Ovb Holding Ag · XETR:O4B
Ovb — Q1 2025 Earnings Presentation
13 slides from Ovb's earnings presentation, May 8, 2025
Slide 1: Conference call: Consolidated interim report for the first quarter of 2025
Conference call Consolidated interim report for the first quarter of 2025 Cologne, 8 May 2025 Mario Freis, CEO | Frank Burow, CFO | Heinrich Fritzlar, COO
Slide 2: Agenda
Agenda 1 Q1 2025 – an overview 2 Development of clients and financial advisors 3 Brokerage income, regional diversification and product mix 4 Financial information in detail 5 Current summary and outlook 6 Disclaimer/financial calendar/contact details Page 2 | OVB Holding AG | Consolidated interim r
Slide 3: OVB at a glance
OVB at a glance More than 50 years' Operating in experience 16 countries throughout Europe 4.76 million clients 6,349 Over 100 financial advisors product partners Page 3 | OVB Holding AG | Consolidated interim report for Q1 2025 of OVB Holding AG – 8 May 2025
Slide 4: The first three months of 2025 at a glance
The first three months of 2025 at a glance OVB Holding starts 2025 financial year with growth of 11.9 per cent » Brokerage income rises in all three operating segments » Number of financial advisors and clients increases again » EBIT above target Jan.–Mar. 2024 Jan.–Mar. 2025 Change Clients 4.55 mil
Slide 5: Further increase in number of clients and financial advisors
Further increase in number of clients and financial advisors Number of clients Number of financial advisors » Central and Eastern Europe: significant growth (+5.3%) » Central and Eastern Europe: significant growth (+8.1%) » Germany: slight decline (-2.1%) » Germany: negligible decline (-0.7%) » Sout
Slide 6: Dynamic growth in brokerage income
Dynamic growth in brokerage income » Strong growth of 16.5 per cent to €34.2 million in the Southern and Western Europe segment » Germany segment increases brokerage income significantly by 4.2 per cent » Strongest segment: Central and Eastern Europe with sales growth of 11.5 per cent Group Central
Slide 7: Diversification by region and product segment
Diversification by region and product segment » Sales by region: the Southern and Western Europe segment increased to a proportion of 31.5 per cent » Allfinanz portfolio: focus on asset-based financial products and products for hedging biometric risks » The ‘other pension products’, ‘investment fund
Slide 8: Operating income (EBIT) by segment
Operating income (EBIT) by segment 4.3 Group EBIT below previous year’s level as forecast 3.0 » 1.7 1.0 » Higher EBIT in the Germany segment 0.8 1.0 » Increase in expenses in the central units 4.6 4.6 Southern and Western Europe -2.8 -3.6 Germany Central and Eastern Europe Central units and consolid
Slide 9: Selected items of the consolidated income statement
Selected items of the consolidated income statement Q1 2024 Q1 2025 Change1 Brokerage income 96.8 108.3 +11.9% Brokerage expenses -64.7 -73.3 +13.2% Gross profit 32.1 35.0 +9.3% Other operating income 2.6 3.8 +47.2% Other operating expenses -14.1 -17.8 +25.9% Personnel expenses -13.5 -14.9 +10.1% De
Slide 10: Summary and outlook for 2025
Summary and outlook for 2025 Q1 2025 » Significant sales growth for the Group; EBIT above target but below previous year » Increase in sales in all three operating segments » Another record high in the number of clients and financial advisors Outlook for 2025 as a whole The Executive Board of OVB Ho
Slide 11: Disclaimer
Disclaimer The information in this document includes forward-looking statements that are based on assumptions and expectations and are subject to unforeseeable risks. If the assumptions regarding the further internal and external growth of the company prove to be inaccurate or if other unforeseeable
Slide 12: 2025 financial calendar
2025 financial calendar 8 May 2025 Results for Q1 2025 and conference call 18 June 2025 2025 Annual General Meeting 8 August 2025 Results for Q2 2025 and conference call 30 October 2025 Results for Q3 2025 and conference call Page 12 | OVB Holding AG | Consolidated interim report for Q1 2025 of OVB
Slide 13: Contact details
Contact details OVB Holding AG Heumarkt 1 50667 Cologne Germany www.ovb.eu Brigitte Bonifer Director of Investor Relations Tel.: +49 (0) 221 2015 288 E-mail: [email protected] Page 13 | OVB Holding AG | Consolidated interim report for Q1 2025 of OVB Holding AG – 8 May 2025