Selective Insurance Group, Inc. · NASDAQ:SIGI

Selective Insurance — Shareholder Meeting (April 2006)

14 slides from Selective Insurance's shareholder meeting presentation, Apr 26, 2006

  1. Slide 1: Selective Insurance Group, Inc. Annual Meeting

    Selective Insurance Group, Inc. Annual Meeting April 26, 2006

  2. Slide 2: Dale A. Thatcher, Executive Vice President, CFO

    Dale A. Thatcher Executive Vice President, Chief Financial Officer

  3. Slide 3: GAAP Financial Scorecard: Year ending December 31, 2005

    GAAP Financial Scorecard: Year ending December 31, 2005 ($ in millions) 2005 2004 Change Net Premiums Written $1,459 $1,365 7% Statutory Combined Ratio 94.6% 95.9% 1.3 pts DIS Revenue $99 $86 14% DIS Return on Revenue 10.0% 9.1% 0.9 pts Net A/T Investment Income $105 $91 16% A/T Yield on Invested As

  4. Slide 4: Statutory Combined Ratios

    Statutory Combined Ratios Year ending December 31, 2005 % 110.0 94.6 95.9 100.0 90.0 30.3 30.7 80.0 63.5 65.3 70.0 60.0 63.2 63.9 50.0 2005 2004 Loss & LAE PCS Storms U/W P/H Div.

  5. Slide 5: Commercial Lines Statutory Combined Ratio

    Commercial Lines Statutory Combined Ratio % 105 104.2 101.6 100 99.3 99.3 97.0 96.5 95.5 95 95.8 93.4 94.0 92.9 92.4 90 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 2003 2004 2005 Commercial lines combined ratio below 100% for eight consecutive quarters

  6. Slide 6: Employee Productivity

    Employee Productivity ($ in 000s) % NWP per employee Expense ratio 900 31.6 31.4 31.2 829 789 31.0 700 694 30.8 30.6 592 30.4 500 522 30.2 30.0 29.8 300 29.6 2001 2002 2003 2004 2005

  7. Slide 7: Invested Assets as of December 31, 2005

    Invested Assets as of December 31, 2005  $3.2 billion investment Stocks 10.4% portfolio Alternative Investments  Average “AA” bond 1.9% quality  Over 99% of portfolio Bonds investment grade 82.4%  4.3 year duration Short Term 5.3%  3.5% after-tax yield on total investment portfolio

  8. Slide 8: GAAP Financial Scorecard: Quarter ending March 31, 2006

    GAAP Financial Scorecard: Quarter ending March 31, 2006 ($ in millions) 1Q:2006 1Q:2005 Change Net Premiums Written $432 $397 8.9% Statutory Combined Ratio 93.0% 93.5% 0.5 pts DIS Revenue $27 $23 16.1% DIS Return on Revenue 8.6% 6.2% 2.4 pts Net A/T Investment Income $28 $25 14.3% A/T Yield on Inves

  9. Slide 9: Gregory E. Murphy, Chairman, President and CEO

    Gregory E. Murphy Chairman, President and CEO

  10. Slide 10: Recognition in the Marketplace

    Recognition in the Marketplace External Recognition:  Goldman Sachs nationwide independent agent survey  #1 company for “quality of service”  Forbes Platinum 400 Company  Forbes Best Managed Companies  Forbes 100 Best Mid-Cap Stocks  Fortune 1000 Company (no. 898)  Wards 50 Benchmark Group In

  11. Slide 11: Selective's Franchise Value

    Selective’s Franchise Value “Selective Does Everything” Joe Harrow, President Middle Peninsula Insurance Agency

  12. Slide 12: The Selective Advantage

    The Selective Advantage  2005 commercial lines growth 10 times the S&P industry estimate  Franchise value:  750 agents  $2 million average premium  78% profitable in 2005  Leading edge technology drives business to Selective  Field model generated $252 million in commercial lines new business

  13. Slide 13: Positioned to Deliver Long-term, Profitable Growth

    Positioned to Deliver Long-term, Profitable Growth Selective vs. Benchmarks Total Return as of December 31, 2005 40% 30.7% 30% 21.9% 19.5% 20% 14.4% 10% 0% 1 Year 3 Years 5 Years 10 Years SIGI S&P 500 S&P Prop/Cas

  14. Slide 14: Selective Insurance Group, Inc. Annual Meeting

    Selective Insurance Group, Inc. Annual Meeting April 26, 2006

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