Morgan Stanley · NYSE:MS

Morgan Stanley — Credit Suisse Financial Services Forum 2017

7 slides from Morgan Stanley's conference presentation, Feb 7, 2017

  1. Slide 1: Credit Suisse Financial Services Forum

    ​Credit Suisse Financial Services Forum ​Jonathan Pruzan, Chief Financial Officer & Executive Vice President February 7, 2017

  2. Slide 2: Notice

    Notice The information provided herein may include certain non-GAAP financial measures. The reconciliation of such measures to the comparable GAAP figures are included in the Company’s Annual Report on Form 10-K, Definitive Proxy Statement, Quarterly Reports on Form 10-Q and the Company’s Current Re

  3. Slide 3: Net Interest Income – A Significant Driver of Wealth Management Revenue and Margin Opportunity

    Net Interest Income – A Significant Driver of Wealth Management Revenue and Margin Opportunity Growth in Deposit Funding... …Driving Steady Growth in Net Interest Income Bank Deposit Program (“BDP”) Balances ($Bn)(1) Wealth Management NII ($Bn) and Pre-Tax Margin (%)(2)(3) 149 153 128 104 3.5 72 3.0

  4. Slide 4: Deposit Profile Provides Durable Funding Source and Supports Asset Sensitivity

    Deposit Profile Provides Durable Funding Source and Supports Asset Sensitivity Bank Deposit Program Evolution Attractive Deposit Characteristics Bank Deposit Program Balances ($Bn) Bank Deposit Program Balance / Total Client Assets (%)(1) 2 8 8 8 149 153 7 7 7 7 7 1 128 104 72 '09 '10 '11 '12 '13 '1

  5. Slide 5: High Quality Wealth Management Asset Profile with Potential for Growth

    High Quality Wealth Management Asset Profile with Potential for Growth High Quality Loan Portfolio Positioned for Rising Rates ​Loan Growth Opportunity Wealth Management Loan Portfolio (%) Loan Penetration (%)(1)  Predominantly floating rate loan Securities-Based Loan (%) Broker-Dealer portfolio Le

  6. Slide 6: Net Interest Income Upside Driven by Rates and Ongoing Execution of U.S. Bank Strategy

    Net Interest Income Upside Driven by Rates and Ongoing Execution of U.S. Bank Strategy Combined U.S. Bank Assets ($Bn)(1) 200 Average Assets $177 $177 – $182 1% $160 5% – 10% 160 2% 15% 17% 35% – 40% 120 36% 35% 80 48% 50% – 55% 40 46% 0 (2) 2015 2016 2017 Objective Lending Investment Portfolio Cash

  7. Slide 7: Credit Suisse Financial Services Forum

    ​Credit Suisse Financial Services Forum ​Jonathan Pruzan, Chief Financial Officer & Executive Vice President February 7, 2017

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