Efg Holding S.a.e. · EGX:HRHO
Efg Holding S.a.e — EFG Hermes Holding — 9M 2015 Earnings Presentation
34 slides from Efg Holding S.a.e's earnings presentation, 2015
Slide 1: EFG Hermes Holding Investor Presentation
EFG Hermes Holding Investor Presentation
Slide 2: I. Group Overview
|. Group Overview
Slide 3: MENA Asset Management Awards
≡ ≡ ≡ ≡ ≡ KSA MENA Asset Management Awards
Slide 4: Senior Management Team and Organization Structure
Group Overview Senior Management Team The Organization Structure Dahlia El Salawy 1. El Sherbini of N ket K. Gamal CEO KSA {BB Business Lines IB support [ Coverage
Slide 5: Board Composition
Group Overview Board Composition Board of Directors) Mona Zulficar?) Non Executive Chairperson \ iy ‘ | 4 Executive Director Non Executive Director Non Executive Director Non Executive Director Non Executive Director Karim Awad Yasser E-Mallawany Takis Arapoglou®) Robert Eichfeld® Thomas S. Volpe2X3
Slide 6: II. Strategy Overview
|. Strategy Overview
Slide 7: A Growth Targeted Approach
Strategy Overview A Growth Targeted Approach Phase I: Restructuring Phase II: Growth Strategy Strategy Phase: Cumtent Modeland Focus Phase : Current Modeland focus Freee E murttng (By 200 to ah 72010) Completed Ongoing
Slide 8: Phase II: Ongoing Implementation of Growth Strategy
Strategy Overview Phase Il : Ongoing Implementation of Growth Strategy EFG Hermes Remained on Target with its Growth strategy Outlined early 2014 Goal Overview Brokerage Asset Management Investment Banking Private Equity Maintain Leadership Position in Egypt Increase Non-Egypt Operations Especially
Slide 9: Phase II: Ongoing Implementation of Growth Strategy
Strategy Overview Phase Il : Ongoing Implementation of Growth Strategy EFG Hermes Remained on Target with its Growth strategy Outlined early 2014 EFG Hermes is entering the financing sector; a business that entails potential synergies with EFG Hermes’ current business model and is a market that is s
Slide 10: Funding Our Expansion Plans
Strategy Overview Funding Our Expansion Plans Understanding the EFG Hermes Cash Balances = Given the current Separate B/S restrictions that we are dealing with, EFG Hermes has to manage its cash needs with two separate cash pools Consumer Finance Day-to-day Operations KSA Settlement New Funds Seed P
Slide 11: III. Investment Bank Overview
IIT. Investment Bank Overview
Slide 12: Securities Brokerage: Leading Brokerage Platform Across the Region
Investment Bank Overview om Securities Brokerage | The Leading Brokerage Platform Across the Region Dominant Brokerage Platform Regional Presence, Market Share and Ranking — t . NASDAQ ; ee Le ee Bubs} Meme Kuwait Extensive Presence & Leadership Strong Sales Force Retail Service channels cal Oman =
Slide 13: Trading Platform Providing Trading Across Markets
Trading Platform Providing Trading Across Markets
Slide 14: Research: A Leading Research House
Investment Bank Overview Research | A Leading Research House Research Coverage Universe Research Capacity Online via New Portal Number of companies MEgypt @UAE KSA Oman mOthers EFG Hermes houses an industry leading research department that is currently comprised of a team of 30 professionals focusin
Slide 15: Asset Management: Diversified Client Base and Product Offering
Investment Bank Overview Asset Management | Diversified Client Base and Product Offering Evolution of Assets Under Management Funds Origination by Clients’ Region Currently man pproximately US$ 2.8 billion of Equity ar d Income r ross the MENA USD (bn) egion mEgypt Equity Funds = Money Market & Fixe
Slide 16: Asset Management: Strong Track Record and Award Winning Funds
Investment Bank Overview Asset Management | Strong Track Record and Award Winning Funds 50 professionals across three countries (Egypt, UAE and Saudi Arabia) with more than 21 years of investment experience in the region making it the largest and most experienced on-the-ground team of any investment
Slide 17: Consortium of Investors
≡ on Rights ≡ 2015 Consortium of Investors Sale of 100% stake to ≡ & December 2014 ≡ ≡
Slide 18: Investment Banking: Strong Capital Raising Capabilities
Investment Bank Overview Investment Banking | Strong Capital Raising Capabilities The Investment Banking division has been very active, closing a number of landmark transactions (with an aggregate value of more than US$ 44 bn since 201 despite very challenging market conditions During this period, w
Slide 19: ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡
≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡ ≡
Slide 20: Private Equity: Acquisition of 9% Stake in EDPR
Investment Bank Overview Private Equity | Acquisition of a 49% Stake in EDPR in a USD208 mn Leveraged Buyout With Co-Investors < 5 of Partnering with the HH = USD208 mn ‘32 en a ae operational Wind 4th Largest oD Acquisition Price Net Capacity Generation Arrangement Farms Wind Energy Producer Ez Glo
Slide 21: Leasing: Overview
Investment Bank Overview Leasing | Overview The regulatory body responsible for leasing is the Egyptian Financial Supervisory Authority (EFSA) Leasing Value/ Corporate Loans Sec =e Minimum Paid in Capital: SOOK & Legal Status: JEasy to apply SMEs Access to Banks by Capital According to EFSA, there a
Slide 22: Leasing: Business Model
Investment Bank Overview Leasing | Business Model Market Penetration Strategy Markets of Product Offering oy a fully automate workflow jain mar share to different asset classes erm funding Managing Credit Risk IT Equipment & Software The company plans to offer direct lease & vendor agreement options
Slide 23: IV. Commercial Bank Overview
\V. Commercial Bank Overview
Slide 24: Crédit Libanais: Highlights
Commercial Bank Overview Crédit Libanais | Highlights $9.8 bn Total Assets 10.4% ROAE (after tax) i $3.0 DN Total Loans : ROAA . (after tax) $8.3 DN Total Deposits : : $71 7mn Net Profit : after tax 36.1 % Loans/Deposits : i 81 9% NPL Coverage : 7 Ratio : 73 Crédit Libanais branches (Lebanon - Cypru
Slide 25: Crédit Libanais and Crédit International branches
Crédit Libanais 73 branches Crédit International 1 branch
Slide 26: V. Financial Performance
\V. Financial Performance
Slide 27: Group Key Financial Highlights
Overview of Financial Performance sone Group | Key Financial Highlights Group Revenues Group Net Profit After Tax & Minority Interest In EGP million mEgypt = Regional In EGP million EGP221 million 708 normalized net profits excluding the one-off items and impairment 2,610! charges : 2,463 ! J ' 407
Slide 28: Investment Bank Business Lines Revenue
Overview of Financial Performance Investment Bank | Business Lines Revenue Brokerage Revenue Asset Management Revenue In EGP million In EGP million ' mum Management Fees mincentive Fees 451: wm 377 \ 207 ' 1 343 ' ' 166 ‘163 282 i ' ' 252 : 240 ' : 220 H | 117 ' 116 2010 2011 2012 2013 2014 oM14 ois
Slide 29: Investment Bank Revenue Generation
Overview of Financial Performance Investment Bank | Revenue Generation 9M15 Revenues‘ 9M15 Breakdown of Fees and Commissions Investment Banking revenue supported the Investment Bank revenue in 9M15 In EGP million Revenue generated from regional operations represented 35% of fees and commissions in9M
Slide 30: Investment Bank The Cost Base
Overview of Financial Performance Investment Bank | The Cost Base 9M15 Operating Expenses“ @) 9M15 Breakdown of Expenses s, In EGP mili Management's In EGP milion continued focus on cost control saw the employee-cost-to- income ratio to 47% in 9M15, as the headcount increased by 6 percentage points
Slide 31: Investment Bank Balance Sheet
Overview of Financial Performance Investment Bank | Balance Sheet The balance sheet of EFG Hermes today is well capitalized, and unleveraged with significant scope for value optimization and returning money to shareholders EFG Hermes enjoys a clean balance sheet since January 2014, thanks to the man
Slide 32: Crédit Libanais Balance Sheet and Asset Quality Highlights
Overview of Financial Performance won Crédit Libanais | Balance Sheet and Asset Quality Highlights Total Assets Customer Loans Customer Deposits In USD million In USD million In USD million 2,983 ' ave 2,856 ae 19,751 on 13 i j cee 9,162! ch 2,599 \ 8,360 H ' 7,948 ' 2,234 ' 7,174 i ' 6,532 ' 1.976
Slide 33: Crédit Libanais Profitability, Performance and Capital Ratios
Overview of Financial Performance Crédit Libanais | Profitability, Performance and Capital Ratios Net Interest Income Operating Expenses Net Profit After Tax & Minority Interest In USD million In USD million In USD million mlnterest Income interest Expense Salaries m Other Operating Expenses mNet In
Slide 34: Disclaimer
Disclaimer This confidential document is provided for informational purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any securities or interests described within it ("Investments") in any jurisdiction. Investors should make decisions to acquire Investments