Acom Co., Ltd. · TSE:8572

Acom — FY2008 Earnings Presentation

35 slides from Acom's earnings presentation, May 9, 2008

  1. Slide 1: Acom IR presentation 2008.5.9

    http://www.acom.co.jp/ir/ 2008 5 9

  2. Slide 2: Contents

    2008 5 9 No. 1. 2008 3 6 2. 20 8 3. 2009 3 17 1. 2008 3 21 15 2. 2009 3 33 35

  3. Slide 3: Slide 3

  4. Slide 4: a ee

    a ee 2008 3 SS SSS»

  5. Slide 5: 2006 (2007.01.20) (2007.12.19) ( 2009.6) ( 2010.6) 5

    2006 12 20 1 2 3 (2007.01.20) (2007.12.19) ( 2009.6) ( 2010.6) 5

  6. Slide 6: Consolidated results summary

    2008 3 % % 379,706 -10.4 6,206 317,116 -14.5 8,016 298,054 -41.4 -8,646 236,956 -48.5 -8,444 81,651 - 14,851 80,159 - 16,459 83,120 - 14,320 82,319 - 15,619 35,406 - -3,694 33,518 - -6,582 6

  7. Slide 7: 2008 2007 35,406 33,518 -437,972 -439,463 24.9 27.9 22.2% 23.8% 100 100 1 50

    2008 3 2007 3 35,406 33,518 -437,972 -439,463 24.9 27.9 22.2% 23.8% 100 100 1 50 70 7

  8. Slide 8: 2006 2011 2007 2008 2011 -145 -200 -55 6 3 -145 -345 -400 2006

    2006 3 400 2011 3 870 2007 3 2008 3 2011 3 -145 -200 -55 2006 3 -145 -345 -400 2006 3 1,270 1,124 923 870 8

  9. Slide 9: 2007 2007 2008 13.140 27.375 12.00 18.00 7.7 18.0 2009 3 2007 3 2008

    2007 6 17 2007 6 18 2008 3 31 13.140 27.375 12.00 18.00 7.7 18.0 2009 3 2007 3 2008 3 22.25 21.05 19.09 9

  10. Slide 10: 2009 2008 1,348 2008 3,748 2009 1,218 2009 7 2008 3 3 3 4,900

    2009 3 3 2008 3 1,348 2008 3 196 3,748 2009 3 1,218 2009 2007 2008 3 3 3 4,900 3,748 2,530 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 08 3 09 3 10 3 10

  11. Slide 11: Loan operations: customers and receivables

    2008/3 2009/3 % 1,480,917 -151,393 -9.3 1,375,100 -7.1 1,318,781 -175,617 -11.8 1,214,200 -7.9 DC 81,161 -1,536 -1.9 81,600 0.5 49.7 -3.3 EASY BUY* 74,735 24,817 72,300 (33.3) (16.5) 3,208,872 -226,714 -6.6 3,212,000 0.1 2,374,759 -307,401 -11.5 2,177,100 -8.3 DC 180,085 -2,793 -1.5 177,900 -1.2 EAS

  12. Slide 12: Loan operations: loans and receivables

    2008/3 2009/3 % 38,126 -6,715 -15.0 30,200 -20.8 37,682 -6,585 -14.9 30,000 -20.4 443 -122 -21.6 200 -54.9 871,773 -310,033 -26.2 620,800 -28.8 866,958 -308,952 -26.3 616,000 -28.9 4,814 -887 -15.6 4,800 -0.3 42,795 -14,190 -24.9 41,300 -3.5 *1 32,656 23,153 243.6 35,400 8.4 -33.9 -41.8 EASY BUY*2 1

  13. Slide 13: UFJ-related operations

    2008/3 2009/3 % 120,639 14,661 13.8 172,400 42.9 100,633 3,783 3.9 135,300 34.4 DC 20,005 10,878 119.2 37,100 85.5 UFJ 14 DC UFJ 2008 3 13

  14. Slide 14: 2008/3 2009/3 % 17,026 3,198 23.1 17,200 1.0 15,568 2,240 .8 - - 30,638

    2008/3 2009/3 % 17,026 3,198 23.1 17,200 1.0 15,568 2,240 16.8 - - 30,638 4,850 18.8 22,300 -27.2 227,587 1,316 0.6 - - 14

  15. Slide 15: Bank and BNP alliances

    Bank BNP UFJ 2007 12 17 55.4% UFJ 20% 55.68 UFJ Bank BNP EASY BUY 15

  16. Slide 16: MUFG group

    MUFG MUFG 2008 3 2007 11 5 UFJ 2007 12 17 Bank BNP 16

  17. Slide 17: FY2009 forecast

    ( 2009 3 325,000 -14.4 258,300 -18.5 270,400 -9.3 208,700 -11.9 24,800 18.7 17,100 7.3 104,300 -10.0 89,200 -11.5 - - 94,400 2.2 54,600 -33.1 49,600 -38.1 56,200 -32.4 52,000 -36.8 43,300 22.3 41,800 24.7 17

  18. Slide 18: EPS and dividends

    ( 2009/3 2005/3 2006/3 2007/3 2008/3 EPS 525.54 407.52 -2,795.68 213.23 265.91 100.0 140.0 100.0 100.0 100.0 45.0 70.0 70.0 50.0 50.0 55.0 70.0 30.0 50.0 50.0 44.2 47.1 23.8 27.9 32.1 18

  19. Slide 19: Path, CO2BF tiie &

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  20. Slide 20: Slide 20

  21. Slide 21: Consolidated results

    2008 3 % % 379,706 -10.4 6,206 317,116 -14.5 8,016 298,054 -41.4 -8,646 236,956 -48.5 -8,444 81,651 - 14,851 80,159 - 16,459 83,120 - 14,320 82,319 - 15,619 35,406 - -3,694 33,518 - -6,582 21

  22. Slide 22: 21.05 p.p. -1.20 p.p. 0.50 p.p.

    2008 3 % 317,116 -14.5 8,016 292,860 -14.6 6,960 21.05 p.p. -1.20 p.p. 0.50 p.p. 1,277,879 -11.6 0.3 p.p. +0.5p.p. +0.3p.p. 22

  23. Slide 23: 2008 % 236,956 -48.5 -8,444 15,944 -5.8 -1,056 100,760 -21.9 -24,640 19,620 -90.2 19,620

    2008 3 % 236,956 -48.5 -8,444 15,944 -5.8 -1,056 100,760 -21.9 -24,640 19,620 -90.2 19,620 92,369 -17.8 -2,046 196 23

  24. Slide 24: 2008 % 27,690 -92.1 9,790 15,873 - 12,873 33,518 - -6,582 24

    2008 3 % 27,690 -92.1 9,790 15,873 - 12,873 33,518 - -6,582 24

  25. Slide 25: 2008/3 2009/3 2007/3 200,147 19,620 - - 42,266 75,981 - - ,880 58,838 -

    2008/3 2009/3 2007/3 200,147 19,620 - - 42,266 75,981 - - 41,880 58,838 - - 116,000 -115,200 -137,567 -121,800 84,146 134,819 137,567 121,800 490,000 374,800 352,433 253,000 196 25

  26. Slide 26: 2008/3 2009/3 % ( ) 1,277,879 -168,238 -11.6 1,179,700 -7.7 2,364,664 -305,942 -11.5 2,168,300

    2008/3 2009/3 % ( ) 1,277,879 -168,238 -11.6 1,179,700 -7.7 2,364,664 -305,942 -11.5 2,168,300 -8.3 175,859 -92,851 -34.6 205,000 16.6 36.4 -18.9 p.p. - - - 26

  27. Slide 27: Monthly trends

    50,000 50.0% 47.9% 48.0% 40,000 46.0% 44.0% 30,000 42.0% 40.4% 40.4% 39.4% 39.6% 40.0% 39.3% 37.5% 20,000 38.0% 36.0% 10,000 34.0% 34.3% 33.6% 32.8% 33.1% 32.6% 32.0% 32.2% 0 30.0% '07/3 '07/4 '07/5 '07/6 '07/7 '07/8 '07/9 '07/10 '07/11 '07/12 '08/1 '08/2 '08/3 27

  28. Slide 28: Receivables trend

    600,000 500,000 400,000 358,570 339,567 329,814 300,000 268,710 205,000 200,000 175,859 100,000 0 '04/3 '05/3 '06/3 '07/3 '08/3 '09/3 28

  29. Slide 29: Receivables by interest rate

    2007/3 2008/3 2009/3 1,446,117 100.0 1,277,879 100.0 1,179,700 100.0 18.000% 1,210,241 83.7 786,517 61.6 517,300 43.8 18.000% 235,875 16.3 491,361 38.4 662,400 56.2 15.000% 18.000% 123,087 8.5 208,603 16.3 281,600 23.9 12.000% 15.000% 46,255 3.2 226,250 17.7 333,800 28.3 12.000% 66,533 4.6 56,508 4.

  30. Slide 30: 150,000 10.0% 9.44% 9.54% 9.37% 9.44% 9.30% 9.0% 120,000 8.0% 90,000 7.0% 6.85% 60,000

    150,000 10.0% 9.44% 9.54% 9.37% 9.44% 9.30% 9.0% 120,000 8.0% 90,000 7.0% 6.85% 60,000 6.0% 30,000 5.0% 5.06% 4.93% 0 4.0% '04/3 '05/3 '06/3 '07/3 '07/6 '07/9 '07/12 '08/3 30

  31. Slide 31: 2,100 4,500 4,096 4,238 1,800 3,911 4,000 1,500 1,318 1,461 1,726 1,670 1,552 1,526

    2,100 4,500 4,096 4,238 1,800 3,911 4,000 1,500 1,318 1,461 1,726 1,670 1,552 1,526 3,500 1,200 3,000 2,956 2,774 900 2,730 2,500 600 2,000 300 381 324 277 142 137 127 0 1,500 '04/3 '05/3 '06/3 '07/3 '08/3 '09/3 31

  32. Slide 32: Funding

    2007/3 2008/3 2009/3 888,587 100.0 -56,621 774,407 100.0 -114,180 735,000 100.0 -39,407 580,627 65.3 -33,661 514,407 66.4 -66,220 495,000 67.3 -19,407 307,960 34.7 -22,960 260,000 33.6 -47,960 240,000 32.7 -20,000 60,000 6.8 9,000 - - -60,000 - - - 828,587 93.2 -65,621 774,407 100.0 -54,180 735,000

  33. Slide 33: 2.85% 1.99% 18.84% ( 19.09%) 17,100 89,200 94,400

    2.85% 1.99% 18.84% ( 19.09%) 17,100 89,200 94,400 33

  34. Slide 34: Slide 34

  35. Slide 35: IR contact

    IR [email protected] http://www.acom.co.jp/ir/ 35

Acom — FY2008 Earnings Presentation on 6ix