N1 Holdings Ltd. · ASX:N1H
N1 — Investor Presentation (April 2025)
10 slides from N1's investor presentation, Apr 29, 2025
Slide 1: N1 Holdings Ltd: Scaling Private Credit with AI, Efficiency & Distribution
For personal use only N1 Holdings Ltd (ASX:N1H) Scaling Private Credit with AI, Efficiency & Distribution
Slide 2: Disclaimer
This presentation has been prepared by N1 Holdings Limited ACN 609 268 279 (N1H). Each recipient of this presentation is deemed to have agreed to accept the qualifications, limitations For personal use only and disclaimers set out below. None of N1H and/or its related bodies corporate (as that term
Slide 3: Executive Summary
For personal use only A clear path to scale through streamlined Executive operating costs, increased efficiency via AI, and a lower cost of capital to support Summary sustainable growth across revenue, EBITDA, profitability, and funds under management.
Slide 4: N1H Growth Highlights
Please note, the above figures are for the period For personal use only FY25 year-to-date (1 July 2024 to 31 March 2025) and are unaudited. N1H Growth Revenue $14.66M Gross profit $4.16M Highlights Net profit $501K EBITDA $758K Cash balance as of 31 March 2025 $7.56M
Slide 5: Strategic Pillars Driving Growth
For personal use only Five core levers are powering the next phase of growth: 1. AI-Led Innovation – internal and client-facing GPT deployments Strategic Pillars 2. Operational Efficiency – operational cost cut, streamlined business units and efficient staffing. Driving Growth 3. Distribution Expans
Slide 6: AI in Action – Launch of N1 Private Credit GPT
Custom GPT Deployment (March 2025) Trained on N1 Lending Credit Policy, risk models, broker FAQs, lending scenarios, internal workflows and checklists etc. For personal use only GPT assists with: AI in Action Broker deal triage and scenario assessment Credit policy Q&A – Launch of Internal underwrit
Slide 7: Funding Capacity
For personal use only Expanded Capacity to scale loan book significantly in 2025 and beyond Funding Blend of capital sources = better control over pricing, structure, and execution speed Capacity – Ready to match borrower demand with Access to deployable capital at scale $250M+
Slide 8: Improved Cost of Capital – Staying Competitive
Lower Weighted Average Cost of Capital (WACC) Broader funding base reduces reliance on short-term money Access to lower-cost institutional lines drives pricing flexibility For personal use only Diversification enhances funding certainty and spreads risk Improved Cost Efficient Capital Deployment of
Slide 9: N1H's Strength
N1H’s Strength For personal use only Edge Details Growing Distribution Aggregator onboarding + AI funnel to triple deal flow Proven Lending Platform >10 years track record, strong broker network, loan performance Team with Execution History Founder-led, operationally focused, and actively deploying
Slide 10: Thank You
THANK YOU For personal use only Ren Hor Wong (CEO & Executive Chair) [email protected] Level 5, 77 King Street Sydney NSW 2000