Prestige International Inc. · TSE:4290
Prestige International — H1 FY2027.3 Earnings Presentation
33 slides from Prestige International's earnings presentation, Oct 29, 2026
Slide 1: Financial Results
Financial Results Fiscal Year Ending March 2027｜Interim October 29, 2026 Securities Code 4290
Slide 2: Executive Summary
Executive Summary Core business expansion and fee revisions drove Continued Sales & Operating sales and operating profit growth. Profit Growth Driven Net profit fell short of plan due to expenses for by Core Businesses commemorative shareholder benefits and an increased tax burden. An upward r
Slide 3: Contents
▍Financial Results Summary for H1 FY2027.3 ▍Financial Results Summary for H1 FY2027.3 by Segment ▍Shareholder Returns ▍Sustainability ▍Appendix © 2026 PRESTIGE International Inc. All Rights Reserved. 3
Slide 4: Financial Results Summary for H1 FY2027.3
▍Financial Results Summary for H1 FY2027.3 © 2026 PRESTIGE International Inc. All Rights Reserved. 4
Slide 5: Summary of Consolidated Results｜FY2027.3｜H1
Summary of Consolidated Results｜FY2027.3｜H1 (million yen) Amounts are rounded down to the nearest whole unit. YoY Full-Year Progress(%) FY2026.3｜H1 FY2027.3｜H1 (%) Forecast vs. Full-Year Forecast 3,066 Sales 34,400 37,467 76,000 49.3% (8.9%) 413 Operating profit 4,256 4,669 9,600 48.6% (9.7%) 374 Or
Slide 6: Consolidated P&L Statement｜FY2027.3｜H1
Consolidated P&L Statement｜FY2027.3｜H1 (million yen) Amounts are rounded down to the nearest whole unit. FY2026.3｜H1 FY2027.3｜H1 Change YoY (%) Sales 34,400 37,467 3,066 8.9% Cost of sales 27,054 29,509 2,454 9.1% Gross profit 7,345 7,957 612 8.3% Gross profit margin 21.4% 21.2% -0.2pt ― SG&A 3,089
Slide 7: Consolidated Balance Sheet｜As of End of September, 2026
Consolidated Balance Sheet｜As of End of September, 2026 (million yen) Amounts are rounded down to the nearest whole unit. End of March End of September Change Change(%) 2026 2026 Current assets 46,629 48,104 1,475 3.1% Non-current assets 35,614 37,554 1,939 5.4% Total assets 82,244 85,659 3,414 4.1%
Slide 8: Quarterly Sales
Quarterly Sales (million yen) Q1 Q2 Q3 Q4 76,000 80,000 (forecast) 70,911 70,000 63,719 58,738 18,290 60,000 54,562 16,118 50,000 14,993 46,744 14,110 42,377 40,617 18,220 40,000 37,196 12,483 37,467 16,830 33,119 10,672 14,981 10,568 29,477 9,816 14,272 30,000 27,328 8,684 24,225 24,619 11,967 19,2
Slide 9: Quarterly Operating Profit
Quarterly Operating Profit (million yen) Q1 Q2 Q3 Q4 OPM(full-year) 14.6% 14.4% 15.0% 13.5% 12.8% 12.8% 12.9% 12.6% 12,000 12.6% 12.6% 12.5% 12.5% (forecast) 12.0% 12.2% 11.7% 12.0% 9,600 10,000 (forecast) 9.8% 8,869 7,840 7,921 7,961 8,000 9.0% 2,189 6,842 1,799 2,066 1,961 6,000 1,918 5,233 2,424
Slide 10: Financial Results Summary for H1 FY2027.3 by Segment
▍Financial Results Summary for H1 FY2027.3 by Segment © 2026 PRESTIGE International Inc. All Rights Reserved. 10
Slide 11: Revised Financial Forecast by Segment｜FY2027.3｜Full Year
Revised Financial Forecast by Segment｜FY2027.3｜Full Year (million yen) Amounts are rounded down to the nearest whole unit. FY2027.3 Sales Forecast FY2027.3 Operating Profit Forecast Initial Revised Variance FY2027.3 FY2027.3 Variance Revised downward due to anticipated H2 slowdown -80 -60 Automotive
Slide 12: Summary of Financial Results by Segment｜FY2027.3｜H1
Summary of Financial Results by Segment ｜FY2027.3 ｜H1 (million yen) Amounts are rounded down to the nearest whole unit. FY2027.3｜H1 YoY Progress(%) FY2027.3｜H1 YoY Progress(%) vs. Full-Year vs. Full-Year Sales (%) Revised Forecast Operating Profit (%) Revised Forecast 1,057 147 Automotive 15,523 49.
Slide 13: Automotive Business
Automotive Business (million yen) Sales Operating Profit・OPM FY2027.3｜H1 Q1 Q2 Q3 Q4 14.0% Sales 15,523 million yen 31,450 14.0% (forecast) 12.7% YoY 7.3% 29,930 4,500 12.3% 11.5% 11.6% 30,000 (forecast) 12.0% Operating Profit 1,633 million yen 25,300 27,254 3,640 7,480 3,750 YoY 9.9% 25,000 3,542 3
Slide 14: Property Business
Property Business (million yen) Sales Operating Profit・OPM FY2027.3｜H1 Q1 Q2 Q3 Q4 8.5% 5,309 million yen 8.4% (forecast) Sales 12,000 8.2% 10,590 1,000 8.0% YoY 9.9% (forecast) 900 (forecast) 7.1% 9,860 Operating Profit 476 million yen 10,000 6.6% 806 7.0% 8,652 800 YoY 33.7% 2,519 730 6.0% 8,000 1
Slide 15: Global Business
Global Business (million yen) Sales Operating Profit・OPM FY2027.3｜H1 Q1 Q2 Q3 Q4 5,060 12.7% 12.3% Sales million yen 12,000 (forecast) 12.0% 10,700 12.0% YoY -1.0% 10,484 (forecast) 1,500 10.3% 1,320 Operating Profit 702 million yen 10,000 8,934 9.9% 1,263 (forecast) 10.0% 2,724 1,250 YoY -1.4% 8,10
Slide 16: Customer Business
Customer Business (million yen) Sales Operating Profit・OPM FY2027.3｜H1 Q1 Q2 Q3 Q4 Sales 3,281 million yen 25.0% 25.0% 10,000 9,588 3,000 YoY -0.6% Operating Profit 494 million yen 2,349 7,949 2,500 2,392 20.0% 8,000 YoY 5.4% 6,620 1,781 6,743 6,655 (forecast) 495 15.3% Maintained the same level o
Slide 17: Financial Guarantee Business
Financial Guarantee Business (million yen) Sales Operating Profit・OPM FY2027.3｜H1 Q1 Q2 Q3 Q4 23.1% 22.2% 22.5% (forecast) Sales 7,017 million yen 14,350 (forecast) 21.7% 22.1% 22.0% 3,500 14,000 YoY 19.7% 3,180 12,282 (forecast) 20.0% Operating Profit 1,582 million yen 12,000 3,000 2,766 10,572 18.
Slide 18: IT Business・Social Business
IT Business・Social Business IT Business (million yen) Social Business (million yen) FY2027.3｜H1 YoY FY2027.3｜H1 YoY Sales 842 million yen 116.6% Sales 431 million yen -2.2% Operating Profit 93 million yen 183.8% Operating Profit -269 million yen ― Sales Operating Profit Sales Operating Profit Q1 Q2
Slide 19: Shareholder Returns
▍Shareholder Returns © 2026 PRESTIGE International Inc. All Rights Reserved. 19
Slide 20: Expanding Shareholder Base via 40th Anniversary Benefit
Shareholder Returns｜ Expanding Shareholder Base via 40th Anniversary Benefit Driven by initiatives including the 40th anniversary benefit program (Shareholders listed as of end-September 2026), total shareholders surged approx. 12x in six months to 73,871. This rapid expansion of retail investors ho
Slide 21: Repurchase of Treasury Stock and Progress of the Medium-Term Business Plan
Shareholder Returns｜Repurchase of Treasury Stock and Progress of the Medium-Term Business Plan The share buyback of approx. 1 billion yen resolved on July 28, 2026 was fully completed by the end of August. Combined with the planned dividend increase to 28 yen, we are making steady progress toward ac
Slide 22: Dividend Policy
Shareholder Returns ｜Dividend Policy Shareholder returns policy of The 8th Medium-Term Business Plan In accordance with the shareholder return policy outlined in The 8th Medium-Term Business Plan, we plan to increase the annual dividend to 28 yen per share for the current fiscal year (+2 yen YoY). W
Slide 23: Sustainability
▍Sustainability © 2026 PRESTIGE International Inc. All Rights Reserved. 23
Slide 24: Opening an 800-Seats BPO center in Katagami City, Akita Prefecture
Sustainability｜Opening an 800-Seats BPO center in Katagami City, Akita Prefecture On August 1, 2026, the Company opened the “Akita BPO Katagami Campus.” This office empowers women and young people while serving as a hub for daily life and community, driving regional revitalization and job creation.
Slide 25: 40th Anniversary Celebration Held
Sustainability｜40th Anniversary Celebration Held On October 30, 2026, the Company will celebrate its 40th anniversary. Marking our 40th anniversary, we hosted commemorative ceremonies at the Akita BPO Katagami Campus and Toyama BPO Town, welcoming over 200 guests from valued clients and local govern
Slide 26: Appendix
▍Appendix © 2026 PRESTIGE International Inc. All Rights Reserved. 26
Slide 27: Domestic BPO Centers
Domestic BPO Centers (As of September 30, 2026) Aomori Pref. Aomori BPO Misawa Branch Est. 2025, approx. 100 seats Domestic BPO Centers Iwate Pref. 6 prefectures 11 centers Iwate BPO Fortress Akita Pref. Est. 2024, approx. 500 seats approx. 6,500 seats Akita BPO Main Campus Est. 2003, approx.
Slide 28: Automotive Business｜Roadside Assistance dispatch and in-house penetration
Automotive Business｜Roadside Assistance｜Overall dispatch and In-house penetration PREMIER Assist (PA) directly managed and franchisees (FC) FY2027.3｜H1 dispatch ratio PA PA＋FC Total Number of Dispatches 451,626 All 21.5 % 33.6% Districts YoY 3.9% (YoY 1.4pt) (YoY 2.2pt) ■PA + FC Hokkaido ■FC Distr
Slide 29: Automotive Business｜Premier Assist and Franchisees
Automotive Business｜Premier Assist (Direct Management) and Franchisees FY2027.3 FY2027.3 PREMIER Assist Roadside Assist FY2024.3 FY2025.3 FY2026.3 H1 (plan) PREMIER Assist Number of Bases 34 33 36 37 40 PREMIER Assist Number of FC 107 116 121 125 129 Number of FCs with portable EV chargers deployed
Slide 30: Property Business｜Home Assist
Property Business｜Home Assist FY2027.3｜H1 PREMIER Assist FY27.3 FY27.3 FY24.3 FY25.3 FY26.3 Home Assist H1 (plan) Total Number of Dispatches 90,329 Number of bases 14 16 16 16 17 YoY 6.4% Number of staff members 141 157 163 180 191 ■Number of Dispatches (thousand) and PA Dispatch Ratio Q1 Q2 Q3 Q4 P
Slide 31: Property Business｜Park Assist
Property Business｜Park Assist FY2027.3｜H1 PREMIER Assist FY27.3 FY27.3 FY24.3 FY25.3 FY26.3 Park Assist H1 (plan) Total Number of Dispatches 207,373 Number of bases 11 10 12 13 13 YoY 8.9% Number of staff members 264 257 278 270 289 ■Number of Dispatches (thousand) and PA Dispatch Ratio ■Locations ―
Slide 32: Handling of This Document
Handling of This Document The purpose of this document is to provide information to help investors understand Prestige International Group. It is not to induce investors to buy or sell shares of the company. These forward-looking statements are based on current goals and forecasts and are not guaran
Slide 33: PRESTIGE INTERNATIONAL
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