Finexia Financial Group Ltd · ASX:FNX
Finexia Financial — Archa — Investor Presentation (July 2022)
31 slides from Finexia Financial's investor presentation, July 2022
Slide 1: Investor Presentation
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Investor Presentation July 2022 This presentation (Investor Presentation) is in relation to a restricted offer made under section 708(8) and 708(11) of the Corporations Act 2001 (Cth). Accordingly, the Offer made pur
Slide 2: Disclaimer Important Notice
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Disclaimer Important Notice This Investor Presentation is not a prospectus and does not Forward-looking statements This Investor Presentation contains forward-looking satisfy the disclosure requirements for a prospec
Slide 3: Corporate banker quote on loans versus credit cards
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 “When I was a corporate banker at CBA, it was easier for me to get my clients a A$40m loan than a basic corporate credit card.” Tom, ex-CBA banker Strictly private and confidential 3
Slide 4: Traditional business credit cards cost time and money
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Traditional business credit cards cost time and money. Hard to access Devoid of functionality Isolated from other tools The application process requires multiple Customers rarely apply for business credit Bank corpor
Slide 5: Archa's solution
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Archa’s solution Corporate credit cards with a spend management platform for all businesses. ● We issue our own cards ● We build our own technology ● We underwrite our own customers ● We’re a subscription based prici
Slide 6: Building corporate cards like a SaaS business
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We’re building corporate cards like a SaaS business, with the tools business owners need. Instant issuance Spend insights Card controls Integrations Instant card issuance to enable faster Spend insights to allow busi
Slide 7: Simple subscription pricing that works for customers
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Simple subscription pricing that works for customers Scalable: pay per user, per month. No interest: repay in full each month. Inclusive: all core features available as standard. Transparent: no hidden fees. * Additi
Slide 8: We've built a compelling value proposition
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We’ve built a compelling value proposition Strictly private and confidential 8
Slide 9: Our solution solves the challenges that other players perpetuate
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Our solution solves the challenges that other players perpetuate IMPROVES EFFICIENCY DIFFICULT TO ACCESS CREDIT / NO CREDIT AVAILABLE CLEARSPEND IS US-ONLY, PRE-PAID DEBIT OPERATIONAL FINTECH EASY ACCESS TO CREDIT IN
Slide 10: Solid unit economics, built around best-in-class technology
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We’ve built a strong foundation for growth Our business has solid unit economics, built around best-in-class technology. We’ve spent years and made significant capital investment building technology infrastructure to
Slide 11: We are powered by the best in the business
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We are powered by the best in the business Archa holds principal issuing Archa works with CreditorWatch to Archa has partnered with i2c Inc as Archa works with FrankieOne to member status with Mastercard. complete co
Slide 12: Recent Milestones
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Recent Milestones We now serve hundreds of customers around Australia, and we’re ready to transition to our next phase of growth. Recently we’ve hit a number of key milestones including: $4.0m raised at $19m post mon
Slide 13: A$20 million in institutional debt funding secured
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 A$20 million in institutional debt funding secured Archa has secured a $20 million inaugural debt funding facility with Roadnight Capital. This facility forms a critical piece of the Company’s capital stack. Archa’s
Slide 14: Strong execution since last capital raise
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Strong execution since Since last raising capital in Q4 of 2021, Archa has executed on a number of key milestones. These include last capital raise partnerships with Uber and Google, a number of feature deliveries, a
Slide 15: Strong growth in customer numbers and monthly recurring revenue
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Strong growth in customer numbers and monthly recurring revenue We’re seeing substantial customer and revenue growth with a material uptick in recent months. Since August 21 we’ve seen 500% growth in customer numbers
Slide 16: Meaningful track-record built since September
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Meaningful track-record built since September Our cumulative transaction volume is an indicator of product utilisation. Over recent months this data point has been consistently strong. Cumulative transaction volume i
Slide 17: Exponential growth on multiple fronts
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We’re seeing exponential growth on multiple fronts With scalable debt funding now in place, we expect to see an uplift in the rate of transactional growth driven primarily by larger customer team sizes and credit lim
Slide 18: A precedent for massive market adoption
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 A precedent for massive market adoption In the United States, Brex and others have revolutionised the corporate card space. We will do the same. Australia The trends - including landscape, spending trends, and produc
Slide 19: Market Size and Breakdown
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Market Size and Breakdown Total Domestic Market Split by Employee Count Annual Domestic Revenue Opportunity Addressable Obtainable Market Cards per Customer 4 4 4 Price per Month $76 $76 $76 Archa Customers 110k 367k
Slide 20: Go-to-market
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Go-to-market Digital (Organic and Paid) Sales Led Partnerships Leveraging our current digital Developing an outbound sales strategy Building partnerships with other marketing and customer acquisition and engaging wit
Slide 21: Our key target personas
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Our key target personas Finance teams Finance teams Sales/Commercial Business Owners HR teams (internal) (External) Teams Founders & Owners CFO Financial Accountants Chief Revenue Officers Chief People Officers CEOs VP F
Slide 22: Well suited for challenging macro circumstances
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Archa’s business is well suited for challenging macro circumstances Slowdown economic growth Corporate credit card spend is generally unaffected by economic downturns. Archa’s product is focussed on everyday spend, a
Slide 23: Targeting capital-efficient growth, and break-even
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We’re targeting capital-efficient FY22 FY23 (e) FY24 (e) FY25 (e) growth, and break-even. Revenue 63,481 2,118,021 10,243,291 26,389,328 Direct Costs (573,855) (2,264,374) (3,999,837) (7,655,165) We are targeting to g
Slide 24: Investor journey to-date
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Investor journey to-date Archa has conducted a number of capital raises to-date (detailed below). Over the course of these funding rounds, Archa has built up and retained a well regarded base of experienced founders
Slide 25: We are delivering on our plan
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 We are delivering on our plan Capital Raise Equity $3m at $25m With attaching: Class A Options $3m at $25m (exp July 23) Class B Options $4m at $40m (exp July 24) N.b. raised amounts assume full exercise of both opti
Slide 26: Round structure
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Round structure Archa is offering a 1 for 7.19 pro-rata non-renounceable entitlement offer Detailed information of fully paid ordinary Shares in Archa Limited ACN 614 724 355 (Archa or the Company). Security Price Va
Slide 27: Capital deployed to target break-even
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Use of funds Capital deployed to target break-even. Primarily our funds raised will be used as growth capital. We will increase team size, increase direct product costs in correlation with an increased customer base,
Slide 28: A high calibre team well placed to accelerate growth
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 A high calibre team well placed to accelerate Archa’s growth MATTHEW ROUND CHIEF RISK OFFICER Matthew Round has 20+ years of global He has also worked as the Interim CRO & credit and risk management experience, Gener
Slide 29: Team (cont.)
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Team (cont.) LINDSEY McCORMICK HEAD OF FINANCE JOE ROBBINS GM (COMMERCIAL) Lindsey McCormick is a Chartered Accountant In FinTech she worked as a Global Finance that has worked in Finance for 15 years, post Manager f
Slide 30: Board
Archa Debt Capital Raise Deck - 2021 archa.com.au Investor Presentation - July 2022 Board DETAILED BIOS AVAILABLE ON REQUEST Megan Boston - Non-Executive Chair Anne Weatherston - Non-Executive Director Amir Amel-Zadeh - Non-Executive Director Megan is an experienced Managing Director Anne is a leadi
Slide 31: Thanks
Archa Debt Capital Raise Deck - 2021 archa.com.au Thanks Oliver Kidd, Founder & CEO +61 476 290 855 [email protected]