Citizens Financial — Merger or Acquisition (May 2021)

5 slides from Citizens Financial's merger presentation, May 26, 2021

Slide 1: Citizens' Acquisition of East Coast Branches and National Online Deposits from HSBC
Citizens’ Acquisition of East Coast Branches and National Online Deposits from HSBC Expanding the Footprint in Key Strategic Markets with Significant Opportunity for Growth May 26, 2021
Slide 2: Forward-looking statements
Forward-looking statements “Safe Harbor” Statement under the Private Securities Litigation Reform Act of 1995: This communication contains “forward‐looking statements” — that is, statements related to future, not past, events. In this context, forward‐looking statements often address our expected fu
Slide 3: Acquisition of HSBC East Coast Branches & Online Deposits
Acquisition of HSBC East Coast Branches & Online Deposits Summary of transaction Acquired deposits and loans  Citizens to acquire East Coast branches and national online deposit business $9.0B Deposits from HSBC CDs ─ ~$9.0B deposits 2% ─ ~$2.2B loans; ~80% residential real estate secured Checking
Slide 4: Acquisition of HSBC East Coast Branches & Online Deposits
Acquisition of HSBC East Coast Branches & Online Deposits HSBC acquired branches Pro-forma geographic footprint New York Metro HSBC Branches Acquired CFG Footprint ME NH VT NY MA MI CT RI PA NJ OH MD DE Mid-Atlantic/D.C. WV VA PA Southeast Florida NJ MD DE Southeast Florida FL VA 4 Source: SNL Finan
Slide 5: 3« Citizens
3« Citizens Financial Group, Inc.”