Credit Agricole Egypt · EGX:CIEB
Credit Agricole Egypt — Investor Presentation (December 2022)
18 slides from Credit Agricole Egypt's investor presentation, Dec 1, 2022
Slide 1: Crédit Agricole Egypt Investors Presentation 2022
CRÉDIT AGRICOLE EGYPT W O R K I N G E V E R Y D AY I N T H E I N T E R E S T O F O U R C U S T O M E R S & S O C I E T Y I N V E S T O R S P R E S E N TAT I O N - 2 0 2 2
Slide 2: Disclaimer
DISCLAIMER By attending the meeting where this presentation is made, or by reading the presentation slides, you agree to be bound by the following limitations: These materials contain statements about future events and expectations that are forward-looking statements. Any statement in this material
Slide 3: Table of Content
TABLE OF CONTENT 1 Who we are and our ambition 2 Financial and Performance highlights 3 CAE share price 3 As of 31/12/2022 - INVESTOR PRESENTATION
Slide 4: Our History
CRÉDIT AGRICOLE EGYPT OUR HISTORY The sole French bank in Egypt Established in Established in 2006 2006 17 years of history with deeper roots 4 As of 31/12/2022 - INVESTOR PRESENTATION
Slide 5: Crédit Agricole Egypt Fact Sheet
CRÉDIT AGRICOLE EGYPT FACT SHEET Diversified shareholder structure with 65.25% owned Fully-fledged platform of EGP 75 billion digital Services by CA Group Total Balance Sheet For individuals and corporate Market Capitalization Nationwide network of EGP 11 Billion 83 Branches and (USD 430 Million) 52
Slide 6: Our Ambition
CRÉDIT AGRICOLE EGYPT OUR AMBITION To be the bank of choice for our customers Capitalizing on innovation and sustainability, we aim at offering excellence in customer relationship and create value for all our stakeholders. 6 As of 31/12/2022 - INVESTOR PRESENTATION
Slide 7: A Universal Banking Model Driven by Relationship Excellence
CRÉDIT AGRICOLE EGYPT A UNIVERSAL BANKING MODEL DRIVEN BY RELATIONSHIP EXCELLENCE INDIVIDUALS A segmented approach to support all our customers with the appropriate offer in every CORPORATE stage of life WORKING A true banking partner, providing a EVERY DAY IN comprehensive range of services and exp
Slide 8: A comprehensive offer and expertise for corporates
CRÉDIT AGRICOLE EGYPT 5000 A comprehensive offer and expertise for corporates Active Corporate Clients A RELIABLE BANKING PARTNER RETAIL TO COMPANIES IN EGYPT RETAIL BANKING BANKING PAYROLL SERVICE PAYROLL SERVICE GLOBAL TRANSACTION GLOBAL SERVICES TRANSACTION • A dedicated coverage team for each se
Slide 9: Diversified banking channels for customers convenience
CRÉDIT AGRICOLE EGYPT Diversified banking channels for customers convenience 100% 100% HUMAN DIGITAL Nationwide Branches Business Hubs Direct Sales Force WORKING 24/7 Contact center EVERY DAY IN YOUR INTEREST AND FOR SOCIETY DIGITALLY ACTIVE 1 out of 3 individual customers 1 out of 2 companies Multi
Slide 10: Table of Content
TABLE OF CONTENT 1 Credit Agricole Egypt – Who we are and our Ambition 2 Financial and Performance highlights 3 CAE share price 10 As of 31/12/2022 - INVESTOR PRESENTATION
Slide 11: Financials Highlights as at 31st December 2022 vs 2021
CRÉDIT AGRICOLE EGYPT: Financials Highlights as at 31st December 2022 vis-à-vis 31st December 2021 Net Interest Margin 6.3% Net Profit MEGP 2,419Best Ever Performance +52%in terms of Net Profit Cost to Income Ratio 31.8% Assets BEGP 75.2 +25% NPL (% of Gross Loans) 2.8% Loans BEGP 35.1 13% Coverage
Slide 12: Profit and Loss as of 31st December 2022 (YoY)
CRÉDIT AGRICOLE EGYPT: Profit and Loss as of 31st December 2022 (YoY) Summarized P&L 12M22 12M21 YOY • Net Banking Income increased +31% YoY (MEGP) (MEGP) % reaffirming the bank’s commercial growth and efficient control on the cost of funding. Net Banking Income 5,078 3,872 31% • The Gross Operating
Slide 13: Business Evolution and Liquidity/Basel KPIs as of 31st December 2022
CRÉDIT AGRICOLE EGYPT: Business Evolution and Liquidity/Basel KPI’s as of 31stBusiness DecemberVolumes 2022 (YoY) 12M22 (BEGP) 12M21 YOY % • Commercial activity growth continues to be (BEGP) good across business lines with limited Corporate Loans 25.2 21.3 18% impact due to the evolution of the CD m
Slide 14: Banking Sector KPIs: Good ROA and ROE among banks in Egypt
Banking Sector KPI’S: CAE continued to show good ROA and ROE among the banks operating in Egypt. Sources: Published Financial Statements and CBE 14 As of 31/12/2022 - TITRE DE LA PRÉSENTATION
Slide 15: Banking Sector KPIs: Good Asset Quality and Prudential Ratios
*Source CBE Reports Banking Sector KPIs: Good Asset Quality and Prudential Ratios to act as key *2022 Figures as of Sept enabler for future growth • CAE has a robust risk management process which ensures that the NPLs are at all times timely detected, actively managed with adequate provisions and ne
Slide 16: Table of Content
TABLE OF CONTENT 1 Credit Agricole Egypt – Who we are and our Ambition 2 Financial and Performance highlights 3 CAE share price 16 As of 31/12/2022 - INVESTOR PRESENTATION
Slide 17: Stock indicators: CAE Shareholders
CRÉDIT AGRICOLE EGYPT Stock indicators CAE Shareholders 25% 10% 65% Our main shareholder Credit Agricole S.A. acquired 60,000,000 shares on 8th September 2022 and increased the shareholding percentage from 47.385% to 52.185% and the Group holding (including related parties) from 60.452% to 65.252%.
Slide 18: Connect With Us
CONNECT WITH US Jean-Pierre Trinelle Managing Director Investors Relations: Ravinarayanan Iyer Chief Financial Officer [email protected] (+202) 2605 0541 Head Office | P.O. Box: 364 5th Settlement, 11835 - New Cairo www.ca-egypt.com 18 As of 31/12/2022 - INVESTOR PRESENTATION
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