Aditya Birla Capital Ltd. · NSE:ABCAPITAL
Aditya Birla Capital — Corporate Update (April 2024)
58 slides from Aditya Birla Capital's corporate update, Apr 16, 2024
Slide 1: Press release and presentation filing letter
Ref: No. ABCL/SD/MUM/2024-25/April/07 April 16, 2024 BSE Limited National Stock Exchange of India Ltd th Phiroze Jeejeebhoy Towers, Exchange Plaza, 5 Floor, Dalal Street, Plot. C/1, Mumbai 400 001 G-Block, Bandra-Kurla Complex, Bandra (East), Scrip Code: 540691 Mumbai 400 051 Scrip ID: ABCAPITAL Sym
Slide 2: Press Release: ABCD D2C platform launch
PRESS RELEASE PRESS RELEASE Aditya Birla Capital announces the launch of omnichannel ABCD D2C platform to significantly scale up its digital transformation journey Mumbai, April 16, 2024: Aditya Birla Group’s flagship diversified financial services conglomerate, Aditya Birla Capital (“ABC”) has emba
Slide 3: Press Release (continued) and About Aditya Birla Capital
With features like multi-account payment, multi-mode receipt, and spend analysis tools, ABCD is set to redefine the digital financial experience. The platform has been built in a record time of 12 months, which is among the fastest in the Indian financial services sector. It is a culmination of 114,
Slide 4: Accelerating Growth: From Transformation to Expansion
Accelerating Growth From Transformation to Expansion
Slide 5: Brand That Resonates Trust
Brand That Resonates Trust 40+ TRUST 165+ $90 bn Countries Years Legacy Market Cap1 1- Market Cap as on April 1, 2024
Slide 6: Seamless Access to Capital
Seamless Access to Capital • Debt • Equity • Talent
Slide 7: Large Interplay across ABG Ecosystem with Financial Services
Large Interplay across ABG Ecosystem with Financial Services Cement Retail Textile Chemicals Carbon Mining Black Electricals Metals Telecom Finance Aditya Birla Group 1.87 lac+ 400 K+ 800 K+ 250 Mn+ Workforce Distributors & Vendors Points of sale Customers Logos use for indicative purpose only & not
Slide 8: ABCL: Conglomerate with a Diversified Financial Services Portfolio
ABCL: Conglomerate with a Diversified Financial Services Portfolio NBFC One of the leading AAA rated NBFCs with well-diversified granular portfolio1 of ₹1,00,000+ crore HFC One of the fastest growing AAA rated HFCs with a loan book2 of ₹16,538 crore AMC Largest non-bank AMC with AUM3 of ₹3,11,509 cr
Slide 9: ABCL: Fueling Strong Growth
ABCL: Fueling Strong Growth ₹23,566 Cr 22% Y-o-Y Growth 9M FY24 Revenue ₹2,090 Cr 44% Y-o-Y Growth1 9M FY24 PAT ₹53,443 Cr 105% Growth since April 2022 Market Capitalization2 1- Excluding exceptional items; 2- Market Cap as on April 15, 2024
Slide 10: ABCL: Defining Milestones
ABCL: Defining Milestones Completed ABSLAMC OFS with issue size of ~ ₹ 1,500 Cr - Mar’24 Proposed amalgamation1 of ABFL with ABCL to create a large unified operating NBFC - Mar’24 Raised ₹3,000 Cr of capital including ABCL’s first-ever QIP - Jun’23 Launched Udyog Plus: Innovative one-stop business p
Slide 11: Our Approach: One ABC One P&L
Our Approach One Customer ONE ABC One ONE P&L Team One Experience …By Leveraging Data, Digital and Technology
Slide 12: Our Approach: One Customer
Our Approach: One Customer Focus on identified growth segments -Retail Individual -MSME LOANS INVESTMENTS Interoperable platforms for holistically serving the financial needs of the customers Customer Centricity Omni-Channel INSURANCE PAYMENTS DIY | Anywhere | Assisted Intuitive | Seamless | Persona
Slide 13: Our Approach: One Team
Our Approach: One Team Creating a Horizontal Organization 5 1 ‘Winning as One’ Performance driven culture 4 2 ‘Working as One’ ‘Execution-Execution-Execution’ 3
Slide 14: Our Approach: One Experience
Our Approach: One Experience Physical 1,462 branches across 762 co-located One ABC Distribution the country branches Channel 2 lakh+ channel B2D platform for Coming Partners partners channel partners One Soon Experience Interoperable Udyog Plus-B2B ABCD: Omnichannel Digital Platforms platform for MS
Slide 15: Aditya Birla Capital Digital
Aditya Birla Capital Digital
Slide 16: D2C Platform
D2C Platform
Slide 17: Agenda
Agenda Customer Insights Delivery Model Building Blocks Proposition Differentiators The Road Ahead
Slide 18: Customer Insights
Customer Insights
Slide 19: Customer Insights: Trustworthy financial services provider
Customer Insights Customer Insights Trustworthy financial services provider
Slide 20: Customer Insights: Convenience at par with e-commerce
Customer Insights Convenience at par with e-commerce
Slide 21: Customer Insights: All products under one roof
Customer Insights All products under one roof
Slide 22: Customer Insights: Relevant recommendations
Customer Insights Relevant recommendations
Slide 23: Customer Insights: Preference for omnichannel
Customer Insights Preference for omnichannel
Slide 24: Our Delivery Model
Our Delivery Model
Slide 25: Virtual Engagement App & Website
@® ee Virtual Engagement 5 App & Website t | i Lit Customer One Customer | One Experience | One Team Lending | ] Insurance Payments My Track ae
Slide 26: Our Building Blocks
Our Building Blocks
Slide 27: Our Building Blocks
People Technology 400+ member team Low Code No Code Platform Diverse experience across BFSI Modular & scalable Our Building Analytics BlocksMarketing C360 & hyper personalization “First Income to First Kid" Contextual conversations Integrated ‘Martech’ stack
Slide 28: Our Proposition
Our Proposition
Slide 29: Our Proposition
Customer Insights Trustworthy financial service provider Convenience at par with e-commerce Relevant recommendations = \, a All products under one roof Preference for Omnichannel _ aene Pr mnhenne Our Proposition ABG parentage Built on 150+ years of trust Simplicity Simple, intuitive & transparent M
Slide 30: Our Differentiators: Simplicity
Our Differentiators Simplicity
Slide 31: Simplicity: Unique & engaging design
Simplicity Simplicity Simplicity Unique & engaging design Striking & immersive visuals with bold colours, signature patterns Interactive navigation with elements like the dialer & haptic feedback
Slide 32: Simplicity: Uncluttered layout
Simplicity Uncluttered layout Intuitive navigation One-handed operation for effortless navigation Less is more - no more ‘endless scrolling’
Slide 33: Simplicity: Enabling ease of action
Simplicity Enabling ease of action Jargon-Free language Guided learning through calculators, quizzes and learning resources
Slide 34: Our Differentiators: My Track
Our Differentiators My Track
Slide 35: My Track: Portfolio Track
My Track Portfolio Track Your personal balance sheet – Assets & Liabilities Unified view of bank accounts, deposits, mutual funds & stocks
Slide 36: My Track: Portfolio Track
My Track Portfolio Track Your personal balance sheet – Assets & Liabilities Unified view of bank accounts, deposits, mutual funds & stocks
Slide 37: My Track: Credit Track
My Track Credit Track Your credit score & insights Understand factors affecting your credit score Score simulator
Slide 38: My Track: Health Track
My Track Health Track Health is Wealth Instant health check across 24 key vitals with just a “selfie”
Slide 39: My Track: Spend Track
My Track Spend Track Your personal “P&L” Automatically track and categorize spends across all your Bank accounts Personalized spends vs budgets
Slide 40: Our Differentiators: Everything Finance
Our Differentiators Everything Finance
Slide 41: Everything Finance
Everything Finance Platform for all financial needs LOANS INSURANCE INVESTMENTS PAYMENTS In-house manufacturing advantage reducing product delivery cycle
Slide 42: Our Differentiators: Access
Our | Differentiators Access a
Slide 43: Omnichannel Access
Access Omnichannel Omnichannel from Day 1
Slide 44: SimpliFi
Access SimpliFi Gen AI powered chatbot & voice-based search options
Slide 45: Connect2gether
Access Connect2gether Screen sharing with virtual team for real-time assistance
Slide 46: Our Differentiators: Full Stack Payments
Our Differentiators Full Stack Payments
Slide 47: Omnichannel and multimodal checkout solution for merchants
Payment Lounge Payments Smart Routing Smart Collect In-built resilience for higher success rate Change agnostic integration for all / new payment methods Standard tech platform across domains One Recon ABC One Integration One recon at Payment Lounge level for all Payment Standard integration across
Slide 48: Payments Services and Customer Value Propositions
UPI & Bill Payments 100+ Payments Services 30+ Customer Value Propositions 26+ Biller Categories
Slide 49: UPI & Bill Payments: Pay from multi-account
UPI & Bill Payments « Pay from multi-account CHOOSE ACCOUNT TO PAY WITH Bank © Andhra Bank National Bank
Slide 50: UPI & Bill Payments: Multi-mode collect
UPI & Bill Payments + Multi-mode collect
Slide 51: UPI & Bill Payments: RuPay on UPI
UPI & Bill Payments « RuPay on UPI
Slide 52: UPI & Bill Payments: UPI International
UPI & Bill Payments * UPI International Peppermint cafe ““100 INR: 225.74 Coffee = Dinner® Subscription splitwd
Slide 53: UPI & Bill Payments: Pre-verified bank transfers
UPI & Bill Payments 4 ; + Pre-verified bank transfers
Slide 54: The Road Ahead
The Road = Ahead
Slide 55: Platform to serve the ABG Ecosystem
Platform to serve the ABG Ecosystem worksites | points of sale | integrated digital platforms
Slide 56: Accelerating media presence across TV, Digital & Print
Go to Market Accelerating media presence across TV, Digital & Print
Slide 57: 30 Million New Customers in 3 Years
30 Million New Customers In 3 Years
Slide 58: Disclaimer
The information contained in this presentation is provided by Aditya Birla Capital Limited (“ABCL) or the Company. This document is being given solely for your information and for your use and may not be retained by you and neither this presentation nor any part thereof shall be (i) used or relied u