Burgan Bank · KSE:BURG

Burgan Bank — Investor Presentation (March 2009)

12 slides from Burgan Bank's investor presentation, Mar 31, 2009

  1. Slide 1: Investor Presentation

    Investor Presentation 31 March 2009

  2. Slide 2: Agenda

    Agenda Share Price Performance - Jan 2008 to Feb 2009 Financial Review: 2008 Financial Strength Meeting Challenges: 2009 2

  3. Slide 3: Share Price Performance - Jan 2008 to Feb 2009

    Share Price Performance - Jan 2008 to Feb 2009 General Index : 52 % down - Banking Index : 50% down Substantial market decline for all sectors of KSE BB Share Price : 72% down Share Price decline  Despite strong operating results, up by 14%.  Non issuance of Amiri Decree.  Delay in completion of

  4. Slide 4: Financial Review: 2008 - Balance Sheet

    Financial Review: 2008 Balance Sheet Loans & Advances : 50% Up from 2007  Healthy growth in group core banking activity exposure.  Diversification of loan portfolio. Customer Deposits :47 % Up from 2007  Robust deposit base.  Improved customer base 4

  5. Slide 5: Financial Review: 2008 - Profit & Loss

    Financial Review: 2008 Profit & Loss Operating Profit : 14 % Up from 2007 100 90 80 89.0 70 77.8 60 63.9  Net interest income grew by 33%. 50 40 30 49.0  Maintained Cost :Income ratio at 26%. KD' m 36.5 20 10 0 Net Profit : 50% down from 2007 2004 2005 2006 2007 2008  Impact of the voluntary addi

  6. Slide 6: Financial Review: 2008 - 2008 Achievements

    Financial Review: 2008 2008 Achievements  Completed the acquisition of Jordan Kuwait Bank  Expanded the ATM net work to 130 ATMs  Recognised as a regional leader in Corporate Governance by Hawkamah Institute  Won World Quality Commitment Gold Award at World Quality Commitment Convention.  Brigh

  7. Slide 7: Financial Strength

    Financial Strength NPL’s to Loans : Industry Leader  NPL ratio is the best in the industry Provision Coverage : Aggressive Level  Healthy & prudent provision coverage to tackle future contingencies, if any 7

  8. Slide 8: Financial Strength

    Financial Strength  Capital Adequacy Ratio of 13.77%.  Sound Liquidity with 10% of total assets in T Bills & Bonds  Investments account for only around 3% of total assets.  Investment company exposure represents less than 5% of total credit exposure.  Periodic stress testing of loan portfolio u

  9. Slide 9: Meeting Challenges: 2009

    Meeting Challenges: 2009  Government support to investment sector & fiscal actions will be key determinants of the dynamics of the banking sector.  Local economic developments dependent on State Budget and Spending, along with international economic developments.  Will complete the acquisition of

  10. Slide 10: Meeting Challenges: 2009 - Integration of Subsidiaries after Acquisition

    Meeting Challenges: 2009 Integration of Subsidiaries after Acquisition  Working closely with Internationally well known consultants  Integration to be in three waves  Wave 1: Risk Mgmt., Accounts/ MIS, Treasury, Internal Audit & Corp. Commn.  Wave 2: IT, Human Resources & Operations  Wave 3: Cl

  11. Slide 11: Meeting Challenges: 2009

    Meeting Challenges: 2009  Focus on Improved net results and increased value creation : At Burgan Bank level Liability Management : - Further broadening of customer deposits - Improve net interest margins through management of CoF Risk Management : - Stress testing and fragility testing. - Improved

  12. Slide 12: Thank You

    SHAFAFIYAH F) i_=5y =u FORUM 2009 eo BURGAN BANK Managing Today » Better Tomorrow Thank You Gg : i

Burgan Bank — Investor Presentation (March 2009) on 6ix