N1 Holdings Ltd. · ASX:N1H

N1 — Investor Presentation (October 2019)

8 slides from N1's investor presentation, Oct 24, 2019

  1. Slide 1: N1 Commercial Lending Investors Presentation

    For personal use only N1 Commercial Lending Investors Presentation Performance Update 23/10/2019 N1 Holdings Limited

  2. Slide 2: Disclaimer

    Disclaimer The information contained in this document is for information purposes only and does not constitute financial product advice, legal advice, an offer to sell, or a solicitation of an For personal use only offer to purchase, any securities. This document contains “forward-looking statements

  3. Slide 3: Executive Summary

    For personal use only Executive Summary  About OneLend - OneLend is N1H’s short term SME loan product.  Short term - all loans are made short term, on average 5 to 7 months, making OneLend a very agile product which is adaptive to changing market conditions.  Low LVR - all loans are property back

  4. Slide 4: Commercial Lending Quarter Revenue (unaudited)

    For personal use only Commercial Lending Quarter Revenue (unaudited) SEP QTR Compared to Compared to FY2020 Previous QTR the SEP QTR FY2019 (JUN QTR FY2019) (YOY) Commercial Lending Interest $320.7k 9% 134% Commercial Loan Fee $268.5k 105% 656% Commercial Broking Fee $70.1k 76% -3% Total Revenue $65

  5. Slide 5: Emerging opportunities in SME lending

    For personal use only Emerging opportunities in SME lending 2.2m 150b Loan Reason by SMEs 40% 35% Australia has approx. 2.2 The size of the Australian 30% million SMEs. SME lending market is regarded as being around 25% $150 billion. 20% As a result of: 15% • changes to bank capital requirements; 10

  6. Slide 6: N1 Market Niche

    N1 Market Niche OneLend For personal use only Loan amount 0 $100k $3mil $5mil+ Fintech Lenders Banks (unsecured) (secured) (property-backed) N1 Holdings Limited

  7. Slide 7: Performance Overview

    For personal use only Performance Overview SEP QTR YTD (as at 23/10/2019) FY2020 FY2020 Average Loans Size 1,113k 850k Average Loan Term 190 days 197 days Average LVR 51% 48% Total Security Value 104.23 mil 113.07 mil States Allocation 89% in NSW / 11% in QLD 73% in NSW / 20% in QLD / 7% in VIC No o

  8. Slide 8: Cumulative capital for Commercial Lending

    For personal use only Cumulative capital for Commercial Lending 16 Millions 14 12 10 8 6 4 2 0 1st QTR 2018 2nd QTR 2018 3rd QTR 2018 4th QTR 2018 1st QTR 2019 2nd QTR 2019 3rd QTR 2019 4th QTR YTD N1 Holdings Limited

N1 Holdings — Investor Presentation (October 2019) on 6ix