide 6: PAT of Underlying Businesses has grown at 28% CAGR

    1 PAT of Underlying Businesses has grown at 28% CAGR $ Mn 67* 51 50 25 Mar-22 Mar-24 Mar-26 *Annualized nine-month run rate for Mar-26 Steady and predictable PAT, expect to continue growing at 20% 5

  7. Slide 7: Underlying Businesses - Key Financial Parameters (1/3)

    1 Underlying Businesses - Key Financial Parameters (1/3) $ Mn Mar 22 Mar 24 Mar 26* Revenue 32 65 103 PAT 5 19 33 Alternative Asset Mgt Net Worth 24 81 118 Net Debt - 53 58 ROE 26.6% 27.3% 25.0% Revenue 19 28 35 PAT 2 4 12 Mutual Fund Net Worth 20 27 30 Net Debt - - - ROE 11.7% 17.3% 32.1% Total PAT

  8. Slide 8: Underlying Businesses - Key Financial Parameters (2/3)

    1 Underlying Businesses - Key Financial Parameters (2/3) $ Mn Mar 22 Mar 24 Mar 26* Revenue 100 119 106 PAT 28 39 38 Asset Net Worth 275 350 338 Reconstruction Net Debt 289 150 (11) ROE 10.8% 11.9% 10.3% Revenue 205 154 81 PAT 11 17 2 NBFC Net Worth 438 388 235 Net Debt 1023 454 296 ROE 2.5% 4.1% 0.

  9. Slide 9: Underlying Businesses - Key Financial Parameters (3/3)

    1 Underlying Businesses - Key Financial Parameters (3/3) $ Mn Mar 22 Mar 24 Mar 26* Revenue 32 67 101 General Insurance PAT (12) (14) (5) Net Worth 15 28 39 Revenue 212 328 279 Life Insurance PAT (23) (17) (16) Net Worth 69 80 65 Total Insurance PAT (35) (31) (21) Businesses *Annualized nine-month r

  10. Slide 10: Corporate

    ye € Corporate

  11. Slide 11: Corporate P&L Drivers

    2 Corporate P&L Drivers • Capital Gains • Episodic fair valuation gains, Revenue inherently volatile and can vary across • Dividends quarters • Net Interest Expense • Net interest expense will reduce with Cost decline in corporate net debt • Operating Expense • Operating expense remains steady PAT r

  12. Slide 12: Safe Harbour

    Safe Harbour DISCLAIMER : This presentation and the discussion may contain certain words or phrases that are forward looking statements, which are tentative, based on current expectations of the management of Edelweiss Financial Services Ltd. or any of its subsidiaries and associate companies (“Edel

  13. Slide 13: Safe Harbour

    Safe Harbour Net worth figures include MI. PAT figures are presented pre MI unless stated otherwise. Mar-26 numbers are simple annualization of nine month ended Dec 25 figures, wherever stated. PAT of businesses for the quarter ended Dec 25 and nine months ended Dec 25 are presented excluding the ex

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