Insperity, Inc. · NYSE:NSP
Insperity — Q3 2026 Earnings Presentation
10 slides from Insperity's earnings presentation, Oct 29, 2026
Slide 1: Earnings Call and Webcast Q3 2026
Earnings Call and Webcast Q3 2026 October 29, 2026
Slide 2: Safe Harbor Statement
Safe Harbor Statement The statements contained herein that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. You can identify such forward-looking statements by the words “an
Slide 3: CEO Commentary
CEO Commentary • Q3 results reflect continued progress on our 2026 top priority of margin recovery, achieving a meaningful step forward in restoring the earnings power of our business model. • Financial impact of the margin recovery plan has outpaced the modest 2% reduction in average paid worksite
Slide 4: Q3 2026 Financial Results
Q3 2026 Financial Results • Q3 average paid worksite employees decreased 2% • As expected, worksite employees paid from new (2)% client sales and client retention for Q3 2026 declined compared to Q3 2025 due to the impact of our margin recovery plan • Net hiring increased compared to Q3 2025 and inc
Slide 5: Q3 2026 Financial Results
Q3 2026 Financial Results ($ in millions, except per share amounts) Adjusted EBITDA Adjusted EPS • Q3 Adjusted EBITDA improved by 210% as the financial impact of the margin recovery plan outpaced the modest decline in paid worksite employees • Gross profit increased 6% • Operating expenses decreased
Slide 6: YTD September Financial Results
YTD September Financial Results • Average paid worksite employees decreased 1% • As expected, worksite employees paid from new sales and client retention for first nine months (1)% 2026 declined compared to the 2025 period due to the impact of our margin recovery plan • Net hiring increased during t
Slide 7: YTD September Financial Results
YTD September Financial Results ($ in millions, except per share amounts) Adjusted EBITDA Adjusted EPS 18% 13% • Adjusted EBITDA and Adjusted EPS both increased as the financial impact of the margin recovery plan outpaced the modest decline in paid worksite employees. • Adjusted EPS was negatively i
Slide 8: Balance Sheet and Cash Flow
Balance Sheet and Cash Flow ($ in millions) September 30, 2026 December 31, 2025 Adjusted Cash $119 $57 Total Debt $419 $369 • Adjusted cash increased to $119 million at September 30, 2026 compared to $95 Working Capital $179 $102 million at June 30, 2026. • During Q3 2026 we paid $23 million in Yea
Slide 9: Q4 and FY 2026 Outlook
Q4 and FY 2026 Outlook October 29, 2026 October 29, 2026 Q4 2026 Outlook FY 2026 Outlook Average WSEEs paid 306,000 — 308,000 305,500 — 306,000 Year-over-year decrease (2.0)% — (1.4)% (1.5)% — (1.3)% • Our updated outlook for 2026 reflects our Q3 results, the continued progress of our margin recover
Slide 10: Appendix – Non-GAAP Financial Measures
Appendix – Non-GAAP Financial Measures Non-GAAP financial measures are not prepared in accordance with GAAP and may be different from non-GAAP financial measures used by other companies. Non-GAAP financial measures should not be considered as a substitute for, or superior to, measures of financial p