Tfs Financial Corporation · NASDAQ:TFSL
Tfs Financial — Q1 FY2026 Earnings Presentation
14 slides from Tfs Financial's earnings presentation, Dec 31, 2025
Slide 1: For the quarter ended December 31, 2025
For the quarter ended December 31, 2025
Slide 2: TFS Financial Corporation Overview
TFS Financial Corporation® Overview 1938 Founded by Ben and Gerome Stefanski, parents of our current Chairman and CEO, Marc Stefanski 1997 Organized as a mid-tier stock holding company to own 100% of Third Federal Savings and Loan 2007 First step minority stock offering. Listed as TFSL on NASDAQ Apr
Slide 3: TFSL Stock Ownership – Why Invest?
TFSL Stock Ownership – Why Invest? 3
Slide 4: Our Disciplined Strategy Drives Our Results
Our Disciplined Strategy Drives Our Results Strategic Overview 4
Slide 5: Capital & Performance Highlights
Capital & Performance Highlights 5
Slide 6: Capital Deployment
Capital Deployment * Dividends, managed portfolio growth, and strategic share repurchases will represent the focus for future capital deployment. $315.4 million in First Mortgages, $449.4 million in Home Equity Lines of Credit, and $81.7 million in Equity Loans were originated and acquired during th
Slide 7: Financial Highlights
Financial Highlights (Dollars in Thousands) As of or for the three months ended As of or for the fiscal year ended 12/31/2025 9/30/2025 12/31/2024 9/30/2025 9/30/2024 Balance Sheet Assets (S) 17,498,683 17,456,564 17,057,586 17,456,564 17,090,785 Net loans, including held for sale (S$) 15,737,840 15
Slide 8: Loan Performance & Originations
Loan Performance & Originations 8
Slide 9: Loan Composition by Product and State
Loan Composition by Product and State 9
Slide 10: Strong Deposit Funding Base Supplemented by Wholesale Borrowings
Strong Deposit Funding Base Supplemented by Wholesale Borrowings 10
Slide 11: Historical Deposit Balances and Cost of Funds
Historical Deposit Balances and Cost of Funds 11
Slide 12: Historic Loan Balances and Yields
Historic Loan Balances and Yields 12
Slide 13: ARM Interest Rate Reset Outlook
ARM Interest Rate Reset Outlook 13
Slide 14: Forward-Looking Statements
Forward-Looking Statements This presentation contains forward-looking statements, which can be identified by the use of such words as estimate, project, believe, intend, anticipate, plan, seek, expect and similar expressions. These forward-looking statements include, among other things: ● statements