Computer Age Management Services Ltd · NSE:CAMS
Computer Age Management Services — Q2 FY2027 Earnings Presentation
51 slides from Computer Age Management Services's earnings presentation, Oct 29, 2026
Slide 1: Exchange filing cover letter
29th October 2026 BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th floor, Plot No. C/1, Dalal Street G Block, Bandra Kurla Complex, Bandra Mumbai 400 001 (East), Mumbai 400 051 Scrip Code: 543232 Trading Symbol : CAMS Dear Sir / Madam, Sub: Present
Slide 2: Investor Presentation Q2 FY'27
Investor Presentation Investor Presentation Q2 FY’27 Q2 FY’26 (for the quarter and period ended September 30, 2026) 1
Slide 3: Safe Harbour Statement
Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Computer Age Management Services Limited (CAMS) (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to
Slide 4: Presentation Flow
Presentation Flow Business Overview Financials About CAMS Business Highlights Q2 FY’27 Revenue Highlights – Q2 FY’27 Update on ESG Initiatives Page No: 5-8 Page No: 16 Page No: 28-29 MF - Operational Highlights – Q2 FY’27 Financial Highlights – Q2 FY’27 Business at a Glance Page No: 9 Page No: 17 Pa
Slide 5: Business Overview
1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 4
Slide 6: Business Highlights Q2 FY'27 – Financial Highlights
Business Highlights Q2 FY’27 Financial Highlights Operating revenue grew 10.0% Y-o-Y to ₹414.47 crore, reflecting sustained business momentum EBITDA increased 13.5% Y-o-Y to ₹190.86 crore, demonstrating the resilience of CAMS’s business model and continued operating momentum amid a dynamic market en
Slide 7: Business Highlights Q2 FY'27 – Mutual Funds
Business Highlights Q2 FY’27 Mutual Funds CAMS MF AuM grew 12.1% Y-o-Y to a record ₹58.4 lakh crore in Specialized Investment Funds (SIFs) continue to witness Q2 FY'27, maintaining its leadership position with a 67% market strong adoption, with 12 SIFs launched and cumulative share AuM exceeding ₹20
Slide 8: Business Highlights Q2 FY'27 – Beyond Mutual Funds
Business Highlights Q2 FY’27 Beyond Mutual Funds Non-mutual fund revenue contribution increased to 15.9%, up 150 basis points Y-o-Y, reflecting continued progress in building meaningful growth vectors beyond the core MF business CAMSPay delivered another exceptional quarter, CAMSRep crossed 15 milli
Slide 9: Business Highlights Q2 FY'27 – Re-arch and AI
Business Highlights Q2 FY’27 Re-arch And AI Enterprise-wide data and reporting modernization is Strategic platform modernization remains firmly on progressing as planned, positioning CAMS to unlock track, with FundsNet 2.0 successfully going live and meaningful operational efficiencies beginning com
Slide 10: Mutual Funds – Operational Highlights – Q2 FY'27
Mutual Funds – Operational Highlights – Q2 FY’27 Transaction volume Equity AUM (Rs Lakh Cr.) Equity Net Sales^ (₹ Cr.) 68.6% 66.1% 66.3% Share 61.6% Share Share Share 26.0 31.1 Cr. 20% Cr. 16% 33.2 31% 28.7 102K Y-o-Y 71K Y-o-Y Y-o-Y Q2 FY’26 Q2 FY’27 Q2 FY’26 Q2 FY’27 Q2 FY’26 Q2 FY’27 NFO Mobiliza
Slide 11: Mutual Fund Industry vs. CAMS AAuM – Q2 FY'27
Mutual Fund Industry vs. CAMS AAuM – Q2 FY’27 CAMS – Market Share AAuM Serviced by CAMS Equity AAuM – CAMS (based on Quarterly AAuM) ₹58.4 Tn. ₹33.2 Tn. 67%* 12.1% Y-o-Y 15.5% Y-o-Y Q2 FY’27 4.5 % Q-o-Q 5.7% Q-o-Q Net flows into equity assets reached Industry AAuM Equity AAuM # – Industry ₹70,578 Cr
Slide 12: Operational Metrics – Q2FY'27
Operational Metrics – Q2FY’27 Systematic Transactions Transaction Volume SIP Book Processed 311.1 Mn. 69.6 Mn. 251.2 Mn. (as on Sep. 30, 2026) Y-o-Y: 19.8% Y-o-Y: 12.9% Y-o-Y:17.7% Q-o-Q: 6.4% Q-o-Q: 4.5% Q-o-Q: 3.6% Live Investor Unique Investors Folios Serviced 119.9 Mn. 49.8 Mn. (as on Sep 30, 20
Slide 13: Operational Metrics – H1FY'27
Operational Metrics – H1FY’27 Transaction Volume SIP Book Systematic Transactions Processed 603 Mn. 69.6 Mn. (as on Sep. 30, 2026) 491.5 Mn. Y-o-Y: 19.7% Y-o-Y: 12.9% Y-o-Y : 17.9% Live Investor Folios Unique Investors 119.9 Mn. Serviced (as on Sep 30, 2026) 49.8 Mn. (as on Sep 30, 2026) Y-o-Y: 17.3
Slide 14: Beyond MF
Beyond MF • Operating revenue up 52% Y-o-Y and o CAMS Alternatives delivered 22 % o CAMS KRA’s revenue grew 2% Y-o-Y in 13.1% Q-o-Q Y-o-Y revenue growth in Q2FY’27 Q2 FY'27 despite a market wide recommended rate revision of ~25% • Digital up 71% Y-o-Y (21% Q-o-Q); Cards up 44% Q-o-Q o Continued mome
Slide 15: Beyond MF
Beyond MF o CAMS finserv recorded a 19% Y-o-Y growth in revenue o Bima Central aggregate demat policy base crossed 15Mn; on the back of strong product offerings cumulative unique user base reaches 3 Mn o Niva Bupa, Ageas Federal chose Bima Central as their o Client addition momentum continues with 3
Slide 16: Financials
1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 15
Slide 17: Revenue Highlights – Q2 FY'27
Revenue Highlights – Q2 FY’27 4.9% Q-o-Q Revenue ₹41,446.57 Lakh 10.0 % Y-o-Y Asset Non-Asset MF Non-MF Based 3.7% Q-o-Q Based 3.9% Q-o-Q 3.7% Q-o-Q 11.7% Q-o-Q Revenue Revenue Revenue Revenue 9.7% Y-o-Y (2.0%) Y-o-Y 8.1% Y-o-Y 21.7% Y-o-Y (Rs in Lakh) (Rs in Lakh) (Rs in Lakh) (Rs in Lakh) Rs 34,85
Slide 18: Financial Highlights – Q2 FY'27
Financial Highlights – Q2 FY’27 Operating EBITDA – 46.0 % PBT – 40.9% PAT – 30.7% Return on 25, 000 90. 0% 20, 000 90. 0% Net-Worth* 36.22% 14, 000 90. 0% 80. 0% 18, 000 80. 0% 80. 0% 20, 000 12, 000 70. 0% 16, 000 70. 0% 70. 0% 60. 0% 14, 000 10, 000 15, 000 44.6% 46.4% 46.0% 60. 0% 60. 0% 50. 0% 1
Slide 19: Revenue Profile Q2 FY'27
Revenue Profile Q2 FY’27 Revenue Breakup Revenue (In ₹ Lakh) 14.4% 14.9% 15.9% 12.2% 11.0% 10.9% 10.0% 100% 73.4% 74.1% 73.2% 30-Sep-25 30-Jun-26 30-Sep-26 41,447 Quarter ended MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund Quarter ended 39,503 Particulars 30th Sep
Slide 20: Revenue Highlights – H1 FY'27
Revenue Highlights – H1 FY’27 Revenue ₹80,949.52 Lakh 10.8 % Y-o-Y Asset Non-Asset MF Non-MF Based Based Revenue Revenue Revenue 10.4% Y-o-Y Revenue (2.7%) Y-o-Y 8.5% Y-o-Y 24.8 % Y-o-Y (Rs in Lakh) (Rs in Lakh) (Rs in Lakh) (Rs in Lakh) 68,459.31 12,490.21 59,590.80 8,868.51 Asset Mix Equity compon
Slide 21: Financial Highlights – H1 FY'27
Financial Highlights – H1 FY’27 Operating EBITDA – 46.2 % PBT – 41.6% PAT – 30.9% Return on Net-Worth* 30, 000 90. 0% 40, 000 90. 0% 40, 000 90. 0% 37.58% 80. 0% 80. 0% 35, 000 25, 000 80. 0% 35, 000 70. 0% 70. 0% 30, 000 70. 0% 30, 000 20, 000 60. 0% 60. 0% 44.2% 46.2% 60. 0% 25, 000 25, 000 50. 0%
Slide 22: Revenue Profile – H1 FY'27
Revenue Profile – H1 FY’27 Revenue Breakup Revenue (In ₹ Lakh) 13.7% 15.4% 12.5% 11.0% 10.8% 100% 73.8% 73.6% 30-Sep-25 30-Sep-26 80,950 H1 Year ended MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund Half Year ended Particulars 30th Sep 25 30th Sep 26 AIF 2.9% 3.2% 7
Slide 23: Consolidated Financial Highlights – Quarterly
Consolidated Financial Highlights – Quarterly In INR Lakh In INR Lakh Total Operating Revenue OP.EBITDA & OP. EBITDA in % 45, 500 0.2 25, 000 90. 0% 40, 500 80. 0% 0.1 20, 000 70. 0% 35, 500 0 60. 0% 30, 500 15, 000 43.7% 44.6% 46.0% 46.5% 46.4% 46.0% 50. 0% 25, 500 -0.1 40. 0% 10, 000 20, 500 -0.2
Slide 24: Q2 FY'27 & FY26 Standalone P&L
Q2 FY’27 & FY26 Standalone P&L ₹ in Lakh Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 36,646.30 35,389.47 1,256.83 35,304.80 1,341.50 71,951.10 68,827.74 3,123.36 1,41,225.69 Other income 1,159.21 1,008.61 150.60 1,464.16 (304.95) 2,623.37 2,
Slide 25: Standalone P&L (with split of operating & other expenses)
Q2 FY’27 & FY26 Standalone P&L (with split of operating & other expenses) ₹ in Lakh Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 36,646.30 35,389.47 1,256.83 35,304.80 1,341.50 71,951.10 68,827.74 3,123.36 1,41,225.69 Other income 1,159.21 1,
Slide 26: Q2 FY'27 & FY26 Consolidated P&L
Q2 FY’27 & FY26 Consolidated P&L ₹ in Lakh Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 41,446.57 37,673.79 3,772.78 39,502.95 1,943.62 80,949.52 73,088.98 7,860.54 1,51,624.90 Other income 1,369.13 1,220.18 148.95 1,658.17 (289.04) 3,027.30
Slide 27: Consolidated P&L (with split of operating & other expenses)
Q2 FY’27 & FY’26 Consolidated P&L (with split of operating & other expenses) ₹ in Lakh Particulars Q2 FY’27 Q2 FY26 Y-o-Y Q1 FY’27 Q-o-Q H1 FY’27 H1 FY 26 Y-o-Y FY26 Revenue from operations 41,446.57 37,673.79 3,772.78 39,502.95 1,943.62 80,949.52 73,088.98 7,860.54 1,51,624.90 Other income 1,369.13
Slide 28: ESG & CSR Activities
1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 27
Slide 29: Building A Stronger ESG Foundation
Building A Stronger ESG Foundation From science-based targets to external ESG benchmarking and sustainability support 01 02 03 ESG & Science-based International ◎ Net Zero targets ✓ ESG ratings Sustainability support Board-approved ambition Expanding external benchmarking Strengthening ESG practices
Slide 30: ESG Ratings
ESG Ratings Independent recognition of CAMS’ ESG progress Strong scores across leading ESG assessments reflect continued focus on responsible growth, governance and transparent disclosures. ESG Risk ✓ CRISIL ESG SES Niche99 69 ESG SCORE 69 ESG SCORE 81.1 ESG SCORE 79 ESG SCORE EXCELLENT LEADER HIGH
Slide 31: Company Overview
1. Business Overview 2. Financials 3. ESG & CSR Activities 4. Company Overview 30
Slide 32: CAMS – Business at a Glance
CAMS – Business at a Glance Technology-driven India’s largest registrar and Leveraged domain financial infrastructure Services 9 of the 15 largest transfer agent (“RTA”) of expertise, processes and and services provider to MFs2; over 23.5 years mutual funds (“MFs”) with an infrastructure to cater to
Slide 33: CAMS – Mutual Fund Services Business
CAMS – Mutual Fund Services Business Provides a range of technology-enabled infrastructure to mutual funds – Involved through the life cycle of an account from account creation to processing transactions and redemption of the amount invested Uniform Regulatory change Service Best Practice Implementa
Slide 34: Nurturing Innovation Through Our Industry First Products & Solutions
Nurturing Innovation Through Our Industry First Products & Solutions Mutual Funds edge360 GoCORP Opera360 DiCE Pro Ferreto Watchtower360 Business myCAMS Distributor Commission AML Solutions Platform for Platform for Smart Audit Insider trading Intelligence Single gateway, & Empanelment intermediarie
Slide 35: Mutual Fund Services Provided by CAMS
Mutual Fund Services Provided by CAMS CAMS is involved through the life cycle of an account – from account creation to processing to redemption; Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance service
Slide 36: Market leader in Mutual Funds payment processing
Market leader in Mutual Funds payment processing As a scalable, full-stack BFSI-focused payments platform, CAMSPay provides a holistic suite of services that lead the way in achieving same-day NAV processing and expedited on-boarding and authentication of new customers. 3.7 Mn+ ~40% UPI AutoPay Mand
Slide 37: Leading platform and service partner for alternatives
The leading platform and service partner for alternatives, Combining versatile technology, contemporary digital utilities and full stack services for investor on- boarding, fund accounting and operations has helped us scale to become the largest platform & service partner for alternatives. 550+ ₹3.3
Slide 38: CAMS KRA, the second-largest KYC Registration Agency
CAMS KRA, the second-largest KYC Registration Agency, is rapidly expanding its reach in the capital market. Leveraging AI and automation, we're offering innovative solutions like our 10-minute KYC process to streamline operations and attract new clients. Our focus on operational excellence and strat
Slide 39: Insurance customer experience platform
The premier customer experience platform in India to service both Insurance companies & policy holders empowers over 45 insurance companies with end-to-end operational support and technology-driven solutions. India’s first insurance portfolio management platform, Bima Central, offers policy holder s
Slide 40: Market share in Non-Govt. business in eNPS
CAMS industry-first NPS CRA platform on award winning cloud platform Launched by PFRDA Chairman in March’22, CAMS eNPS platform is designed to provide superior subscriber experience leveraging robust technology and deep experience in serving customers for pension account opening, record keeping and
Slide 41: Winning strides in the Account Aggregator arena
Winning strides in the path breaking Account Aggregator arena CAMSfinserv is among the first RBI-licensed account aggregator platform to drive adoption of consent-based sharing of financial asset information among Banks, financial institutions, Fintechs and customers and shape the inevitable future
Slide 42: Full stack data science & AI-centric solutions
Full stack data science & AI-centric solutions to propel BFSI enterprises A trusted advisor and digital partner to marquee Indian BFSI enterprises, Think360 pioneers in Alternative Data and AI Credit Scoring solutions. Think360 offers modern AI capabilities that transform KYC and customer onboarding
Slide 43: Corporate Structure
Corporate Structure Computer Age Management Services Limited 100% 100% 100% 78% CAMS Financial Information CAMS Insurance Repository CAMS Investor Services Think Analytics India Pvt Services Private Limited Services Limited (CIRSL) Private Limited (CISPL) Limited (CFISPL) 50% MF Central Technologies
Slide 44: Experienced Board of Directors
Experienced Board of Directors Board of Directors Vijayalakshmi Rajaram Iyer Dinesh Kumar Mehrotra Pravin Udhyavara Bhadya Rao Independent Director Chairman & Non - Independent Director Independent Director Anuj Kumar Narumanchi Venkata Sivakumar Santosh Kumar Mohanty Managing Director Independent D
Slide 45: Experienced management team with 27+ years average tenure
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Anuj Kumar – Managing Director Ramcharan Sesharaman – Chief Financial Officer • Joined the company in March 2016 • Joined the company in March 2020 • Previously associated with Godr
Slide 46: Experienced management team with 27+ years average tenure
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Prasenjit Datta, Chief Technology Officer – CAMS Vivek Bengani, Chief Executive Officer – CAMSRep • Joined the company in May 2026 • Joined the company in March 2022 • Previously as
Slide 47: History / Milestones
History / Milestones • The certificate of • CIRSL was issued a registration was issued to certificate of registration • Our Company was our Company was dated July 31, 2013 by incorporated as • Our Company was issued upgraded and a fresh • CIRSL was incorporated • CISPL was incorporated IRDAI to carr
Slide 48: Awards and Accolades
Awards and Accolades FY23-24 FY24-25 • CAMS Wins LACP vision for Annual Report • Think360 AI has been recognized as ‘Top Data Science Services Providers’ by AIM Research • CAMS FE CFO Awards CAMS was selected in the Small Enterprises category CFO Mr. Ramcharan Sesharaman was honoured with the presti
Slide 49: Awards and Accolades
Awards and Accolades FY25-26 FY26-27 • Awards 2025 – for Bima Central’s role in solving insurance usage for the • CAMSPay’s UPI Offline Plus has been honored with the Technoviti Awards 2026 for whole of India innovation in payments organized by Banking Frontiers • CAMSPay has been awarded for ‘Excel
Slide 50: Shareholders' Information
Shareholders’ Information Stock Data Shareholding Pattern (%) Market Capitalisation Shares Outstanding 16,668.87 Cr. 24,84,18,378 Free Float Scrip Symbol / Code 31.56% 16,668.87 Cr. CAMS / 5,43,232 44.88% Market Capitalisation Top Shareholders INR Cr. 1.01% HDB Seafarer Life Insurance Societe Employ
Slide 51: Thank You
COMPANY : Computer Age Management Services Limited (CAMS) Mr.Anish Sawlani |Head – IR |+91 72990 07973 | [email protected] Ms. Geetanjali Joshi| AVP - IR |+91 7409983006| [email protected] INVESTOR RELATIONS ADVISORS : MUFG Intime India Private Limited Mr. Nikunj Seth Ms. Sejal
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