HealthEquity, Inc. · NASDAQ:HQY
HealthEquity — Investor Presentation (2013)
17 slides from HealthEquity's investor presentation, 2013
Slide 1: Welcome
WELCOME Copyright © 2013 HealthEquity, Inc. All rights reserved. HealthEquity and the HealthEquity logo are registered trademarks and service marks of HealthEquity, Inc. 1 Confidential and proprietary. Reproduction without express written consent is prohibited.
Slide 2: HSA educational series
HSA educational series Three-part webinar series: 1. Health savings account basics 2. Tips to maximize your HSA savings 3. HealthEquity member portal overview www.healthequity.com/webinars 2
Slide 3: Winning with an HSA
Winning with an HSA Copyright © 2013 HealthEquity, Inc. All rights reserved. HealthEquity and the HealthEquity logo are registered trademarks and service marks of HealthEquity, Inc. Confidential and proprietary. Reproduction without express written consent is prohibited.
Slide 4: Winning with an HSA
; Winning with an HSA EMPOWERING Ye T0 BUILD HEALTH SAVINGS HealthEquity:
Slide 5: Why HSAs?
Why HSAs? Easy win in today’s complex health care system: – Save now: • Lower monthly insurance premiums • HSA deposits aren’t taxed • Typically lowers income tax liability – Save for the future: • HSA funds roll over from year to year • Tax-free interest earned • You keep the money even if you chan
Slide 6: How an HSA works
How an HSA works Traditional health plan vs. HSA-powered health plan - Lower monthly premium - Higher deductible - Larger monthly premium paid to insurance company - Lower deductible - Money into savings account 6
Slide 7: How an HSA works
How an HSA works You and/or your employer $ $ Qualified medical expenses: Exams, prescriptions, procedures, vision, dental and more 7
Slide 8: Maximize your savings
Maximize your savings 2014 max contributions allowed by IRS: • Single-coverage: $3,300 • Family-coverage: $6,550 • Catch-up contribution, age 55+: $1,000 How to fund your HSA: • Make pretax contributions through payroll deduction, online, or directly to HealthEquity • Fully fund your HSA on day one
Slide 9: Who is eligible for an HSA?
Who is eligible for an HSA? To own an HSA, you need to: – Be covered ONLY by an HSA-qualified health plan • Other health coverage (including Medicare, a traditional health plan, or even an FSA) may disqualify you – Not be claimed as a dependent on someone else’s tax return 9
Slide 10: HSA winners
jive TT HealthEquity:
Slide 11: The shopper
The shopper SHOPPER: • High medical utilizer • Hits out-of-pocket maximum with traditional health plan How a Shopper wins: • Significantly lower monthly premiums • No copays on top of out-of-pocket expenses • Out-of-pocket expenses are paid with tax-free HSA funds * Results may vary. Based on plan d
Slide 12: The minimalist
The minimalist MINIMALIST: • Low medical utilizer • Desires flexibility and minimum monthly premium How a Minimalist wins: • Significantly lower monthly premiums • Out-of-pocket expenses are paid with tax-free HSA funds * Results may vary. Based on plan design, contributions and your tax rate. 12
Slide 13: The saver
The saver SAVER: • Financially savvy • Optimizes account savings How a Saver wins: • Another avenue for investing tax-free • Significantly lower monthly premiums • Out-of-pocket expenses are paid with tax-free HSA funds * Results may vary. Based on plan design, contributions and your tax rate. 13
Slide 14: The survivor
The survivor SURVIVOR: • One or more chronic conditions • Hits out-of-pocket maximum with traditional health plan How a Survivor wins: • Prescription out-of-pocket expenses are capped, no copays • Significantly lower monthly premiums • No copays on top of out-of-pocket expenses • Out-of-pocket expen
Slide 15: Powerful tools
Powerful tools • Convenient access – Debit card – Online – Using our free mobile app – By telephone • Use your HealthEquity account to – Check your balance – Review transactions – Review claims – Submit new claims or documents – Send payments and reimbursements – Access tax documents 15
Slide 16: New HealthEquity mobile app
New HealthEquity mobile app Convenient, powerful tools: • On-the-go access for all account types • Take a photo of documentation with phone and link to claims and payments • Send payments and reimbursements from HSA • Manage debit card transactions • View claims status Available for iOS and Android
Slide 17: Expert friends
Expert friends Always available Our member services are taking calls 24 hours a day, every day of the year Every step along the way We are here to answer any questions you have and help you maximize your savings Call today Let us conduct a personal assessment of your plan options 866.346.5800 17