SBI Shinsei Bank, Limited · TSE:8303

SBI Shinsei Bank — Shinsei Bank — Shareholder Meeting (June 2017)

14 slides from SBI Shinsei Bank's shareholder meeting presentation, Jun 21, 2017

  1. Slide 1: 17th Annual General Meeting of Shareholders

    [TRANSLATION] The Bank assumes no responsibility for this translation or for direct, indirect or any other form of damages arising for the translation. 17th Annual General Meeting of Shareholders Shinsei Bank, Limited June 21, 2017

  2. Slide 2: Summary of the First Year of the 3rd MTMP

    Summary of the First Year of the 3rd MTMP (Unit: JPY billion) Recurring Profits (Amounts, %) Operating Assets 80 80 80% 8,000 8,000 70 70% 7,000 60 60 60% 6,000 6,000 50 50% 5,000 40 40 40% 4,000 4,000 30 30% 3,000 20 20 20% 2,000 2,000 10 10% 1,000 00 0% 00 FY2014 FY2015 FY2016 16.3 17.3 % Share of

  3. Slide 3: Group Governance

    Group Governance Establishment of Group Headquarters Future Organization Group Headquarters Functions Shinsei Bank Group Headquarters Functions Restructuring businesses in a customer centric manner Communication Compliance Finance General Service Others Risk Legal HR IR Individual Business Instituti

  4. Slide 4: Fiscal Year 2016 Financial Results

    Fiscal Year 2016 Financial Results 4

  5. Slide 5: Fiscal Year 2016 Consolidated Results: Financial Summary

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Financial Summary 【Consolidated】 FY2015 FY2016 Change Net Interest Income 122.3 122.2 -0 Noninterest Income 94.2 106.2 +11.9 Revenue 216.6 228.5 +11.9 Expenses -140.5 -142.4 -1.9 Ordinary Business Profit 76.0 86.0 +10.0 Net Credit Costs -3.7

  6. Slide 6: Fiscal Year 2016 Consolidated Results: Net Interest Income

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Net Interest Income 122.3 122.2 2.2 Corporate/ 1.8 Other 21.9 25.3 Global Markets 98.0 Institutional 90.7 Individual FY2015 FY2016 6

  7. Slide 7: Fiscal Year 2016 Consolidated Results: Noninterest Income

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Noninterest Income 106.2 Corporate/ 94.2 Other 8.7 6.0 Global Markets 40.1 31.6 Institutional 48.5 48.0 Individual FY2015 FY2016 7

  8. Slide 8: Fiscal Year 2016 Consolidated Results: Expenses and Expense Ratios

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion, %) Expenses and Expense Ratios 2000 64.9% 62.3% 60.00% 1500 140.5 142.4 1000 50.00% 500 0 40.00% FY2015 FY2016 8

  9. Slide 9: Fiscal Year 2016 Consolidated Results: Net Credit Costs

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Net Credit Costs 31.8 3.7 FY2015 FY2016 9

  10. Slide 10: NPL Balance and NPL Ratio

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) NPL Balance and NPL Ratio Based Upon Financial 金融再生法に基づく開示不良債権残高、不良債権比率(単体) 経費、経費率の推移 Revitalization Law (Nonconsolidated) 1.42% 60.9 0.79% 1.00% 500 34.7 0.22% 10.4 0 -1.00% 15.3 16.3 17.3 10

  11. Slide 11: Fiscal Year 2016 Consolidated Results: Capital Adequacy Ratio

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Capital Adequacy Ratio 14.86% 14.20% 13.06% 11.9% 12.9% 12.3% 15.3 16.3 17.3 Capital Adequacy Ratio Common Equity Tier 1 Ratio (Domestic Standard, Grandfathering (International Standard, Fully Loaded Basis) Basis) 11

  12. Slide 12: Fiscal Year 2016 Consolidated Results: Loans and Deposits

    Fiscal Year 2016 Consolidated Results: (Unit: JPY billion) Loans, etc. Deposits 5,800.9 5,862.9 4,996.0 4,751.9 980.3 987.2 4,875.6 4,833.4 4,820.6 4,562.9 16.3 17.3 16.3 17.3 Loans Private Placement Type Bonds, etc. Retail Deposits Corporate Deposits (Real Estate Nonrecourse Finance, etc.) 12

  13. Slide 13: Year end dividend 1.00 yen per share

    Fiscal Year 2016 Dividend: Year end dividend 1.00 yen per share 13

  14. Slide 14: 2017 Projection

    Fiscal Year 2017 Projection: Consolidated Net Income 51.0 billion yen Nonconsolidated 36.0 billion yen Net Income Year-end Dividend 1.00 yen per share It should be noted that upon the approval of Agenda Item 1 and Agenda Item 2 as shown on the notice of convocation, a fiscal year-end dividend foreca

Shinsei Bank — Shareholder Meeting (June 2017) on 6ix