Zip Co Ltd. · ASX:ZIP
Zip — Investor Presentation (November 2025)
10 slides from Zip's investor presentation, November 2025
Slide 1: Zip and Stripe US partnership
Zip and Stripe US partnership Investor information session November 2025
Slide 2: Zip's two-sided business model
Zip’s two-sided business model CUSTOMERS MERCHANTS Spending and cash flow smoothing Sales growth ⠂ Simple instalment fee (US) ⠂ Higher conversions, larger ⠂ Payment flexibility baskets and customer referrals ⠂ Increased repurchase rates Great experience ⠂ Online and in-store ⠂ Market leading app Value
Slide 3: Role of merchants in Zip's ecosystem
Role of merchants in Zip’s ecosystem Merchants are Merchants drive Zip earns a the primary engagement by merchant service customer providing fee from its acquisition customers with integrated driver in the more places to merchants US transact
Slide 4: Progress to date and future focus areas
Progress to date ● Commenced US partnership in 2021 ● Worked closely with Stripe teams to educate on Zip’s merchant value proposition and identify target merchants and verticals Stripe is one of Zip’s largest US ● Reached General Availability for all merchants in the US in partners and impacts the A
Slide 5: Merchants can enable Zip on Stripe in <30 seconds
Merchants can enable Zip on Stripe in <30 seconds Note: Stripe Payment Elements required
Slide 6: Partnership goals
Partnership goals 1. Scale: Scale merchant acquisition through a 1-to-Many approach High Traditional 2. Speed: Speed up the sales cycle Integration through standard processes Time, 3. Cost: Lower individual merchant effort and investment acquisition costs through no required integration and consiste
Slide 7: Value for Stripe
Value for Stripe Stickiness with Merchants Additional Revenue Streams Trusted Advisor More payment methods means more Monetise payments to create a It’s not just about having every options for merchants, meaning separate revenue stream outside payment method, it’s also about merchants have more reas
Slide 8: Value for Zip
Value for Zip Growth and Net-New Increased Sales Velocity Enhanced Merchant Opportunities Value Proposition Drive net-new merchant acquisition Alleviated contracting, compliance Enhances the Zip product cost-efficiency and integrations processes supports offering by making Zip easy to accelerated sa
Slide 9: Quicker go live and access to more merchants
Quicker go live and access to more merchants The Stripe to do. Shortens both the sales cycle and integration to onboard new merchants as PSPs tend to be a “Master Merchant”. Application Accreditation Commercial Contract Integration Go-Live! & Negotiation Acceptance Repeat Faster sales cycle. No dire
Slide 10: Thank you
Thank you