Novatti Group Ltd. · ASX:NOV
Novatti — Q1 FY2027 Earnings Presentation
11 slides from Novatti's earnings presentation, Oct 30, 2026
Slide 1: September Quarter FY27: Quarterly AU/NZ GTV surpasses $1 billion
rsonal use only September Quarter FY27: Quarterly AU/NZ GTV surpasses $1 billion Novatti Group Ltd 30 October 2026 1
Slide 2: Important information
Important information This document has been prepared by Novatti Group Limited (Novatti ) for information purposes about Novatti and its subsidiary companies (Novatti Group) . It should be read in conjunction with Novatti’s most recent financial reports (including its FY 26 Annual Report) and other
Slide 3: Connecting traditional with digital
Connecting traditional with digital rsonal use only Four regulated pillars: exposure to today’s payment rails and to regulated digital finance Acquiring Card International Digital finance and A2A issuing payments Growth pillar built on the regulated • Card acceptance - • Digital/physical • Cross -bo
Slide 4: Money is changing form. We're building the bridge.
Money is changing form. We’re building the bridge. One regulated bridge across every form of money — card, account -to -account, wallet, stablecoin. rsonal use only WHAT’S CHANGING WHO’S ALREADY USING IT New forms. Stablecoins — regulated digital cash — and Importers & exporters — settling suppliers
Slide 5: Q1 FY27: Group Results
Q1 FY27: Group Results rsonal use only $6.9m 51% -$0.1m $3.3m Revenue Gross Margin Cash EBITDA Available Q1 FY27 Q1 FY27 Q1 FY27 * cash at end of Q 1 FY27 *Excludes non-cash entries and historic liabilities. 5 ** Reflects net cash from/used in operating activities (as measured in quarterly 4c) exclu
Slide 6: Pivot to growth: Payments AU/NZ
Pivot to growth: Payments AU/NZ The focus is converting a growing pipeline into recurring revenue and building sales velocity rsonal use only Payments AU/NZ (AUD $m) OPERATIONAL UPDATES 4.5 4.1 • A highly experienced commercial leader 4.0 3.8 3.6 appointed lead AU/NZ sales 3.5 3.2 • Revenue eased in
Slide 7: AU/NZ GTV passes $1 billion
AU/NZ GTV passes $1 billion rsonal use only Payments AU/NZ gross transaction volume (AUD $bn) 1.4 1.20 1.2 0.98 1.0 0.84 0.78 Quarterly AU/NZ GTV up 23% QoQ and 48% YoY 0.8 led by account growth in Issuing BIN Sponsorship ($bn) AUD 0.6 and Cross Border 0.4 0.2 0.0 FY26 Q2 FY26 Q3 FY26 Q4 FY27 Q1 1 2
Slide 8: Embedded payments: AU/NZ
Embedded payments: AU/NZ Many businesses now get paid inside their software - Novatti gives those platforms every way to get paid. rsonal use only 01 · THE SHIFT 02 · WHY NOW IN AUSTRALIA 03 · NOVATTI’S VALUE Every way to accept payments 51% 1 Oct 2026 Cards online Cards in-store Tap on phone Card s
Slide 9: Regulatory tailwind: beyond cards
Regulatory tailwind: beyond cards Surcharging reform from 1 October 2026 is lifting demand for alternative payment acceptance rsonal use only REGULATORY TAILWIND WHY MERCHANTS ARE LOOKING BE YOND CARDS Regulatory changes related to the surcharging of card acceptance fees are For many of these mercha
Slide 10: The Novatti Roadmap: Phase underway
The Novatti Roadmap: Phase 2 underway Phase 1 reset delivered from FY24. Each phase is earned before the next begins. rsonal use only ✓ DONE LIVE IN FY27 FY29+ PHASE ONE · 3 YEARS PHASE TWO · 2 YEARS PHASE THREE Clarify, streamline, get to Grow in. Prove integration Accelerate the core engine via op
Slide 11: rsonal use only
rsonal use only This presentation has been approved for release to the ASX by Mark Healy, CEO, and the Board 13