Cuentas Inc. · OTC:CUEN
Cuentas — Investor Presentation (2018)
25 slides from Cuentas's investor presentation, 2018
Slide 1: Cuentas Inc Investor Presentation 2018
FINTECH services for 70+ Million Underbanked Resident- Americans CUENTAS INC N X G H D (soon CUEN) 2018Investor Presentation
Slide 2: Safe Harbor Statement
SAFE HARBOR STATEMENT This presentation contains "forward-looking statements", as that term is defined in section 27a of the united states securities act of 1933, as amended, and section 21e of the united states securities exchange act of 1934, as amended. Statements in this presentation, which are
Slide 3: Who's Cuentas?
WHO’S CUENTAS? We provide mobile banking, credit and telecommunications to a market estimated at 70 million underbanked resident North Americans. ‘Underbanked’ people are those who are limited or restricted to banking services due to poor credit, or their international or resident status. Our bankin
Slide 4: The Under and Unbanked
THE UNDER and UNBANKED There are 26 million underbanked households in the United States, representing some 70 million people. (US Census, 2015). Calculating immigrant, non-registered residents in US census figures, there is estimated to be approximately 80 million underbanked and unbanked. 2014 Unde
Slide 5: The U.S. Underbanked
THE U.S. UNDERBANKED 43.3 Million The U.S. immigrant population was 43.3 million, or 13.5% US IMMIGRANTS of the total U.S. population in 2015, according to American Community Survey (ACS) data. 28.5% LATINOS ARE UNDERBANKED Latinos from Mexico (26.4%) and then Guatemala, El Salvador, Dominican Repub
Slide 6: Provides customers with....
Provides customers with…. MOBILE BANKING CARD TRANSFERS ATM ACCESS RELOADABLE CARDS BILL PAY MOBILE WALLET TELECOM, DATA, VIDEO GIFT CARDS ON LINE PURCHASING SECURITY
Slide 7: The Underbanked Lack Services; Why Is Mobile Important?
THE UNDERBANKED LACK SERVICES Not having a bank account is a primary disadvantage, but more so, the underbanked are challenged to: TRANSFER MONEY PURCHSE ONLINE PAY BILLS BENEFIT FROM MOBIL BANKING ELECTRONICALLY ACROSS PLATFORMS ONLINE LOYATLY PROGRAMS AND WALLETS WHY IS MOBILE IMPORTANT? 40% of un
Slide 8: The US Latino population has unmet needs
The US LATINO POPULATION has unmet needs for remittance, payment and purchasing facilities for themselves and THE MILLIONS of their extended families living throughout the Americas.
Slide 9: Focused. Diverse. Disruptive
FOCUSED. DIVERSE. DISRUPTIVE . We built a portfolio in multiple fintech verticals to meet the highest-volume services needed by the underbanked US-Latino population.
Slide 10: Our Team
OUR TEAM MANAGEMENT Arik Maimon, CEO, is a founder of the Company and has served as its CEO since its inception. In addition to co-founding the Company and its Next CALA and NxtGn subsidiaries, Mr. Maimon founded the Company’s subsidiaries Next Mobile, and M&M. Prior to founding the Company and its
Slide 11: Our Board
OUR BOARD MEMBERS, DIRECTORS, COMMITTEES Arik Maimon, Chairman Michael A. De Prado, Director Adiv Baruch, Director Natali Dadon, Director Orlando Taddeo, a member of Cuentas’ Board of Directors. Prior to joining the Company in that capacity Mr. Taddeo founded the Investment Company “Heritage Venture
Slide 12: Our History, Our Growth
OUR HISTORY For the past seven years, we have built a portfolio of fintech services through acquisitions, agreements and relationships to create open loop and closed loop consumer purchasing and banking capabilities. The underbanked, US-resident Latino market is a multi-million customer opportunity.
Slide 13: How We Built Our Fintech Offering
HOW WE BUILT OUR FINTECH OFFERING We identified IP, transactional platform and point of purchase requirements of each of our core service offerings and acquired, JV’ed or partnered with leading companies which met nationally-recognized banking standards. We then connected each vital service in an ec
Slide 14: We Provide Customers Comprehensive Open-Loop Fintech
MARKET OPPORTUNITY #1 Underbanked US-residents frequently rely on costly, brick-and-mortar services for money remittance, banking and bill pay. There is no comprehensive, cross border service offering. WE PROVIDE CUSTOMERS COMPREHENSIVE OPEN-LOOP FINTECH Cuentas’ General Purpose Reloadable (GPR) car
Slide 15: Accept National IDs to Get Cuentas
MARKET OPPORTUNITY #2 Expand and enable the list of personal identifications accepted to open a GPR account to include national IDs of Latin American and Caribbean countries including Mexico. ACCEPT NATIONAL IDs TO GET CUENTAS Our relationship with Sutton Bank provides us the ability to verify our c
Slide 16: Remittance Corridor and Card2Card Transfers to Latin America
MARKET OPPORTUNITY #3 Facilitate and provide value-added services to domestic and cross-border remittances. Streamline the GPR funding process and enable card-to-card transfers domestically and internationally. In 2016, remittances from the US totaled $70B. Latin America and the Caribbean were the l
Slide 17: We Created a Vast POS Network
MARKET OPPORTUNITY #4 Create a robust, nationwide network of retail locations, build consumer loyalty and enable reloading in store and online. WE CREATED A VAST POS NETWORK Vanilla Reload gives our The InCOMM platform gives Our JV with Black011 and customers banking and our customers online and POS
Slide 18: Cuentas' Mobile Wallet Comes with Value-Added Services
MARKET OPPORTUNITY #5 Mobile wallet capability requires connectivity and banking facility. Currently, mobile wallets are one-off engagements and access is limited by potential customers. CUENTAS’ MOBILE WALLET COMES WITH VALUE-ADDED SERVICES Cardholders can directly fund their mobile wallet to by tr
Slide 19: Existing Telecom Systems and Relationships
MARKET OPPORTUNITY #6 Leverage the second most used service, TELECOMMUNICATIONS, to our ecosystem and convert telecom users to Cuentas cardholders. WE HAVE EXISTING TELECOM SYSTEMS AND RELATIONSHIPS TO MARKET CUENTAS VALUE 19 p. 19
Slide 20: Cuentas' Mobile Wallet Model
CUENTAS’ MOBILE WALLET MODEL Per Each Cardholder Service Assumed Value of Purchase and % of Fees Revenue to Generated Cuentas Account Opening Initial deposit and card issuance at 1-time fee of $3.95 $3.95 Maintenance Monthly fee @ $3.95 $3.95 Reloads at 1,000s of Retail $400 monthly reload at $1.00
Slide 21: Cuentas Wallet + Telecom
CUENTAS WALLET + TELECOM Per Each Cardholder and Telecom Customer SERVICE ~ VALUE OF PURCHASE AND % OF FEES REVENUE GENERATED Initial $300.00 deposit and card issuance at 1-time fee of CUENTAS and Mobile Wallet $17.00 $3.95 + Assumes 100% customer adoption, Avg. Monthly Services Local Top Up of Mobi
Slide 22: Competitive Review
COMPETITIVE REVIEW We consider Green Dot and PayPal our competitors. We offer services and functionality above our competitors and focus our services in an nascent market with opportunities for significant growth through adoption. SERVICES International ID accepted to open US banking accounts Gene
Slide 23: The US Latino population has communication, remittance needs
The US LATINO POPULATION has communication, remittance For every single CUENTAS and purchasing cardholder in the requirements U.S., for themselves there is at lease and their one future CUENTAS extended cardholder customer families in the . Americas and the Caribbean.
Slide 24: More than 70 million underbanked residents
MORE THAN 70 Residents are underbanked in the U.S., the single largest mobile MILLION banking, consumer and online marketplace in the world. NEXT is the only company poised to meet the high- volume services and consumer needs of the underbanked US
Slide 25: Contact Us
CONTACT US CUENTAS INC N X G H D (soon CUEN) 19 W. Flagler St. Suite 507 Miami, FL 33130 USA 1 800 611 3622 [email protected] www.cuentas.com Michael De Prado, President & COO 1 800 611 3622 [email protected]