Moody's Corporation · NYSE:MCO
Moody's — Moody's Analytics — South Africa Webinar Series (August 2020)
35 slides from Moody's's conference presentation, August 2020
Slide 1: South Africa Webinar Series: Collaborative Credit Decisioning and Early Warning Capabilities
6 South Africa Webinar Series: Collaborative Credit Decisioning and Early Warning Capabilities August 2020
Slide 2: Presenting QUIQspread
6 Presenting QUIQspread™ Moody’s Analytics Accelerator August 2020
Slide 3: What is QUIQspread?
What is QUIQspread™? Machine Learning Intuitive User Interface Spreading Expertise
Slide 4: QUIQspread: Automated spreading for faster, better decisions
QUIQspread™: Automated spreading for faster, better decisions New Technologies New Training QUIQspreadTM Platform Data Set Spreading Experts
Slide 5: QUIQspread: New Technologies
QUIQspread™: Automated spreading for faster, better decisions New Technologies New Training QUIQspreadTM Platform Data Set New Technologies Complex workflow of AI Technologies (DL, OCR, NLP) Spreading Experts
Slide 6: QUIQspread: Training Data Set
QUIQspread™: Automated spreading for faster, better decisions New Technologies New Training QUIQspreadTM Platform Data Set Training Data Set 22 Million private companies with detailed financials Spreading Experts
Slide 7: QUIQspread: Spreading Experts
QUIQspread™: Automated spreading for faster, better decisions New Technologies New Training QUIQspreadTM Platform Data Set Spreading Experts Team of credit & spreading experts Spreading Experts
Slide 8: QUIQspread: New Platform
QUIQspread™: Automated spreading for faster, better decisions New Technologies New Training QUIQspreadTM Platform Data Set New Platform CreditLensTM integrated via robust set of APIs Spreading Experts
Slide 9: Customizing QUIQspread to you
Customizing QUIQspread to you Machine Learning Client Rules MA Spreading Experts User Interface Pre-trained using Tool is trained on client Our experts review to Utilize customized largest data set in the specific rules & ensure machine is machine in our intuitive world templates properly trained us
Slide 10: Key Differentiators & Benefits
Key Differentiators & Benefits Complete & Machine Accurate Learning Spreads Frequent Reduced Feature Cost Enhancements Spreading Faster Expertise Spreads
Slide 11: DEMO
DEMO
Slide 12: CreditLens Ecosystem
CreditLens™ Ecosystem Nelson Almeida, Director, Credit Assessment and Origination August 2020
Slide 13: Future Focus
1 Future Focus
Slide 14: Our Industry is Undergoing Rapid Change
Our Industry is Undergoing Rapid Change Technology presents an opportunity to deliver faster, better solutions. Consumerization of Faster decision-making Democratization of user experience and business insights data-driven decisions Moody’s Analytics’ technology strategy focuses on solving customers
Slide 15: Moody's Analytics Adopts An Ecosystem View of Business Technology
Moody’s Analytics Adopts An Ecosystem View of Business Technology Faster realization of value and adoption of best-in-class technologies Inspiration Acceleration of Broadened View Proactive from the Discovery of Customer Technology Outside Process Needs Research + Explore new business + Discover new
Slide 16: Moody's Analytics Innovates With Purpose
Moody’s Analytics Innovates With Purpose Next generation technology is a defining element of our culture Data & Analytics Deliver Efficiencies Increase Adaptability Improve Decisions Evolutionary algorithms Machine Learning (ML) and SaaS solutions reduce total NLP based early warning and used in sco
Slide 17: Artificial Intelligence
Artificial Intelligence Moody’s Analytics uses AI to create efficient processes and to provide robust solutions to pressing problems Moody’s Analytics uses its credit expertise and unique datasets to train Deep Learning process to scan news articles for credit relevant information. Moody’s Analytics
Slide 18: Artificial Intelligence – Information Summarization
Artificial Intelligence – Information Summarization Efficient process to track and monitor influx of unstructured data for credit officers, analysts, KYC and compliance Improve Decisions Caesars Entertainment Operating Company filed with the U.S. Bankruptcy Court a 13th amendment to the Supplement f
Slide 19: Artificial Intelligence – Early Warnings
Artificial Intelligence – Early Warnings Identify, track, quantify and monitor credit event-related information about business entities Improve Decisions Automatically read, process and summarize thousands of publications and media sources to deliver credit details that help identify potential impac
Slide 20: Artificial Intelligence – Lending & Underwriting
Artificial Intelligence – Lending & Underwriting Faster and better business decisions with automated spreading Improve Decisions QUIQspread™ Machine learning algorithms read and apply decision rules to financial statements Automated spreading is populated and fed into underwriting system 45% 45+% Co
Slide 21: Artificial Intelligence – Compliance & KYC
Artificial Intelligence – Compliance & KYC Leverage BvD company data and AI entity recognition algorithms Improve Decisions Customer Due Diligence Enhanced Sanctioning On-going Identification & Scoring Due Diligence Process Monitoring Today 1-3 days 1-5 days 1-3 weeks Several hours - days Searching
Slide 22: CreditLens ecosystem
2 Creditlens ecosystem
Slide 23: What is the CreditLens ecosystem?
What is the CreditLens™ ecosystem ? Scope and breadth Collaborative Credit Decisioning and Early Warning Capabilities 23
Slide 24: moodysanalytics.com
Nelson Almeida [email protected] +44 (0) 747 200 3833 moodysanalytics.com
Slide 25: State of Credit in South Africa during COVID-19 and Early warnings
State of Credit in South Africa during COVID- 19 and Early warnings Antoine La – Assistant Director Product Strategy August 2020
Slide 26: The South African economy has reached EDF levels similar to the financial crisis
The South African economy has reached EDF levels similar to those during the financial crisis 5.26% SA 4.71% Indonesia 3.48% Brazil 2.17% China Collaborative Credit Decisioning and Early Warning Capabilities 26
Slide 27: The COVID-19 economic shock has caused credit risk to surge across industries
The COVID-19 economic shock has caused credit risk to surge across industries Collaborative Credit Decisioning and Early Warning Capabilities 27
Slide 28: Foundations of effective early warning
Foundations of effective early warning EDF, Off-the-shelf and Deterioration customized Probability analytic tools Timely Decision Analytic and dashboards Risk Rules Tools Measures Back-tested decision rules Accuracy Insight Efficiency Collaborative Credit Decisioning and Early Warning Capabilities 2
Slide 29: Decision Rules: when should I get worried?
Decision Rules: when should I get worried? 1 EDF Level vs. Industry Trigger Level Which exposures in a portfolio should be 2 EDF Level Relative to Industry Group EDFs considered relatively more risky, and merit deeper investigation? 3 EDF Change We have identified 5 successful strategies. 4 EDF Chan
Slide 30: The next generation of early warning adds the following dimensions
The next generation of early warning adds the following dimensions to streamline your workflow PD and non-PD Data Pre-population Portfolio Analytics risk metrics and Benchmarking Leverage Moody’s Prepopulated financials Slice and dice your portfolio Analytics risk, economic statement and loan & and
Slide 31: CreditEdge and RiskCalc models
The Portfolio library will act as the entry point for CreditEdge™ and RiskCalc™ models Collaborative Credit Decisioning and Early Warning Capabilities 31
Slide 32: Public and private portfolio creation simplified with Smart Search
Public and private portfolio creation simplified with Smart Search Collaborative Credit Decisioning and Early Warning Capabilities 32
Slide 33: The Aggregate Credit Score is a single actionable risk metric
The Aggregate Credit Score is a single actionable risk metric capturing different type of risks Collaborative Credit Decisioning and Early Warning Capabilities 33
Slide 34: moodysanalytics.com
Antoine La Product Strategy Assistant Director [email protected] moodysanalytics.com
Slide 35: Collaborative Credit Decisioning and Early Warning Capabilities
© 2020 Moody’s Corporation, Moody’s Investors Service, Inc., Moody’s Analytics, Inc. and/or their licensors and affiliates (collectively, “MOODY’S”). All To the extent permitted by law, MOODY’S and its directors, officers, employees, agents, representatives, licensors and suppliers disclaim liabilit
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