Burgan Bank · KSE:BURG
Burgan Bank — Investor Presentation (March 2009)
12 slides from Burgan Bank's investor presentation, Mar 31, 2009
Slide 1: Investor Presentation
Investor Presentation 31 March 2009
Slide 2: Agenda
Agenda Share Price Performance - Jan 2008 to Feb 2009 Financial Review: 2008 Financial Strength Meeting Challenges: 2009 2
Slide 3: Share Price Performance - Jan 2008 to Feb 2009
Share Price Performance - Jan 2008 to Feb 2009 General Index : 52 % down - Banking Index : 50% down Substantial market decline for all sectors of KSE BB Share Price : 72% down Share Price decline Despite strong operating results, up by 14%. Non issuance of Amiri Decree. Delay in completion of
Slide 4: Financial Review: 2008 - Balance Sheet
Financial Review: 2008 Balance Sheet Loans & Advances : 50% Up from 2007 Healthy growth in group core banking activity exposure. Diversification of loan portfolio. Customer Deposits :47 % Up from 2007 Robust deposit base. Improved customer base 4
Slide 5: Financial Review: 2008 - Profit & Loss
Financial Review: 2008 Profit & Loss Operating Profit : 14 % Up from 2007 100 90 80 89.0 70 77.8 60 63.9 Net interest income grew by 33%. 50 40 30 49.0 Maintained Cost :Income ratio at 26%. KD' m 36.5 20 10 0 Net Profit : 50% down from 2007 2004 2005 2006 2007 2008 Impact of the voluntary addi
Slide 6: Financial Review: 2008 - 2008 Achievements
Financial Review: 2008 2008 Achievements Completed the acquisition of Jordan Kuwait Bank Expanded the ATM net work to 130 ATMs Recognised as a regional leader in Corporate Governance by Hawkamah Institute Won World Quality Commitment Gold Award at World Quality Commitment Convention. Brigh
Slide 7: Financial Strength
Financial Strength NPL’s to Loans : Industry Leader NPL ratio is the best in the industry Provision Coverage : Aggressive Level Healthy & prudent provision coverage to tackle future contingencies, if any 7
Slide 8: Financial Strength
Financial Strength Capital Adequacy Ratio of 13.77%. Sound Liquidity with 10% of total assets in T Bills & Bonds Investments account for only around 3% of total assets. Investment company exposure represents less than 5% of total credit exposure. Periodic stress testing of loan portfolio u
Slide 9: Meeting Challenges: 2009
Meeting Challenges: 2009 Government support to investment sector & fiscal actions will be key determinants of the dynamics of the banking sector. Local economic developments dependent on State Budget and Spending, along with international economic developments. Will complete the acquisition of
Slide 10: Meeting Challenges: 2009 - Integration of Subsidiaries after Acquisition
Meeting Challenges: 2009 Integration of Subsidiaries after Acquisition Working closely with Internationally well known consultants Integration to be in three waves Wave 1: Risk Mgmt., Accounts/ MIS, Treasury, Internal Audit & Corp. Commn. Wave 2: IT, Human Resources & Operations Wave 3: Cl
Slide 11: Meeting Challenges: 2009
Meeting Challenges: 2009 Focus on Improved net results and increased value creation : At Burgan Bank level Liability Management : - Further broadening of customer deposits - Improve net interest margins through management of CoF Risk Management : - Stress testing and fragility testing. - Improved
Slide 12: Thank You
SHAFAFIYAH F) i_=5y =u FORUM 2009 eo BURGAN BANK Managing Today » Better Tomorrow Thank You Gg : i