Nordea Bank Abp · OMXHEX:NDA_FI
Nordea Bank Abp — Investor Day (May 2015)
13 slides from Nordea Bank Abp's investor day presentation, May 27, 2015
Slide 1: Shaping the future relationship bank
CEO Long term commitment, have a plan, future oriented continue on the road we have set out on, Shaping the future relationship bank Stable, trustworthy Christian Clausen President and Group CEO 1
Slide 2: Nordea has delivered on its 2015 plan
Nordea has delivered on its 2015 plan Commitments in 2015 plan Nordea has delivered (Q4 2012 vs. Q4 2014) Capital generation of EUR 4.9bn with 15.7% CET1 and 70% pay-out ratio P P ROE 11.6%, ~13% if CET1 at 13%, ancillary income +9% and costs -5%1 Loan losses at 15 bps, below 10 year average of 16 b
Slide 3: Strong Nordea track record
Strong Nordea track record Strong capital generation and stable returns at low risk1 Acc. dividend, EURbn Acc. equity, EURbn 39 37 34 31 29 26 20 18 15 12 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 CET 1 2 Ratio, % 5.9 15.7 1) CAGR 2014 vs. 2005, adjusted for EUR 2.5bn rights issue in 2009. E
Slide 4: Customer vision shaping the future relationship bank
Customer vision shaping the future relationship bank Customer vision for the future relationship bank Easy to deal with… …relevant and competent… Customer vision …anywhere and anytime… …where the personal and digital relationship makes Nordea my safe and trusted partner 4
Slide 5: Focused business priorities enable the vision
Focused business priorities enable the vision Nordea platform Business priorities 2016-2018 Pan-Nordic platform Simplify for scale and with scalability a forceful digital response Superior Nordic distribution power Expand on core strengths and global capabilities and drive cost and capital efficienc
Slide 6: Industry transformation drives need to simplify
Industry transformation drives need to simplify Three transforming industry drivers Balance sheet Operational Digitalisation regulation regulation ■ Paradigm shift ■ Increasing demands ■ Behaviour shifting fast ■ Mostly in place ■ Higher operational risk ■ Opportunity and threat ■ Increased efficien
Slide 7: Simplify for scale
Simplify for scale Simplification program – priorities and benefits 4-5 years of the journey remains Increased scale, efficiency and agility serving all customers from one common platform Reducing # of products and align data records Automating processes and increasing An end-to-end digital response
Slide 8: A forceful digital response
A forceful digital response Relationship banking is turning digital fast End-to-end digital response required 18 ■ Digital response required Mobile ■ Front-end solutions will not suffice Transactions ■ Automated end-to-end processes across Millions 8 the full value chain is a must 3 Branches ■ Consi
Slide 9: Strengths: a unique Nordic relationship base
Expand on core strengths: a unique Nordic relationship base Nordic large corporate relationships Nordic household relationships1 100% Nordea 80% ~10 Important relationships 60% Peer 3 Peer 4 ~7 Peer 2 Peer 5 40% Peer 1 ~4 ~4 ~3 20% 0% (60) (40) (20) 0 20 40 60 80 Nordea Peer 1 Peer 2 Peer 3 Peer 4 G
Slide 10: Strengths: capabilities on par with int'l peers
Expand on core strengths: capabilities on par with int’l peers Global capabilities in focus1 Business model and priorities ■ Leading Nordic platform integrating Markets Capital #1 Corporate bonds and loans equities, bonds, lending and risk #1 Nordic Equity Trading management ■ A return-driven cultur
Slide 11: Strengths: building the efficient business model
Expand on core strengths: building the efficient business model Free up resources through increased capital and cost efficiency From balance sheet to Capital competence and advisory Free up resources for efficiency intensive business model investments in simplification, compliance and operational ri
Slide 12: Maintain a low risk profile
Maintain a low risk profile Nordea ROE track record1, % Priorities ■ Sustain forward looking and 23.6 holistic risk appetite 22.4 21.5 framework 20.0 No quarter below 8%, 16 risk boundaries 19.1 18.1 18.0 every year above 11% across all risk types Close monitoring of 16.2 15.8 15.0 leading indic
Slide 13: Summary of priorities 2016-2018
Summary of priorities 2016-2018 Business priorities 2016-2018 and strategic targets Simplify for scale and One scalable common platform a forceful digital response Anywhere and anytime – efficient, agile and resilient Expand on core strengths Leading customer relations and drive cost and capital eff