Clime Capital Limited · ASX:CAM
Clime Capital — Investor Presentation (August 2025)
27 slides from Clime Capital's investor presentation, Aug 19, 2025
Slide 1: ASX Company Announcement – Broker Presentation
Clime Capital Limited 19 August 2025 Company Announcements Australian Securities Exchange CLIME CAPITAL LIMITED (ASX: CAM) Dear Shareholders, For personal use only The Investment Manager of Clime Capital Limited (ASX: CAM) is delivering a broker presentation today. A copy of the presentation is atta
Slide 2: Issuance of Offer - unsecured, redeemable convertible notes – Broker Presentation
AUGUST 2025 For personal use only Clime Capital Limited Issuance of Offer - unsecured, redeemable convertible notes – Broker Presentation
Slide 3: Disclaimer
Disclaimer This document has been prepared by Clime Capital Limited (ABN 99 106 282 777) (CAM, Company or Issuer) in For personal use only connection with the issue of redeemable, unsecured, unsubordinated, convertible notes (CAM Notes). The Prospectus is dated 1 August 2025. A copy of this Prospect
Slide 4: The role of financial markets is to connect capital with smart ideas
The role of financial markets is to For personal use only connect capital with the smart ideas that create prosperity Clever investors are adaptable, disciplined and networked. They know how to manage risk, think deeply, learn continuously, define goals and then achieve them. They find opportunities
Slide 5: Key Features
Key Features For personal use only Fund Name Clime Capital Limited Convertible Notes (CAM Notes) ASX Code CAMG Distribution Frequency Monthly, in arrears Unit Pricing Frequency Daily via ASX (quoted & traded) Diversified Asset Pool Listed Liquidity Yield generated from a Quoted on the ASX, able to b
Slide 6: CAM.ASX / CAMG.ASX - Two Clear Strategies
CAM.ASX / CAMG.ASX - Two Clear Strategies Debt Investor Equity Investor For personal use only • Seek consistent yield, lower risk and reasonable liquidity • Seek capital growth AND above market yield Trade offs Trade offs • Low chance of capital growth • Indirect equity holdings • Lower return than
Slide 7: Competitive pricing for the risk
Competitive pricing for the risk BONDS ON OFFER BY RATE 335 For personal use only CAMG 190 8%+ 74 71 18 10 6% - 7% Lower Grade Corporate debt and 0-3% 3-5% 4-5% 5-6% 6-7% 7%+ Lenders and Higher- higher yielding Grade Corporate lenders Sub 5% Debt DEBT TO EQUITY Government and ADI $3.00 Bank Debt Bon
Slide 8: CAM overview
For personal use only CAM overview
Slide 9: Green shoots with work to do – GAV $155 million
Green shoots with work to do – GAV $155 million For personal use only headline rates likely to fall further then stabilise this model delivers both stable returns to Note Gross Asset Value as 18 August 2025 $155m Clime Capital Limited – Notes Issue 8
Slide 10: CAM Capital (CAM.ASX)
CAM Capital (CAM.ASX) For personal use only Clime Capital Limited – Notes Issue Source: Factset 9
Slide 11: Largest holdings, unrealized capital gains
10 largest holdings, unrealized capital gains For personal use only Clime Capital Limited – Notes Issue Source: Factset 10
Slide 12: Australian shares portfolio vs ASX
Australian shares portfolio vs ASX 200 For personal use only Clime Capital Limited – Notes IssueSource: Factset 11
Slide 13: Credit investment management and opportunities
For personal use only Credit investment management and opportunities
Slide 14: Growing Opportunity in Private Credit
Growing Opportunity in Private Credit For personal use only “ Private credit growth is structural. Since Basel III $310 billion $3.93 trillion (2012) major banks continue to underserve significant Non-bank Total Credit Market Australia’s non-bank lending (April 2025) sector continues to portions of
Slide 15: (Out) Performance of Private Credit
(Out) Performance of Private Credit Private credit has materially outperformed traditional fixed income, both investment grade and high yield, as well as leveraged loans, for decades: For personal use only Indexed Performance Source: EY Private Debt Update 2024, Bloomberg AusBond Indices, S&P LSTA I
Slide 16: Blending Private Credit
Blending Private Credit For personal use only Unlisted or private credit investments are a booming market worldwide driven primarily by changes to global banking standards and capital adequacy requirements. The Australian market offers investors plenty of opportunity as investors rush to meet housin
Slide 17: Behind the curtain
Behind the curtain For personal use only Capital is invested in two Classes of wholesale units or direct transactions: Private Asset-Backed Direct Corporate Direct Asset Lending Cash / Listed Credit Lending Lending Portfolio Mix: ~60–90% private loans, ~10–40% liquid credit/cash Lending to owners of
Slide 18: Clime's Credit Evaluation Framework (Internal Guidelines)
Clime’s Credit Evaluation Framework (Internal Guidelines) Seven key criteria and one overarching question when evaluating all credit opportunities; KEY CRITERIA KEY QUESTION WHAT WE ARE LOOKING FOR For personal use only 1. Circle of Competence Is the initiative within Clime’s wheelhouse? Something w
Slide 19: Capability
Capability For personal use only Our team, systems and procedures
Slide 20: Investment Manager Board (CIW.ASX)
Investment Manager Board (CIW.ASX) For personal use only John Abernethy Michael Baragwanath Leo Economides Henry Davis Tushar Kale/ Angela Wang Chair Managing Chief Investment Non-Executive Joint Company of the board Director Officer Director Secretary Founder and chair of 18 years of financial 35 y
Slide 21: Equities Team
Equities Team For personal use only Stephen Lambeth Jason Teh Adam Sferruzzi Portfolio Manager – Growth Equities Portfolio Manager - Income Equities Portfolio Manager - Multi-Asset Over 21 years experience in equity analysis, research 26+ years of extensive expertise in portfolio 18 years in financi
Slide 22: Credit Team
Credit Team For personal use only Mitchell Tolhurst Vincent Chin Tim Jones Portfolio Manager / IC Member Portfolio Manager / IC Member Portfolio Manager / IC Member Over 15 years experience in funds management, 20 years of experience in fixed income and equities Over 30 years of experience in proper
Slide 23: Key Contacts
Key Contacts For personal use only Anshul Thapar Garth Curry Shruti Kurade Head of Operations Head of Distribution Compliance and Head of Audit Experienced financial services professional in equity Over 33 years of experience in investment 12 years of experience in the industry, leading audits admin
Slide 24: Technology and Finance
Technology and Finance Clime’s partnership with Titanium Solutions has empowered our business to control the full For personal use only operating model and lifecycle of our wholesale and institution offerings. INFUSE: loan management system to track, report and administer all loans issued by Clime.
Slide 25: Compliance and Security
Compliance and Security For personal use only Australia is widely recognised as a nation with robust regulatory and prudential capital supervision. The World Bank ranks Australia second to Singapore on the global regulatory Australian legal, compliance, audit and system partners: quality index sourc
Slide 26: Thank you
For personal use only Thank you Level 31, Suite 2, Angel Place, 123 Pitt Street, Sydney, NSW 2000 Australia PO Box H90, Australia Square NSW 1215
Slide 27: For personal use only
For personal use only Investor Services 1300 788 568 | [email protected] | clime.com.au