National Atlantic Holdings Corp
National Atlantic — Sandler O'Neill & Partners Financial Services Conference 2006
11 slides from National Atlantic's conference presentation, Jun 7, 2006
Slide 1: Sandler O'Neill & Partners Financial Services Conference June 8th and 9th, 2006
Sandler O'Neill & Partners, L.P. Financial Services Conference June 8th and 9th, 2006
Slide 2: Forward-Looking Statements
Forward-Looking Statements Some of the statements in this presentation may include forward-looking statements which reflect the Company's current views with respect to future events and financial performance. These statements include forward-looking statements both with respect to the insurance sect
Slide 3: Overview of Our Business
Overview of Our Business Riverview NAIA Mayfair Re Proformance Insurance Company National Atlantic Holdings Corporation We provide property and casualty insurance and insurance-related services to individuals, families and businesses in the State of New Jersey. We distribute exclusively through inde
Slide 4: The Growth Road Map
The Growth Road Map Capture a Larger Share of Our Partner Agents' Business Diversification of Revenue Sources by Expanding Homeowners and Commercial Lines Businesses Focus on Bottom Line Growth Acquire New Books of Business through Replacement Carrier Transactions as Opportunities Arise Market the S
Slide 5: New Jersey's Attractive Demographics
Sources: The U.S. Census Bureau 2004 American Community Survey. Risk Information Inc. Auto Insurance Report (3) A.M. Best (4) Company estimate based on data from A.M. Best (5) Estimates of personal income for 2004 from the Bureau of Economic Analysis, an agency of the U.S. Department of Commerce. Pa
Slide 6: Customized Packaged Product Offering - Personal Lines
Focus on target (better) market Higher renewal retention Very convenient: Difficult for competitors to replicate Customized Packaged Product Offering - Personal Lines One Policy, One Bill Property, Auto, Boat, Umbrella "High Proformance Policy" 11
Slide 7: Customized Packaged Product Offering - Commercial Lines
Small to medium-sized "Main Street" businesses Domain of independent insurance agents Customized Packaged Product Offering - Commercial Lines Combined Single Bill Available Property, Auto, General Liability and Commercial Excess Commercial Multi-Line Coverage 13
Slide 8: We continue to diversify our product mix
We continue to diversify our product mix Homeowners Personal Auto Commercial Auto 2005 0.071 0.846 0.083 Homeowners Personal Auto Commercial Auto 2005 0.106 0.771 0.123 Homeowners Personal Auto Commercial Auto 2005 0.15 0.704 0.146 Homeowners Personal Auto Commercial Lines 2004 2005 2006 15
Slide 9: The Growth Opportunity Within Our Ranks
The Growth Opportunity Within Our Ranks 1st Qtr 2nd Qtr 3rd Qtr 4th Qtr East 20.4 27.4 90 20.4 West 30.6 38.6 34.6 31.6 North 45.9 46.9 45 43.9 Other Carriers Proformance 2005 0.95 0.05 Our Partner Agents' Market Share New Jersey P&C Market (2) (3) Direct and Other Agents Partner Agents East 82 18 D
Slide 10: Diluted Earnings Per Share Since IPO
Diluted Earnings Per Share Since IPO 19
Slide 11: Contact Information
Contact Information For further information, please visit our web site at www.national-atlantic.com. To request a copy of our annual report or other materials, please call our investor relations department at 732-665-1459 or send an e-mail to [email protected]. 21
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